BlastPoint's Banking Scorecard
Anderson Brothers Bank
Community
Specialty: Commercial
SC
FDIC cert 9923
Mullins, SC
1484
banks in Community tier nationally
22 in SC
View Community leaderboard (SC) →
Anderson Brothers Bank shows strong momentum with 1 strength and 12.2% YoY asset growth
Key Strengths
Areas where this bank excels compared to peers
- + Net Interest Margin 2.64% above tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (SC) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$2.2B
+12.2% YoY
+1.0% QoQ
|
+$816.5M |
$1.4B
+2.0% YoY
|
$1.4B
+4.5% YoY
|
$5.9B
+6.5% YoY
|
82% |
| Total Loans ? |
$1.7B
+12.6% YoY
+3.3% QoQ
|
+$764.2M |
$975.5M
+2.4% YoY
|
$973.5M
+7.4% YoY
|
$3.1B
+8.5% YoY
|
Top 15% in tier |
| Total Deposits ? |
$1.9B
+8.9% YoY
-1.9% QoQ
|
+$781.8M |
$1.2B
+1.7% YoY
|
$1.2B
+4.1% YoY
|
$4.7B
+6.3% YoY
|
84% |
| Return on Assets ? |
1.38%
+28.1% YoY
-0.4% QoQ
|
+0.21% |
1.16%
+17.2% YoY
|
0.95%
+14.5% YoY
|
1.12%
+15.6% YoY
|
68% |
| Net Interest Margin ? |
6.30%
-1.3% YoY
+0.0% QoQ
|
+2.64% |
3.66%
+9.1% YoY
|
3.61%
+7.8% YoY
|
3.75%
+7.1% YoY
|
Top 1% in tier |
| Efficiency Ratio ? |
59.58%
-1.9% YoY
+1.5% QoQ
|
-3.05% |
62.63%
-5.3% YoY
|
68.53%
-3.0% YoY
|
65.09%
-5.1% YoY
|
58% |
| Delinquency Rate ? |
0.61%
+4.5% YoY
+16.7% QoQ
|
-0.02% |
0.63%
+18.3% YoY
|
0.35%
-2.9% YoY
|
0.66%
+20.3% YoY
|
40% |
| Loan-to-Deposit Ratio ? |
89.38%
+3.4% YoY
+5.2% QoQ
|
+6.31% |
83.06%
+0.3% YoY
|
73.98%
+1.0% YoY
|
78.04%
+0.7% YoY
|
36% |
| Non-Interest-Bearing Deposit Share ? |
23.33%
-3.4% YoY
-7.5% QoQ
|
+2.29% |
21.05%
-0.9% YoY
|
20.79%
-0.7% YoY
|
21.79%
-1.3% YoY
|
64% |
| Nonperforming Asset Ratio ? |
0.55%
+15.1% YoY
+31.9% QoQ
|
+0.05% |
0.50%
+20.3% YoY
|
0.23%
-5.4% YoY
|
0.48%
+20.8% YoY
|
35% |
| Tier 1 Capital Ratio ? |
11.25%
-1.4% YoY
-0.1% QoQ
|
+1.01% |
10.24%
-0.6% YoY
|
12.85%
+2.9% YoY
|
9.75%
-1.9% YoY
|
39% |
| Non-Interest Income / Assets ? |
0.76%
-5.5% YoY
+33.9% QoQ
|
+0.02% |
0.74%
-1.3% YoY
|
0.49%
-7.0% YoY
|
0.65%
+0.6% YoY
|
75% |
Signature Analysis
Strengths (1)
Net Interest Margin
metric
Top 1%
in Community
Why this stands out
Current:
6.30%
(Tier avg: 3.66%, National avg: 3.75%)
Concerns (0)
No concerns identified
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
99
99th pctile
Net Interest Margin
Current: 6.30% · Tier avg: 3.66%
85
85th pctile
Total Loans
Current: $1.7B · Tier avg: $975.5M
84
84th pctile
Total Deposits
Current: $1.9B · Tier avg: $1.2B
82
82th pctile
Total Assets
Current: $2.2B · Tier avg: $1.4B
75
75th pctile
Non-Interest Income / Assets
Current: 0.76% · Tier avg: 0.74%
68
68th pctile
Return on Assets
Current: 1.38% · Tier avg: 1.16%
64
64th pctile
Non-Interest-Bearing Deposit Share
Current: 23.33% · Tier avg: 21.05%
58
58th pctile
Efficiency Ratio
Current: 59.58% · Tier avg: 62.63%
40
40th pctile
Delinquency Rate
Current: 0.61% · Tier avg: 0.63%
39
39th pctile
Tier 1 Capital Ratio
Current: 11.25% · Tier avg: 10.24%
36
36th pctile
Loan-to-Deposit Ratio
Current: 89.38% · Tier avg: 83.06%
35
35th pctile
Nonperforming Asset Ratio
Current: 0.55% · Tier avg: 0.50%
Top Weaknesses
35
35th pctile
Nonperforming Asset Ratio
Current: 0.55% · Tier avg: 0.50%
36
36th pctile
Loan-to-Deposit Ratio
Current: 89.38% · Tier avg: 83.06%
39
39th pctile
Tier 1 Capital Ratio
Current: 11.25% · Tier avg: 10.24%
40
40th pctile
Delinquency Rate
Current: 0.61% · Tier avg: 0.63%
58
58th pctile
Efficiency Ratio
Current: 59.58% · Tier avg: 62.63%
64
64th pctile
Non-Interest-Bearing Deposit Share
Current: 23.33% · Tier avg: 21.05%
68
68th pctile
Return on Assets
Current: 1.38% · Tier avg: 1.16%
75
75th pctile
Non-Interest Income / Assets
Current: 0.76% · Tier avg: 0.74%
82
82th pctile
Total Assets
Current: $2.2B · Tier avg: $1.4B
84
84th pctile
Total Deposits
Current: $1.9B · Tier avg: $1.2B
85
85th pctile
Total Loans
Current: $1.7B · Tier avg: $975.5M
99
99th pctile
Net Interest Margin
Current: 6.30% · Tier avg: 3.66%