BlastPoint's Banking Scorecard
Deutsche Bank Trust Company Americas
Large
Specialty: Other
NY
FDIC cert 623
New York, NY
69
banks in Large tier nationally
4 in NY
View Large leaderboard (NY) →
Deutsche Bank Trust Company Americas has 2 strengths but faces 1 concern
Key Strengths
Areas where this bank excels compared to peers
- + Revenue Diversifier: Top 19% in Large
- + Profitability Leader: Top 29% in Large
Key Concerns
Areas that may need attention
- - Liquidity Overhang: Bottom 38% in Large
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (NY) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$43.0B
+8.2% YoY
+6.8% QoQ
|
-$31.8B |
$74.9B
-4.4% YoY
|
$17.4B
+10.0% YoY
|
$5.9B
+6.5% YoY
|
43% |
| Total Loans ? |
$14.9B
-1.2% YoY
-2.5% QoQ
|
-$31.5B |
$46.4B
-2.1% YoY
|
$7.7B
+9.6% YoY
|
$3.1B
+8.5% YoY
|
Bottom 6% in tier |
| Total Deposits ? |
$30.9B
+12.5% YoY
+9.6% QoQ
|
-$29.6B |
$60.5B
-4.5% YoY
|
$13.4B
+9.3% YoY
|
$4.7B
+6.3% YoY
|
43% |
| Return on Assets ? |
1.86%
+24.6% YoY
-9.1% QoQ
|
+0.66% |
1.19%
+17.8% YoY
|
0.81%
+24.4% YoY
|
1.12%
+15.6% YoY
|
Top 7% in tier |
| Net Interest Margin ? |
2.87%
-18.6% YoY
-1.7% QoQ
|
-0.59% |
3.46%
+13.1% YoY
|
3.17%
+6.5% YoY
|
3.75%
+7.1% YoY
|
17% |
| Efficiency Ratio ? |
45.65%
-10.3% YoY
+2.7% QoQ
|
-9.38% |
55.03%
-2.8% YoY
|
69.92%
-4.2% YoY
|
65.09%
-5.1% YoY
|
Top 15% in tier |
| Delinquency Rate ? |
1.10%
-38.0% YoY
-24.2% QoQ
|
+0.22% |
0.88%
-0.3% YoY
|
0.80%
-0.8% YoY
|
0.66%
+20.3% YoY
|
26% |
| Loan-to-Deposit Ratio ? |
48.45%
-12.2% YoY
-11.1% QoQ
|
-33.27% |
81.72%
+3.9% YoY
|
82.25%
-0.1% YoY
|
78.04%
+0.7% YoY
|
Bottom 9% in tier |
| Non-Interest-Bearing Deposit Share ? |
31.43%
-13.0% YoY
+4.6% QoQ
|
+11.46% |
19.97%
+0.5% YoY
|
21.21%
-0.1% YoY
|
21.79%
-1.3% YoY
|
Top 13% in tier |
| Nonperforming Asset Ratio ? |
0.38%
-43.4% YoY
-30.8% QoQ
|
-0.17% |
0.55%
+9.0% YoY
|
0.51%
-4.9% YoY
|
0.48%
+20.8% YoY
|
68% |
| Tier 1 Capital Ratio ? |
56.62%
+1.5% YoY
+3.0% QoQ
|
+43.29% |
13.33%
-0.7% YoY
|
12.36%
-2.1% YoY
|
9.75%
-1.9% YoY
|
- |
| Non-Interest Income / Assets ? |
1.82%
+119.9% YoY
+9.7% QoQ
|
+0.74% |
1.09%
+2.4% YoY
|
0.84%
+34.2% YoY
|
0.65%
+0.6% YoY
|
Top 10% in tier |
Signature Analysis
Strengths (2)
Revenue Diversifier
growth
#4 of 17 · Top 19% in Large
Top-quartile non-interest income relative to assets. Revenue less dependent on spread - more resilient to rate cycles.
Why this signature
Noninterest Income / Assets:
1.82%
(Tier: 1.09%, National: 0.65%)
Return on Assets:
1.86%
(Tier: 1.19%, National: 1.12%)
17 of 17 Large banks match
·
441 nationally
→ Stable
+4 banks QoQ
Profitability Leader
growth
#6 of 18 · Top 29% in Large
Top-quartile profitability for peers of this size. Strong fundamentals and operational efficiency.
Why this signature
Return on Assets:
1.86%
(Tier: 1.19%, National: 1.12%)
18 of 18 Large banks match
·
444 nationally
→ Stable
+5 banks QoQ
|
QoQ rank improving
Concerns (1)
Liquidity Overhang
risk
#6 of 14 · Bottom 38% in Large
Exceptional capital position (Tier 1 >= 16%, top quartile). Strong fundamentals - opportunity to deploy capital more productively.
Why this signature
Tier 1 Risk-Based Capital Ratio:
56.62%
(Tier: 13.33%, National: 9.75%)
Loan-to-Deposit Ratio:
48.45%
(Tier: 81.72%, National: 78.04%)
14 of 14 Large banks match
·
314 nationally
→ Stable
+6 banks QoQ
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
93
93th pctile
Return on Assets
Current: 1.86% · Tier avg: 1.19%
90
90th pctile
Non-Interest Income / Assets
Current: 1.82% · Tier avg: 1.09%
87
87th pctile
Non-Interest-Bearing Deposit Share
Current: 31.43% · Tier avg: 19.97%
85
85th pctile
Efficiency Ratio
Current: 45.65% · Tier avg: 55.03%
68
68th pctile
Nonperforming Asset Ratio
Current: 0.38% · Tier avg: 0.55%
43
43th pctile
Total Assets
Current: $43.0B · Tier avg: $74.9B
43
43th pctile
Total Deposits
Current: $30.9B · Tier avg: $60.5B
26
26th pctile
Delinquency Rate
Current: 1.10% · Tier avg: 0.88%
17
17th pctile
Net Interest Margin
Current: 2.87% · Tier avg: 3.46%
9
9th pctile
Loan-to-Deposit Ratio
Current: 48.45% · Tier avg: 81.72%
6
6th pctile
Total Loans
Current: $14.9B · Tier avg: $46.4B
Top Weaknesses
6
6th pctile
Total Loans
Current: $14.9B · Tier avg: $46.4B
9
9th pctile
Loan-to-Deposit Ratio
Current: 48.45% · Tier avg: 81.72%
17
17th pctile
Net Interest Margin
Current: 2.87% · Tier avg: 3.46%
26
26th pctile
Delinquency Rate
Current: 1.10% · Tier avg: 0.88%
43
43th pctile
Total Deposits
Current: $30.9B · Tier avg: $60.5B
43
43th pctile
Total Assets
Current: $43.0B · Tier avg: $74.9B
68
68th pctile
Nonperforming Asset Ratio
Current: 0.38% · Tier avg: 0.55%
85
85th pctile
Efficiency Ratio
Current: 45.65% · Tier avg: 55.03%
87
87th pctile
Non-Interest-Bearing Deposit Share
Current: 31.43% · Tier avg: 19.97%
90
90th pctile
Non-Interest Income / Assets
Current: 1.82% · Tier avg: 1.09%
93
93th pctile
Return on Assets
Current: 1.86% · Tier avg: 1.19%