BlastPoint's Banking Scorecard
Bank of Brookfield - Purdin, National Association
Micro
Specialty: Agricultural
MO
FDIC cert 9385
Designations: ✓ Community bank
Brookfield, MO
2498
banks in Micro tier nationally
125 in MO
View Micro leaderboard (MO) →
Bank of Brookfield - Purdin, National Association has 4 strengths but faces 2 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Delinquency Rate 0.64% below tier
- + Loan-to-Deposit Ratio 50.84% below tier
- + Nonperforming Asset Ratio 0.45% below tier
- + Tier 1 Capital Ratio 25.78% above tier
Key Concerns
Areas that may need attention
- - Net Interest Margin 1.23% below tier
- - Non-Interest Income / Assets 0.48% below tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (MO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$112.3M
+0.9% YoY
+2.2% QoQ
|
-$105.2M |
$217.5M
+2.3% YoY
|
$1.5B
+13.3% YoY
|
$5.9B
+6.5% YoY
|
26% |
| Total Loans ? |
$23.0M
+7.0% YoY
+2.6% QoQ
|
-$116.2M |
$139.2M
+2.8% YoY
|
$962.2M
+12.2% YoY
|
$3.1B
+8.5% YoY
|
Bottom 8% in tier |
| Total Deposits ? |
$97.2M
-0.9% YoY
+2.6% QoQ
|
-$86.5M |
$183.7M
+1.8% YoY
|
$1.3B
+12.4% YoY
|
$4.7B
+6.3% YoY
|
27% |
| Return on Assets ? |
0.74%
+25.6% YoY
-5.6% QoQ
|
-0.34% |
1.08%
+14.7% YoY
|
1.34%
+11.8% YoY
|
1.12%
+15.6% YoY
|
30% |
| Net Interest Margin ? |
2.63%
+4.8% YoY
+0.3% QoQ
|
-1.23% |
3.85%
+6.6% YoY
|
3.96%
+8.2% YoY
|
3.75%
+7.1% YoY
|
Bottom 7% in tier |
| Efficiency Ratio ? |
69.78%
-2.7% YoY
+2.3% QoQ
|
+2.05% |
67.73%
-4.8% YoY
|
60.96%
-4.9% YoY
|
65.09%
-5.1% YoY
|
41% |
| Delinquency Rate ? |
0.00%
-100.0% QoQ
|
-0.64% |
0.64%
+24.4% YoY
|
0.68%
+40.2% YoY
|
0.66%
+20.3% YoY
|
Top 1% in tier |
| Loan-to-Deposit Ratio ? |
23.68%
+8.0% YoY
+0.0% QoQ
|
-50.84% |
74.53%
+0.5% YoY
|
81.02%
+1.1% YoY
|
78.04%
+0.7% YoY
|
Top 1% in tier |
| Non-Interest-Bearing Deposit Share ? |
17.19%
-16.9% YoY
+10.6% QoQ
|
-5.21% |
22.39%
-1.3% YoY
|
21.00%
+0.9% YoY
|
21.79%
-1.3% YoY
|
31% |
| Nonperforming Asset Ratio ? |
0.00%
-100.0% QoQ
|
-0.45% |
0.45%
+25.1% YoY
|
0.56%
+46.7% YoY
|
0.48%
+20.8% YoY
|
Top 1% in tier |
| Tier 1 Capital Ratio ? |
34.63%
+0.5% YoY
-0.7% QoQ
|
+25.78% |
8.85%
-3.4% YoY
|
8.09%
-3.5% YoY
|
9.75%
-1.9% YoY
|
Top 2% in tier |
| Non-Interest Income / Assets ? |
0.08%
-33.2% YoY
+40.5% QoQ
|
-0.48% |
0.56%
+0.3% YoY
|
0.63%
+2.3% YoY
|
0.65%
+0.6% YoY
|
Bottom 6% in tier |
Signature Analysis
Strengths (4)
Delinquency Rate
metric
Top 1%
in Micro
Why this stands out
Current:
0.00%
(Tier avg: 0.64%, National avg: 0.66%)
Loan-to-Deposit Ratio
metric
Top 1%
in Micro
Why this stands out
Current:
23.68%
(Tier avg: 74.53%, National avg: 78.04%)
Nonperforming Asset Ratio
metric
Top 1%
in Micro
Why this stands out
Current:
0.00%
(Tier avg: 0.45%, National avg: 0.48%)
Tier 1 Capital Ratio
metric
Top 2%
in Micro
Why this stands out
Current:
34.63%
(Tier avg: 8.85%, National avg: 9.75%)
Concerns (2)
Net Interest Margin
metric
Bottom 7%
in Micro
Why this stands out
Current:
2.63%
(Tier avg: 3.85%, National avg: 3.75%)
Non-Interest Income / Assets
metric
Bottom 6%
in Micro
Why this stands out
Current:
0.08%
(Tier avg: 0.56%, National avg: 0.65%)
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
100
100th pctile
Delinquency Rate
Current: 0.00% · Tier avg: 0.64%
100
100th pctile
Nonperforming Asset Ratio
Current: 0.00% · Tier avg: 0.45%
99
99th pctile
Loan-to-Deposit Ratio
Current: 23.68% · Tier avg: 74.53%
98
98th pctile
Tier 1 Capital Ratio
Current: 34.63% · Tier avg: 8.85%
41
41th pctile
Efficiency Ratio
Current: 69.78% · Tier avg: 67.73%
31
31th pctile
Non-Interest-Bearing Deposit Share
Current: 17.19% · Tier avg: 22.39%
30
30th pctile
Return on Assets
Current: 0.74% · Tier avg: 1.08%
27
27th pctile
Total Deposits
Current: $97.2M · Tier avg: $183.7M
26
26th pctile
Total Assets
Current: $112.3M · Tier avg: $217.5M
8
8th pctile
Total Loans
Current: $23.0M · Tier avg: $139.2M
7
7th pctile
Net Interest Margin
Current: 2.63% · Tier avg: 3.85%
6
6th pctile
Non-Interest Income / Assets
Current: 0.08% · Tier avg: 0.56%
Top Weaknesses
6
6th pctile
Non-Interest Income / Assets
Current: 0.08% · Tier avg: 0.56%
7
7th pctile
Net Interest Margin
Current: 2.63% · Tier avg: 3.85%
8
8th pctile
Total Loans
Current: $23.0M · Tier avg: $139.2M
26
26th pctile
Total Assets
Current: $112.3M · Tier avg: $217.5M
27
27th pctile
Total Deposits
Current: $97.2M · Tier avg: $183.7M
30
30th pctile
Return on Assets
Current: 0.74% · Tier avg: 1.08%
31
31th pctile
Non-Interest-Bearing Deposit Share
Current: 17.19% · Tier avg: 22.39%
41
41th pctile
Efficiency Ratio
Current: 69.78% · Tier avg: 67.73%
98
98th pctile
Tier 1 Capital Ratio
Current: 34.63% · Tier avg: 8.85%
99
99th pctile
Loan-to-Deposit Ratio
Current: 23.68% · Tier avg: 74.53%
100
100th pctile
Nonperforming Asset Ratio
Current: 0.00% · Tier avg: 0.45%
100
100th pctile
Delinquency Rate
Current: 0.00% · Tier avg: 0.64%