BlastPoint's Banking Scorecard
Meadows Bank
Community
Specialty: Commercial
NV
FDIC cert 58722
Las Vegas, NV
1484
banks in Community tier nationally
5 in NV
View Community leaderboard (NV) →
Meadows Bank has 1 strength but faces 2 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Deposit Franchise: Top 34% in Community
Key Concerns
Areas that may need attention
- - Loan-to-Deposit Ratio 20.57% above tier
- - Non-Interest Income / Assets 0.56% below tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (NV) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$1.4B
+7.8% YoY
-1.5% QoQ
|
+$27.9M |
$1.4B
+2.0% YoY
|
$3.2B
+14.2% YoY
|
$5.9B
+6.5% YoY
|
67% |
| Total Loans ? |
$1.3B
+8.3% YoY
+0.6% QoQ
|
+$277.7M |
$975.5M
+2.4% YoY
|
$1.5B
+26.6% YoY
|
$3.1B
+8.5% YoY
|
76% |
| Total Deposits ? |
$1.2B
+7.9% YoY
-2.3% QoQ
|
+$44.7M |
$1.2B
+1.7% YoY
|
$2.0B
+4.4% YoY
|
$4.7B
+6.3% YoY
|
68% |
| Return on Assets ? |
1.72%
+1.0% YoY
+3.2% QoQ
|
+0.56% |
1.16%
+17.2% YoY
|
1.39%
+1.9% YoY
|
1.12%
+15.6% YoY
|
84% |
| Net Interest Margin ? |
4.73%
-0.6% YoY
+1.3% QoQ
|
+1.07% |
3.66%
+9.1% YoY
|
3.77%
+2.0% YoY
|
3.75%
+7.1% YoY
|
Top 8% in tier |
| Efficiency Ratio ? |
53.68%
-3.0% YoY
-1.1% QoQ
|
-8.95% |
62.63%
-5.3% YoY
|
57.14%
-2.3% YoY
|
65.09%
-5.1% YoY
|
76% |
| Delinquency Rate ? |
0.91%
-11.3% YoY
+3.7% QoQ
|
+0.28% |
0.63%
+18.3% YoY
|
1.13%
+57.4% YoY
|
0.66%
+20.3% YoY
|
28% |
| Loan-to-Deposit Ratio ? |
103.63%
+0.4% YoY
+3.0% QoQ
|
+20.57% |
83.06%
+0.3% YoY
|
79.84%
-0.5% YoY
|
78.04%
+0.7% YoY
|
Bottom 8% in tier |
| Non-Interest-Bearing Deposit Share ? |
35.46%
-9.6% YoY
-1.9% QoQ
|
+14.41% |
21.05%
-0.9% YoY
|
23.03%
-6.8% YoY
|
21.79%
-1.3% YoY
|
Top 8% in tier |
| Nonperforming Asset Ratio ? |
0.80%
-10.9% YoY
+6.0% QoQ
|
+0.30% |
0.50%
+20.3% YoY
|
0.59%
-6.4% YoY
|
0.48%
+20.8% YoY
|
25% |
| Tier 1 Capital Ratio ? | 0.00% | -10.24% |
10.24%
-0.6% YoY
|
6.71%
-20.9% YoY
|
9.75%
-1.9% YoY
|
29% |
| Non-Interest Income / Assets ? |
0.18%
-36.4% YoY
+33.2% QoQ
|
-0.56% |
0.74%
-1.3% YoY
|
0.78%
-34.8% YoY
|
0.65%
+0.6% YoY
|
Bottom 9% in tier |
Signature Analysis
Strengths (1)
Deposit Franchise
growth
#52 of 150 · Top 34% in Community
Top-quartile non-interest-bearing deposits AND top-quartile NIM. A premium deposit franchise translating into above-peer spread.
Why this signature
Noninterest-Bearing Deposit Share:
35.46%
(Tier: 21.05%, National: 21.79%)
Net Interest Margin:
4.73%
(Tier: 3.66%, National: 3.75%)
150 of 150 Community banks match
·
176 nationally
→ Stable
+2 banks QoQ
|
QoQ rank improving
Concerns (2)
Loan-to-Deposit Ratio
metric
Bottom 8%
in Community
Why this stands out
Current:
103.63%
(Tier avg: 83.06%, National avg: 78.04%)
Non-Interest Income / Assets
metric
Bottom 9%
in Community
Why this stands out
Current:
0.18%
(Tier avg: 0.74%, National avg: 0.65%)
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
92
92th pctile
Non-Interest-Bearing Deposit Share
Current: 35.46% · Tier avg: 21.05%
92
92th pctile
Net Interest Margin
Current: 4.73% · Tier avg: 3.66%
84
84th pctile
Return on Assets
Current: 1.72% · Tier avg: 1.16%
76
76th pctile
Total Loans
Current: $1.3B · Tier avg: $975.5M
76
76th pctile
Efficiency Ratio
Current: 53.68% · Tier avg: 62.63%
68
68th pctile
Total Deposits
Current: $1.2B · Tier avg: $1.2B
67
67th pctile
Total Assets
Current: $1.4B · Tier avg: $1.4B
29
29th pctile
Tier 1 Capital Ratio
Current: 0.00% · Tier avg: 10.24%
28
28th pctile
Delinquency Rate
Current: 0.91% · Tier avg: 0.63%
25
25th pctile
Nonperforming Asset Ratio
Current: 0.80% · Tier avg: 0.50%
9
9th pctile
Non-Interest Income / Assets
Current: 0.18% · Tier avg: 0.74%
8
8th pctile
Loan-to-Deposit Ratio
Current: 103.63% · Tier avg: 83.06%
Top Weaknesses
8
8th pctile
Loan-to-Deposit Ratio
Current: 103.63% · Tier avg: 83.06%
9
9th pctile
Non-Interest Income / Assets
Current: 0.18% · Tier avg: 0.74%
25
25th pctile
Nonperforming Asset Ratio
Current: 0.80% · Tier avg: 0.50%
28
28th pctile
Delinquency Rate
Current: 0.91% · Tier avg: 0.63%
29
29th pctile
Tier 1 Capital Ratio
Current: 0.00% · Tier avg: 10.24%
67
67th pctile
Total Assets
Current: $1.4B · Tier avg: $1.4B
68
68th pctile
Total Deposits
Current: $1.2B · Tier avg: $1.2B
76
76th pctile
Efficiency Ratio
Current: 53.68% · Tier avg: 62.63%
76
76th pctile
Total Loans
Current: $1.3B · Tier avg: $975.5M
84
84th pctile
Return on Assets
Current: 1.72% · Tier avg: 1.16%
92
92th pctile
Net Interest Margin
Current: 4.73% · Tier avg: 3.66%
92
92th pctile
Non-Interest-Bearing Deposit Share
Current: 35.46% · Tier avg: 21.05%