BlastPoint's Banking Scorecard
Movement Bank
Micro
Specialty: Commercial
VA
FDIC cert 9502
Designations: ✓ Community bank
Danville, VA
2498
banks in Micro tier nationally
18 in VA
View Micro leaderboard (VA) →
Movement Bank has 3 strengths but faces 2 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Loan-to-Deposit Ratio 30.04% above tier
- + Non-Interest-Bearing Deposit Share 21.12% above tier
- + Non-Interest Income / Assets 0.76% above tier
Key Concerns
Areas that may need attention
- - Return on Assets 1.22% below tier
- - Efficiency Ratio 37.30% above tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (VA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$154.1M
-1.8% YoY
-4.4% QoQ
|
-$63.4M |
$217.5M
+2.3% YoY
|
$17.5B
+24.6% YoY
|
$5.9B
+6.5% YoY
|
39% |
| Total Loans ? |
$114.7M
-4.2% YoY
-3.5% QoQ
|
-$24.4M |
$139.2M
+2.8% YoY
|
$10.7B
+28.4% YoY
|
$3.1B
+8.5% YoY
|
48% |
| Total Deposits ? |
$109.7M
-18.5% YoY
-8.0% QoQ
|
-$73.9M |
$183.7M
+1.8% YoY
|
$13.8B
+21.4% YoY
|
$4.7B
+6.3% YoY
|
32% |
| Return on Assets ? |
-0.14%
+84.9% YoY
-3.7% QoQ
|
-1.22% |
1.08%
+14.7% YoY
|
0.94%
+24.9% YoY
|
1.12%
+15.6% YoY
|
Bottom 5% in tier |
| Net Interest Margin ? |
3.51%
+15.3% YoY
+1.2% QoQ
|
-0.34% |
3.85%
+6.6% YoY
|
3.66%
+9.0% YoY
|
3.75%
+7.1% YoY
|
34% |
| Efficiency Ratio ? |
105.02%
-14.1% YoY
-0.2% QoQ
|
+37.30% |
67.73%
-4.8% YoY
|
66.70%
-6.7% YoY
|
65.09%
-5.1% YoY
|
Bottom 4% in tier |
| Delinquency Rate ? |
0.93%
+338.7% QoQ
|
+0.29% |
0.64%
+24.4% YoY
|
0.75%
+37.7% YoY
|
0.66%
+20.3% YoY
|
30% |
| Loan-to-Deposit Ratio ? |
104.57%
+17.5% YoY
+4.9% QoQ
|
+30.04% |
74.53%
+0.5% YoY
|
79.98%
+0.8% YoY
|
78.04%
+0.7% YoY
|
Top 6% in tier |
| Non-Interest-Bearing Deposit Share ? |
43.51%
+30.1% YoY
-3.1% QoQ
|
+21.12% |
22.39%
-1.3% YoY
|
24.23%
+0.2% YoY
|
21.79%
-1.3% YoY
|
Top 5% in tier |
| Nonperforming Asset Ratio ? |
0.69%
+342.9% QoQ
|
+0.24% |
0.45%
+25.1% YoY
|
0.53%
+39.4% YoY
|
0.48%
+20.8% YoY
|
29% |
| Tier 1 Capital Ratio ? |
15.57%
+21.9% YoY
+18.5% QoQ
|
+6.72% |
8.85%
-3.4% YoY
|
11.48%
+7.9% YoY
|
9.75%
-1.9% YoY
|
75% |
| Non-Interest Income / Assets ? |
1.32%
-9.3% YoY
+37.6% QoQ
|
+0.76% |
0.56%
+0.3% YoY
|
0.64%
-0.2% YoY
|
0.65%
+0.6% YoY
|
Top 5% in tier |
Signature Analysis
Strengths (3)
Loan-to-Deposit Ratio
metric
Top 6%
in Micro
Why this stands out
Current:
104.57%
(Tier avg: 74.53%, National avg: 78.04%)
Non-Interest-Bearing Deposit Share
metric
Top 5%
in Micro
Why this stands out
Current:
43.51%
(Tier avg: 22.39%, National avg: 21.79%)
Non-Interest Income / Assets
metric
Top 5%
in Micro
Why this stands out
Current:
1.32%
(Tier avg: 0.56%, National avg: 0.65%)
Concerns (2)
Return on Assets
metric
Bottom 5%
in Micro
Why this stands out
Current:
-0.14%
(Tier avg: 1.08%, National avg: 1.12%)
Efficiency Ratio
metric
Bottom 4%
in Micro
Why this stands out
Current:
105.02%
(Tier avg: 67.73%, National avg: 65.09%)
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
95
95th pctile
Non-Interest-Bearing Deposit Share
Current: 43.51% · Tier avg: 22.39%
95
95th pctile
Non-Interest Income / Assets
Current: 1.32% · Tier avg: 0.56%
94
94th pctile
Loan-to-Deposit Ratio
Current: 104.57% · Tier avg: 74.53%
75
75th pctile
Tier 1 Capital Ratio
Current: 15.57% · Tier avg: 8.85%
48
48th pctile
Total Loans
Current: $114.7M · Tier avg: $139.2M
39
39th pctile
Total Assets
Current: $154.1M · Tier avg: $217.5M
34
34th pctile
Net Interest Margin
Current: 3.51% · Tier avg: 3.85%
32
32th pctile
Total Deposits
Current: $109.7M · Tier avg: $183.7M
30
30th pctile
Delinquency Rate
Current: 0.93% · Tier avg: 0.64%
29
29th pctile
Nonperforming Asset Ratio
Current: 0.69% · Tier avg: 0.45%
5
5th pctile
Return on Assets
Current: -0.14% · Tier avg: 1.08%
4
4th pctile
Efficiency Ratio
Current: 105.02% · Tier avg: 67.73%
Top Weaknesses
4
4th pctile
Efficiency Ratio
Current: 105.02% · Tier avg: 67.73%
5
5th pctile
Return on Assets
Current: -0.14% · Tier avg: 1.08%
29
29th pctile
Nonperforming Asset Ratio
Current: 0.69% · Tier avg: 0.45%
30
30th pctile
Delinquency Rate
Current: 0.93% · Tier avg: 0.64%
32
32th pctile
Total Deposits
Current: $109.7M · Tier avg: $183.7M
34
34th pctile
Net Interest Margin
Current: 3.51% · Tier avg: 3.85%
39
39th pctile
Total Assets
Current: $154.1M · Tier avg: $217.5M
48
48th pctile
Total Loans
Current: $114.7M · Tier avg: $139.2M
75
75th pctile
Tier 1 Capital Ratio
Current: 15.57% · Tier avg: 8.85%
94
94th pctile
Loan-to-Deposit Ratio
Current: 104.57% · Tier avg: 74.53%
95
95th pctile
Non-Interest Income / Assets
Current: 1.32% · Tier avg: 0.56%
95
95th pctile
Non-Interest-Bearing Deposit Share
Current: 43.51% · Tier avg: 22.39%