BlastPoint's Banking Scorecard
Fortuna Bank
Micro
Specialty: Other
OH
FDIC cert 59330
Designations: ✓ Community bank
Grandview Heights, OH
2498
banks in Micro tier nationally
102 in OH
View Micro leaderboard (OH) →
Fortuna Bank has 2 strengths but faces 2 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Delinquency Rate 0.64% below tier
- + Nonperforming Asset Ratio 0.45% below tier
Key Concerns
Areas that may need attention
- - Return on Assets 4.16% below tier
- - Non-Interest Income / Assets 0.56% below tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$42.7M
+94.4% YoY
+4.6% QoQ
|
-$174.8M |
$217.5M
+2.3% YoY
|
$33.1B
+6.9% YoY
|
$5.9B
+6.5% YoY
|
Bottom 5% in tier |
| Total Loans ? |
$11.7M
+54.5% QoQ
|
-$127.5M |
$139.2M
+2.8% YoY
|
$14.9B
+8.3% YoY
|
$3.1B
+8.5% YoY
|
Bottom 3% in tier |
| Total Deposits ? |
$22.4M
+10.6% QoQ
|
-$161.3M |
$183.7M
+1.8% YoY
|
$24.6B
+5.7% YoY
|
$4.7B
+6.3% YoY
|
Bottom 3% in tier |
| Return on Assets ? |
-3.07%
-52.3% YoY
-8.6% QoQ
|
-4.16% |
1.08%
+14.7% YoY
|
0.85%
+32.0% YoY
|
1.12%
+15.6% YoY
|
Bottom 1% in tier |
| Net Interest Margin ? |
3.14%
-0.4% QoQ
|
-0.71% |
3.85%
+6.6% YoY
|
3.56%
+10.4% YoY
|
3.75%
+7.1% YoY
|
20% |
| Efficiency Ratio ? |
218.51%
-81.5% YoY
+3.8% QoQ
|
+150.79% |
67.73%
-4.8% YoY
|
71.79%
-6.6% YoY
|
65.09%
-5.1% YoY
|
- |
| Delinquency Rate ? | 0.00% | -0.64% |
0.64%
+24.4% YoY
|
0.53%
+11.7% YoY
|
0.66%
+20.3% YoY
|
Top 1% in tier |
| Loan-to-Deposit Ratio ? |
52.30%
+39.7% QoQ
|
-22.23% |
74.53%
+0.5% YoY
|
81.05%
+0.1% YoY
|
78.04%
+0.7% YoY
|
85% |
| Non-Interest-Bearing Deposit Share ? |
9.99%
-84.7% YoY
+15.6% QoQ
|
-12.40% |
22.39%
-1.3% YoY
|
17.48%
-2.0% YoY
|
21.79%
-1.3% YoY
|
Bottom 12% in tier |
| Nonperforming Asset Ratio ? | 0.00% | -0.45% |
0.45%
+25.1% YoY
|
0.34%
+9.4% YoY
|
0.48%
+20.8% YoY
|
Top 1% in tier |
| Tier 1 Capital Ratio ? | 0.00% | -8.85% |
8.85%
-3.4% YoY
|
9.14%
+0.8% YoY
|
9.75%
-1.9% YoY
|
51% |
| Non-Interest Income / Assets ? | 0.01% | -0.56% |
0.56%
+0.3% YoY
|
0.55%
+0.1% YoY
|
0.65%
+0.6% YoY
|
Bottom 1% in tier |
Signature Analysis
Strengths (2)
Delinquency Rate
metric
Top 1%
in Micro
Why this stands out
Current:
0.00%
(Tier avg: 0.64%, National avg: 0.66%)
Nonperforming Asset Ratio
metric
Top 1%
in Micro
Why this stands out
Current:
0.00%
(Tier avg: 0.45%, National avg: 0.48%)
Concerns (2)
Return on Assets
metric
Bottom 1%
in Micro
Why this stands out
Current:
-3.07%
(Tier avg: 1.08%, National avg: 1.12%)
Non-Interest Income / Assets
metric
Bottom 1%
in Micro
Why this stands out
Current:
0.01%
(Tier avg: 0.56%, National avg: 0.65%)
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
100
100th pctile
Delinquency Rate
Current: 0.00% · Tier avg: 0.64%
100
100th pctile
Nonperforming Asset Ratio
Current: 0.00% · Tier avg: 0.45%
85
85th pctile
Loan-to-Deposit Ratio
Current: 52.30% · Tier avg: 74.53%
51
51th pctile
Tier 1 Capital Ratio
Current: 0.00% · Tier avg: 8.85%
20
20th pctile
Net Interest Margin
Current: 3.14% · Tier avg: 3.85%
12
12th pctile
Non-Interest-Bearing Deposit Share
Current: 9.99% · Tier avg: 22.39%
5
5th pctile
Total Assets
Current: $42.7M · Tier avg: $217.5M
3
3th pctile
Total Loans
Current: $11.7M · Tier avg: $139.2M
3
3th pctile
Total Deposits
Current: $22.4M · Tier avg: $183.7M
1
1th pctile
Non-Interest Income / Assets
Current: 0.01% · Tier avg: 0.56%
0
0th pctile
Return on Assets
Current: -3.07% · Tier avg: 1.08%
Top Weaknesses
0
0th pctile
Return on Assets
Current: -3.07% · Tier avg: 1.08%
1
1th pctile
Non-Interest Income / Assets
Current: 0.01% · Tier avg: 0.56%
3
3th pctile
Total Deposits
Current: $22.4M · Tier avg: $183.7M
3
3th pctile
Total Loans
Current: $11.7M · Tier avg: $139.2M
5
5th pctile
Total Assets
Current: $42.7M · Tier avg: $217.5M
12
12th pctile
Non-Interest-Bearing Deposit Share
Current: 9.99% · Tier avg: 22.39%
20
20th pctile
Net Interest Margin
Current: 3.14% · Tier avg: 3.85%
51
51th pctile
Tier 1 Capital Ratio
Current: 0.00% · Tier avg: 8.85%
85
85th pctile
Loan-to-Deposit Ratio
Current: 52.30% · Tier avg: 74.53%
100
100th pctile
Nonperforming Asset Ratio
Current: 0.00% · Tier avg: 0.45%
100
100th pctile
Delinquency Rate
Current: 0.00% · Tier avg: 0.64%