BlastPoint's Banking Scorecard
Bank of Little Rock
Micro
Specialty: Commercial
AR
FDIC cert 91280
Designations: ✓ Community bank
Little Rock, AR
2498
banks in Micro tier nationally
40 in AR
View Micro leaderboard (AR) →
Bank of Little Rock has 1 strength but faces 1 concern
Key Strengths
Areas where this bank excels compared to peers
- + Non-Interest Income / Assets 1.15% above tier
Key Concerns
Areas that may need attention
- - Return on Assets 2.40% below tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (AR) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$268.6M
-9.9% YoY
-0.6% QoQ
|
+$51.1M |
$217.5M
+2.3% YoY
|
$2.3B
+2.4% YoY
|
$5.9B
+6.5% YoY
|
66% |
| Total Loans ? |
$128.8M
-5.9% YoY
+0.6% QoQ
|
-$10.4M |
$139.2M
+2.8% YoY
|
$1.6B
+6.2% YoY
|
$3.1B
+8.5% YoY
|
53% |
| Total Deposits ? |
$244.5M
-8.9% YoY
-1.1% QoQ
|
+$60.9M |
$183.7M
+1.8% YoY
|
$1.9B
+3.0% YoY
|
$4.7B
+6.3% YoY
|
69% |
| Return on Assets ? |
-1.31%
+39.0% QoQ
|
-2.40% |
1.08%
+14.7% YoY
|
1.19%
+9.0% YoY
|
1.12%
+15.6% YoY
|
Bottom 2% in tier |
| Net Interest Margin ? |
3.09%
+46.4% YoY
+6.1% QoQ
|
-0.77% |
3.85%
+6.6% YoY
|
4.00%
+8.5% YoY
|
3.75%
+7.1% YoY
|
19% |
| Efficiency Ratio ? |
85.08%
-18.2% YoY
-1.7% QoQ
|
+17.36% |
67.73%
-4.8% YoY
|
63.04%
-5.8% YoY
|
65.09%
-5.1% YoY
|
Bottom 13% in tier |
| Delinquency Rate ? |
0.95%
-49.3% YoY
+0.4% QoQ
|
+0.31% |
0.64%
+24.4% YoY
|
0.91%
+44.6% YoY
|
0.66%
+20.3% YoY
|
30% |
| Loan-to-Deposit Ratio ? |
52.67%
+3.3% YoY
+1.8% QoQ
|
-21.86% |
74.53%
+0.5% YoY
|
80.90%
+1.0% YoY
|
78.04%
+0.7% YoY
|
84% |
| Non-Interest-Bearing Deposit Share ? |
14.89%
+10.1% YoY
-5.5% QoQ
|
-7.50% |
22.39%
-1.3% YoY
|
19.14%
-0.5% YoY
|
21.79%
-1.3% YoY
|
22% |
| Nonperforming Asset Ratio ? |
0.46%
-47.0% YoY
-20.2% QoQ
|
+0.01% |
0.45%
+25.1% YoY
|
0.66%
+38.2% YoY
|
0.48%
+20.8% YoY
|
39% |
| Tier 1 Capital Ratio ? |
0.00%
-100.0% YoY
-100.0% QoQ
|
-8.85% |
8.85%
-3.4% YoY
|
7.07%
-13.2% YoY
|
9.75%
-1.9% YoY
|
51% |
| Non-Interest Income / Assets ? |
1.71%
+18.7% YoY
+33.2% QoQ
|
+1.15% |
0.56%
+0.3% YoY
|
0.76%
-21.3% YoY
|
0.65%
+0.6% YoY
|
Top 4% in tier |
Signature Analysis
Strengths (1)
Non-Interest Income / Assets
metric
Top 4%
in Micro
Why this stands out
Current:
1.71%
(Tier avg: 0.56%, National avg: 0.65%)
Concerns (1)
Return on Assets
metric
Bottom 2%
in Micro
Why this stands out
Current:
-1.31%
(Tier avg: 1.08%, National avg: 1.12%)
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
96
96th pctile
Non-Interest Income / Assets
Current: 1.71% · Tier avg: 0.56%
84
84th pctile
Loan-to-Deposit Ratio
Current: 52.67% · Tier avg: 74.53%
69
69th pctile
Total Deposits
Current: $244.5M · Tier avg: $183.7M
66
66th pctile
Total Assets
Current: $268.6M · Tier avg: $217.5M
53
53th pctile
Total Loans
Current: $128.8M · Tier avg: $139.2M
51
51th pctile
Tier 1 Capital Ratio
Current: 0.00% · Tier avg: 8.85%
39
39th pctile
Nonperforming Asset Ratio
Current: 0.46% · Tier avg: 0.45%
30
30th pctile
Delinquency Rate
Current: 0.95% · Tier avg: 0.64%
22
22th pctile
Non-Interest-Bearing Deposit Share
Current: 14.89% · Tier avg: 22.39%
19
19th pctile
Net Interest Margin
Current: 3.09% · Tier avg: 3.85%
13
13th pctile
Efficiency Ratio
Current: 85.08% · Tier avg: 67.73%
2
2th pctile
Return on Assets
Current: -1.31% · Tier avg: 1.08%
Top Weaknesses
2
2th pctile
Return on Assets
Current: -1.31% · Tier avg: 1.08%
13
13th pctile
Efficiency Ratio
Current: 85.08% · Tier avg: 67.73%
19
19th pctile
Net Interest Margin
Current: 3.09% · Tier avg: 3.85%
22
22th pctile
Non-Interest-Bearing Deposit Share
Current: 14.89% · Tier avg: 22.39%
30
30th pctile
Delinquency Rate
Current: 0.95% · Tier avg: 0.64%
39
39th pctile
Nonperforming Asset Ratio
Current: 0.46% · Tier avg: 0.45%
51
51th pctile
Tier 1 Capital Ratio
Current: 0.00% · Tier avg: 8.85%
53
53th pctile
Total Loans
Current: $128.8M · Tier avg: $139.2M
66
66th pctile
Total Assets
Current: $268.6M · Tier avg: $217.5M
69
69th pctile
Total Deposits
Current: $244.5M · Tier avg: $183.7M
84
84th pctile
Loan-to-Deposit Ratio
Current: 52.67% · Tier avg: 74.53%
96
96th pctile
Non-Interest Income / Assets
Current: 1.71% · Tier avg: 0.56%