BlastPoint's Banking Scorecard
The Farmers National Bank of Canfield
Mid-Market
Specialty: Commercial
OH
FDIC cert 6540
Canfield, OH
201
banks in Mid-Market tier nationally
5 in OH
View Mid-Market leaderboard (OH) →
The Farmers National Bank of Canfield faces 1 concern requiring attention
Key Strengths
Areas where this bank excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - Credit Risk Growth: Bottom 2% in Mid-Market
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$5.2B
+2.4% YoY
+0.2% QoQ
|
-$5.2B |
$10.5B
+2.9% YoY
|
$33.1B
+6.9% YoY
|
$5.9B
+6.5% YoY
|
Bottom 4% in tier |
| Total Loans ? |
$3.3B
+1.0% YoY
-1.0% QoQ
|
-$3.9B |
$7.1B
+4.5% YoY
|
$14.9B
+8.3% YoY
|
$3.1B
+8.5% YoY
|
Bottom 7% in tier |
| Total Deposits ? |
$4.4B
+1.3% YoY
-1.5% QoQ
|
-$4.2B |
$8.5B
+3.0% YoY
|
$24.6B
+5.7% YoY
|
$4.7B
+6.3% YoY
|
Bottom 7% in tier |
| Return on Assets ? |
1.07%
+16.7% YoY
+2.7% QoQ
|
-0.10% |
1.16%
+9.4% YoY
|
0.85%
+32.0% YoY
|
1.12%
+15.6% YoY
|
42% |
| Net Interest Margin ? |
3.18%
+9.8% YoY
+1.0% QoQ
|
-0.21% |
3.40%
+7.9% YoY
|
3.56%
+10.4% YoY
|
3.75%
+7.1% YoY
|
35% |
| Efficiency Ratio ? |
56.97%
-0.7% YoY
-1.5% QoQ
|
+0.36% |
56.60%
-3.2% YoY
|
71.79%
-6.6% YoY
|
65.09%
-5.1% YoY
|
49% |
| Delinquency Rate ? |
0.80%
+13.8% YoY
-25.1% QoQ
|
+0.12% |
0.68%
+12.0% YoY
|
0.53%
+11.7% YoY
|
0.66%
+20.3% YoY
|
34% |
| Loan-to-Deposit Ratio ? |
74.76%
-0.4% YoY
+0.5% QoQ
|
-10.71% |
85.47%
+1.1% YoY
|
81.05%
+0.1% YoY
|
78.04%
+0.7% YoY
|
22% |
| Non-Interest-Bearing Deposit Share ? |
23.43%
-0.1% YoY
+0.6% QoQ
|
+2.79% |
20.64%
-0.3% YoY
|
17.48%
-2.0% YoY
|
21.79%
-1.3% YoY
|
60% |
| Nonperforming Asset Ratio ? |
0.50%
+12.1% YoY
-26.0% QoQ
|
0 |
0.50%
+7.3% YoY
|
0.34%
+9.4% YoY
|
0.48%
+20.8% YoY
|
41% |
| Tier 1 Capital Ratio ? |
13.20%
+11.1% YoY
+4.5% QoQ
|
-0.35% |
13.55%
+1.8% YoY
|
9.14%
+0.8% YoY
|
9.75%
-1.9% YoY
|
56% |
| Non-Interest Income / Assets ? |
0.66%
+5.2% YoY
+31.1% QoQ
|
-0.30% |
0.96%
+7.1% YoY
|
0.55%
+0.1% YoY
|
0.65%
+0.6% YoY
|
49% |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (1)
Credit Risk Growth
risk
#3 of 87 · Bottom 2% in Mid-Market
Loan portfolio growing while delinquencies are rising. Expansion with deteriorating credit quality needs attention.
87 of 87 Mid-Market banks match
·
759 nationally
→ Stable
+24 banks QoQ
|
QoQ rank improving
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
60
60th pctile
Non-Interest-Bearing Deposit Share
Current: 23.43% · Tier avg: 20.64%
56
56th pctile
Tier 1 Capital Ratio
Current: 13.20% · Tier avg: 13.55%
49
49th pctile
Non-Interest Income / Assets
Current: 0.66% · Tier avg: 0.96%
49
49th pctile
Efficiency Ratio
Current: 56.97% · Tier avg: 56.60%
42
42th pctile
Return on Assets
Current: 1.07% · Tier avg: 1.16%
41
41th pctile
Nonperforming Asset Ratio
Current: 0.50% · Tier avg: 0.50%
35
35th pctile
Net Interest Margin
Current: 3.18% · Tier avg: 3.40%
34
34th pctile
Delinquency Rate
Current: 0.80% · Tier avg: 0.68%
22
22th pctile
Loan-to-Deposit Ratio
Current: 74.76% · Tier avg: 85.47%
7
7th pctile
Total Loans
Current: $3.3B · Tier avg: $7.1B
7
7th pctile
Total Deposits
Current: $4.4B · Tier avg: $8.5B
4
4th pctile
Total Assets
Current: $5.2B · Tier avg: $10.5B
Top Weaknesses
4
4th pctile
Total Assets
Current: $5.2B · Tier avg: $10.5B
7
7th pctile
Total Deposits
Current: $4.4B · Tier avg: $8.5B
7
7th pctile
Total Loans
Current: $3.3B · Tier avg: $7.1B
22
22th pctile
Loan-to-Deposit Ratio
Current: 74.76% · Tier avg: 85.47%
34
34th pctile
Delinquency Rate
Current: 0.80% · Tier avg: 0.68%
35
35th pctile
Net Interest Margin
Current: 3.18% · Tier avg: 3.40%
41
41th pctile
Nonperforming Asset Ratio
Current: 0.50% · Tier avg: 0.50%
42
42th pctile
Return on Assets
Current: 1.07% · Tier avg: 1.16%
49
49th pctile
Efficiency Ratio
Current: 56.97% · Tier avg: 56.60%
49
49th pctile
Non-Interest Income / Assets
Current: 0.66% · Tier avg: 0.96%
56
56th pctile
Tier 1 Capital Ratio
Current: 13.20% · Tier avg: 13.55%
60
60th pctile
Non-Interest-Bearing Deposit Share
Current: 23.43% · Tier avg: 20.64%