BlastPoint's Banking Scorecard
Bank of Anguilla
Micro
Specialty: Agricultural
MS
FDIC cert 8243
Designations: ✓ Community bank
Anguilla, MS
2498
banks in Micro tier nationally
31 in MS
View Micro leaderboard (MS) →
Bank of Anguilla has 1 strength but faces 2 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Non-Interest-Bearing Deposit Share 31.05% above tier
Key Concerns
Areas that may need attention
- - Delinquency Rate 5.43% above tier
- - Nonperforming Asset Ratio 2.50% above tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (MS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$192.0M
-1.0% YoY
+3.1% QoQ
|
-$25.5M |
$217.5M
+2.3% YoY
|
$2.2B
+10.7% YoY
|
$5.9B
+6.5% YoY
|
49% |
| Total Loans ? |
$92.9M
-2.3% YoY
-0.8% QoQ
|
-$46.2M |
$139.2M
+2.8% YoY
|
$1.5B
+12.2% YoY
|
$3.1B
+8.5% YoY
|
40% |
| Total Deposits ? |
$159.1M
-4.2% YoY
+2.9% QoQ
|
-$24.5M |
$183.7M
+1.8% YoY
|
$1.9B
+9.4% YoY
|
$4.7B
+6.3% YoY
|
48% |
| Return on Assets ? |
1.34%
-14.5% YoY
-13.6% QoQ
|
+0.25% |
1.08%
+14.7% YoY
|
1.01%
-3.5% YoY
|
1.12%
+15.6% YoY
|
67% |
| Net Interest Margin ? |
4.39%
-10.8% YoY
-2.4% QoQ
|
+0.53% |
3.85%
+6.6% YoY
|
3.89%
+5.4% YoY
|
3.75%
+7.1% YoY
|
75% |
| Efficiency Ratio ? |
53.80%
+14.4% YoY
+2.2% QoQ
|
-13.93% |
67.73%
-4.8% YoY
|
68.70%
-1.6% YoY
|
65.09%
-5.1% YoY
|
84% |
| Delinquency Rate ? |
6.07%
+101.3% YoY
-42.1% QoQ
|
+5.43% |
0.64%
+24.4% YoY
|
0.98%
+32.9% YoY
|
0.66%
+20.3% YoY
|
Bottom 1% in tier |
| Loan-to-Deposit Ratio ? |
58.41%
+2.0% YoY
-3.6% QoQ
|
-16.12% |
74.53%
+0.5% YoY
|
71.82%
+2.7% YoY
|
78.04%
+0.7% YoY
|
78% |
| Non-Interest-Bearing Deposit Share ? |
53.44%
-5.3% YoY
+3.3% QoQ
|
+31.05% |
22.39%
-1.3% YoY
|
23.43%
+1.6% YoY
|
21.79%
-1.3% YoY
|
Top 2% in tier |
| Nonperforming Asset Ratio ? |
2.95%
+97.8% YoY
-44.2% QoQ
|
+2.50% |
0.45%
+25.1% YoY
|
0.61%
+16.2% YoY
|
0.48%
+20.8% YoY
|
Bottom 1% in tier |
| Tier 1 Capital Ratio ? | 0.00% | -8.85% |
8.85%
-3.4% YoY
|
6.62%
-3.2% YoY
|
9.75%
-1.9% YoY
|
51% |
| Non-Interest Income / Assets ? |
0.40%
-13.1% YoY
+40.7% QoQ
|
-0.16% |
0.56%
+0.3% YoY
|
0.73%
-13.2% YoY
|
0.65%
+0.6% YoY
|
56% |
Signature Analysis
Strengths (1)
Non-Interest-Bearing Deposit Share
metric
Top 2%
in Micro
Why this stands out
Current:
53.44%
(Tier avg: 22.39%, National avg: 21.79%)
Concerns (2)
Delinquency Rate
metric
Bottom 1%
in Micro
Why this stands out
Current:
6.07%
(Tier avg: 0.64%, National avg: 0.66%)
Nonperforming Asset Ratio
metric
Bottom 1%
in Micro
Why this stands out
Current:
2.95%
(Tier avg: 0.45%, National avg: 0.48%)
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
98
98th pctile
Non-Interest-Bearing Deposit Share
Current: 53.44% · Tier avg: 22.39%
84
84th pctile
Efficiency Ratio
Current: 53.80% · Tier avg: 67.73%
78
78th pctile
Loan-to-Deposit Ratio
Current: 58.41% · Tier avg: 74.53%
75
75th pctile
Net Interest Margin
Current: 4.39% · Tier avg: 3.85%
67
67th pctile
Return on Assets
Current: 1.34% · Tier avg: 1.08%
56
56th pctile
Non-Interest Income / Assets
Current: 0.40% · Tier avg: 0.56%
51
51th pctile
Tier 1 Capital Ratio
Current: 0.00% · Tier avg: 8.85%
49
49th pctile
Total Assets
Current: $192.0M · Tier avg: $217.5M
48
48th pctile
Total Deposits
Current: $159.1M · Tier avg: $183.7M
40
40th pctile
Total Loans
Current: $92.9M · Tier avg: $139.2M
0
0th pctile
Delinquency Rate
Current: 6.07% · Tier avg: 0.64%
0
0th pctile
Nonperforming Asset Ratio
Current: 2.95% · Tier avg: 0.45%
Top Weaknesses
0
0th pctile
Nonperforming Asset Ratio
Current: 2.95% · Tier avg: 0.45%
0
0th pctile
Delinquency Rate
Current: 6.07% · Tier avg: 0.64%
40
40th pctile
Total Loans
Current: $92.9M · Tier avg: $139.2M
48
48th pctile
Total Deposits
Current: $159.1M · Tier avg: $183.7M
49
49th pctile
Total Assets
Current: $192.0M · Tier avg: $217.5M
51
51th pctile
Tier 1 Capital Ratio
Current: 0.00% · Tier avg: 8.85%
56
56th pctile
Non-Interest Income / Assets
Current: 0.40% · Tier avg: 0.56%
67
67th pctile
Return on Assets
Current: 1.34% · Tier avg: 1.08%
75
75th pctile
Net Interest Margin
Current: 4.39% · Tier avg: 3.85%
78
78th pctile
Loan-to-Deposit Ratio
Current: 58.41% · Tier avg: 74.53%
84
84th pctile
Efficiency Ratio
Current: 53.80% · Tier avg: 67.73%
98
98th pctile
Non-Interest-Bearing Deposit Share
Current: 53.44% · Tier avg: 22.39%