BlastPoint's Banking Scorecard
Fifth Third Bank, National Association
Large
Specialty: Commercial
OH
FDIC cert 6672
Cincinnati, OH
69
banks in Large tier nationally
3 in OH
View Large leaderboard (OH) →
Fifth Third Bank, National Association faces 1 concern requiring attention
Key Strengths
Areas where this bank excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - Credit Risk Growth: Bottom 4% in Large
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$213.7B
+0.7% YoY
+0.7% QoQ
|
+$138.9B |
$74.9B
-4.4% YoY
|
$33.1B
+6.9% YoY
|
$5.9B
+6.5% YoY
|
Top 4% in tier |
| Total Loans ? |
$121.1B
+2.6% YoY
-0.3% QoQ
|
+$74.7B |
$46.4B
-2.1% YoY
|
$14.9B
+8.3% YoY
|
$3.1B
+8.5% YoY
|
Top 9% in tier |
| Total Deposits ? |
$175.2B
+2.0% YoY
+3.3% QoQ
|
+$114.7B |
$60.5B
-4.5% YoY
|
$24.6B
+5.7% YoY
|
$4.7B
+6.3% YoY
|
Top 3% in tier |
| Return on Assets ? |
1.34%
+7.2% YoY
+5.2% QoQ
|
+0.15% |
1.19%
+17.8% YoY
|
0.85%
+32.0% YoY
|
1.12%
+15.6% YoY
|
67% |
| Net Interest Margin ? |
3.44%
+5.4% YoY
+0.8% QoQ
|
-0.02% |
3.46%
+13.1% YoY
|
3.56%
+10.4% YoY
|
3.75%
+7.1% YoY
|
48% |
| Efficiency Ratio ? |
53.98%
-3.0% YoY
-1.0% QoQ
|
-1.05% |
55.03%
-2.8% YoY
|
71.79%
-6.6% YoY
|
65.09%
-5.1% YoY
|
63% |
| Delinquency Rate ? |
0.88%
+1.3% YoY
+10.9% QoQ
|
0 |
0.88%
-0.3% YoY
|
0.53%
+11.7% YoY
|
0.66%
+20.3% YoY
|
45% |
| Loan-to-Deposit Ratio ? |
69.14%
+0.5% YoY
-3.4% QoQ
|
-12.58% |
81.72%
+3.9% YoY
|
81.05%
+0.1% YoY
|
78.04%
+0.7% YoY
|
79% |
| Non-Interest-Bearing Deposit Share ? |
24.90%
+1.8% YoY
-1.3% QoQ
|
+4.93% |
19.97%
+0.5% YoY
|
17.48%
-2.0% YoY
|
21.79%
-1.3% YoY
|
59% |
| Nonperforming Asset Ratio ? |
0.51%
+2.9% YoY
+9.5% QoQ
|
-0.05% |
0.55%
+9.0% YoY
|
0.34%
+9.4% YoY
|
0.48%
+20.8% YoY
|
49% |
| Tier 1 Capital Ratio ? |
13.09%
+1.8% YoY
+1.1% QoQ
|
-0.24% |
13.33%
-0.7% YoY
|
9.14%
+0.8% YoY
|
9.75%
-1.9% YoY
|
57% |
| Non-Interest Income / Assets ? |
1.40%
+5.6% YoY
+35.6% QoQ
|
+0.32% |
1.09%
+2.4% YoY
|
0.55%
+0.1% YoY
|
0.65%
+0.6% YoY
|
82% |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (1)
Credit Risk Growth
risk
#2 of 26 · Bottom 4% in Large
Loan portfolio growing while delinquencies are rising. Expansion with deteriorating credit quality needs attention.
26 of 26 Large banks match
·
759 nationally
→ Stable
+24 banks QoQ
|
QoQ rank improving
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
97
97th pctile
Total Deposits
Current: $175.2B · Tier avg: $60.5B
96
96th pctile
Total Assets
Current: $213.7B · Tier avg: $74.9B
91
91th pctile
Total Loans
Current: $121.1B · Tier avg: $46.4B
82
82th pctile
Non-Interest Income / Assets
Current: 1.40% · Tier avg: 1.09%
79
79th pctile
Loan-to-Deposit Ratio
Current: 69.14% · Tier avg: 81.72%
67
67th pctile
Return on Assets
Current: 1.34% · Tier avg: 1.19%
63
63th pctile
Efficiency Ratio
Current: 53.98% · Tier avg: 55.03%
59
59th pctile
Non-Interest-Bearing Deposit Share
Current: 24.90% · Tier avg: 19.97%
57
57th pctile
Tier 1 Capital Ratio
Current: 13.09% · Tier avg: 13.33%
49
49th pctile
Nonperforming Asset Ratio
Current: 0.51% · Tier avg: 0.55%
48
48th pctile
Net Interest Margin
Current: 3.44% · Tier avg: 3.46%
45
45th pctile
Delinquency Rate
Current: 0.88% · Tier avg: 0.88%
Top Weaknesses
45
45th pctile
Delinquency Rate
Current: 0.88% · Tier avg: 0.88%
48
48th pctile
Net Interest Margin
Current: 3.44% · Tier avg: 3.46%
49
49th pctile
Nonperforming Asset Ratio
Current: 0.51% · Tier avg: 0.55%
57
57th pctile
Tier 1 Capital Ratio
Current: 13.09% · Tier avg: 13.33%
59
59th pctile
Non-Interest-Bearing Deposit Share
Current: 24.90% · Tier avg: 19.97%
63
63th pctile
Efficiency Ratio
Current: 53.98% · Tier avg: 55.03%
67
67th pctile
Return on Assets
Current: 1.34% · Tier avg: 1.19%
79
79th pctile
Loan-to-Deposit Ratio
Current: 69.14% · Tier avg: 81.72%
82
82th pctile
Non-Interest Income / Assets
Current: 1.40% · Tier avg: 1.09%
91
91th pctile
Total Loans
Current: $121.1B · Tier avg: $46.4B
96
96th pctile
Total Assets
Current: $213.7B · Tier avg: $74.9B
97
97th pctile
Total Deposits
Current: $175.2B · Tier avg: $60.5B