BlastPoint's Banking Scorecard
The Bank of Marion
Community
Specialty: Other
VA
FDIC cert 9507
Marion, VA
1484
banks in Community tier nationally
32 in VA
View Community leaderboard (VA) →
The Bank of Marion shows stable performance across key metrics
Key Strengths
Areas where this bank excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (VA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$613.9M
+5.7% YoY
+3.1% QoQ
|
-$777.6M |
$1.4B
+2.0% YoY
|
$17.5B
+24.6% YoY
|
$5.9B
+6.5% YoY
|
16% |
| Total Loans ? |
$414.1M
+5.6% YoY
+2.6% QoQ
|
-$561.4M |
$975.5M
+2.4% YoY
|
$10.7B
+28.4% YoY
|
$3.1B
+8.5% YoY
|
16% |
| Total Deposits ? |
$547.8M
+3.0% YoY
+4.1% QoQ
|
-$616.8M |
$1.2B
+1.7% YoY
|
$13.8B
+21.4% YoY
|
$4.7B
+6.3% YoY
|
21% |
| Return on Assets ? |
1.27%
+16.6% YoY
+1.8% QoQ
|
+0.11% |
1.16%
+17.2% YoY
|
0.94%
+24.9% YoY
|
1.12%
+15.6% YoY
|
61% |
| Net Interest Margin ? |
4.09%
+5.6% YoY
+1.2% QoQ
|
+0.43% |
3.66%
+9.1% YoY
|
3.66%
+9.0% YoY
|
3.75%
+7.1% YoY
|
74% |
| Efficiency Ratio ? |
64.87%
-5.8% YoY
+0.1% QoQ
|
+2.24% |
62.63%
-5.3% YoY
|
66.70%
-6.7% YoY
|
65.09%
-5.1% YoY
|
41% |
| Delinquency Rate ? |
1.79%
+126.9% YoY
+34.8% QoQ
|
+1.16% |
0.63%
+18.3% YoY
|
0.75%
+37.7% YoY
|
0.66%
+20.3% YoY
|
Bottom 12% in tier |
| Loan-to-Deposit Ratio ? |
75.59%
+2.5% YoY
-1.5% QoQ
|
-7.47% |
83.06%
+0.3% YoY
|
79.98%
+0.8% YoY
|
78.04%
+0.7% YoY
|
29% |
| Non-Interest-Bearing Deposit Share ? |
21.89%
+6.3% YoY
+0.3% QoQ
|
+0.85% |
21.05%
-0.9% YoY
|
24.23%
+0.2% YoY
|
21.79%
-1.3% YoY
|
58% |
| Nonperforming Asset Ratio ? |
1.22%
+118.1% YoY
+32.8% QoQ
|
+0.72% |
0.50%
+20.3% YoY
|
0.53%
+39.4% YoY
|
0.48%
+20.8% YoY
|
Bottom 15% in tier |
| Tier 1 Capital Ratio ? |
17.99%
+2.0% YoY
-1.9% QoQ
|
+7.75% |
10.24%
-0.6% YoY
|
11.48%
+7.9% YoY
|
9.75%
-1.9% YoY
|
Top 11% in tier |
| Non-Interest Income / Assets ? |
0.88%
+3.5% YoY
+31.4% QoQ
|
+0.14% |
0.74%
-1.3% YoY
|
0.64%
-0.2% YoY
|
0.65%
+0.6% YoY
|
82% |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (0)
No concerns identified
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
89
89th pctile
Tier 1 Capital Ratio
Current: 17.99% · Tier avg: 10.24%
82
82th pctile
Non-Interest Income / Assets
Current: 0.88% · Tier avg: 0.74%
74
74th pctile
Net Interest Margin
Current: 4.09% · Tier avg: 3.66%
61
61th pctile
Return on Assets
Current: 1.27% · Tier avg: 1.16%
58
58th pctile
Non-Interest-Bearing Deposit Share
Current: 21.89% · Tier avg: 21.05%
41
41th pctile
Efficiency Ratio
Current: 64.87% · Tier avg: 62.63%
29
29th pctile
Loan-to-Deposit Ratio
Current: 75.59% · Tier avg: 83.06%
21
21th pctile
Total Deposits
Current: $547.8M · Tier avg: $1.2B
16
16th pctile
Total Loans
Current: $414.1M · Tier avg: $975.5M
16
16th pctile
Total Assets
Current: $613.9M · Tier avg: $1.4B
15
15th pctile
Nonperforming Asset Ratio
Current: 1.22% · Tier avg: 0.50%
12
12th pctile
Delinquency Rate
Current: 1.79% · Tier avg: 0.63%
Top Weaknesses
12
12th pctile
Delinquency Rate
Current: 1.79% · Tier avg: 0.63%
15
15th pctile
Nonperforming Asset Ratio
Current: 1.22% · Tier avg: 0.50%
16
16th pctile
Total Assets
Current: $613.9M · Tier avg: $1.4B
16
16th pctile
Total Loans
Current: $414.1M · Tier avg: $975.5M
21
21th pctile
Total Deposits
Current: $547.8M · Tier avg: $1.2B
29
29th pctile
Loan-to-Deposit Ratio
Current: 75.59% · Tier avg: 83.06%
41
41th pctile
Efficiency Ratio
Current: 64.87% · Tier avg: 62.63%
58
58th pctile
Non-Interest-Bearing Deposit Share
Current: 21.89% · Tier avg: 21.05%
61
61th pctile
Return on Assets
Current: 1.27% · Tier avg: 1.16%
74
74th pctile
Net Interest Margin
Current: 4.09% · Tier avg: 3.66%
82
82th pctile
Non-Interest Income / Assets
Current: 0.88% · Tier avg: 0.74%
89
89th pctile
Tier 1 Capital Ratio
Current: 17.99% · Tier avg: 10.24%