BlastPoint's Banking Scorecard
First Security Bank of Nevada
Micro
Specialty: Commercial
NV
FDIC cert 58443
Designations: ✓ Community bank
Las Vegas, NV
2498
banks in Micro tier nationally
7 in NV
View Micro leaderboard (NV) →
First Security Bank of Nevada has 1 strength but faces 1 concern
Key Strengths
Areas where this bank excels compared to peers
- + Efficiency Ratio 26.64% below tier
Key Concerns
Areas that may need attention
- - Non-Interest Income / Assets 0.47% below tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (NV) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$285.0M
+1.3% YoY
-3.0% QoQ
|
+$67.5M |
$217.5M
+2.3% YoY
|
$3.2B
+14.2% YoY
|
$5.9B
+6.5% YoY
|
69% |
| Total Loans ? |
$182.4M
-4.8% YoY
-7.7% QoQ
|
+$43.2M |
$139.2M
+2.8% YoY
|
$1.5B
+26.6% YoY
|
$3.1B
+8.5% YoY
|
69% |
| Total Deposits ? |
$202.0M
-1.0% YoY
-4.9% QoQ
|
+$18.4M |
$183.7M
+1.8% YoY
|
$2.0B
+4.4% YoY
|
$4.7B
+6.3% YoY
|
60% |
| Return on Assets ? |
1.94%
+0.5% YoY
+6.1% QoQ
|
+0.85% |
1.08%
+14.7% YoY
|
1.39%
+1.9% YoY
|
1.12%
+15.6% YoY
|
Top 11% in tier |
| Net Interest Margin ? |
4.45%
+1.8% YoY
+2.3% QoQ
|
+0.60% |
3.85%
+6.6% YoY
|
3.77%
+2.0% YoY
|
3.75%
+7.1% YoY
|
78% |
| Efficiency Ratio ? |
41.09%
-4.0% YoY
-2.7% QoQ
|
-26.64% |
67.73%
-4.8% YoY
|
57.14%
-2.3% YoY
|
65.09%
-5.1% YoY
|
Top 2% in tier |
| Delinquency Rate ? |
2.37%
-40.4% YoY
-70.4% QoQ
|
+1.73% |
0.64%
+24.4% YoY
|
1.13%
+57.4% YoY
|
0.66%
+20.3% YoY
|
Bottom 10% in tier |
| Loan-to-Deposit Ratio ? |
90.27%
-3.8% YoY
-2.9% QoQ
|
+15.75% |
74.53%
+0.5% YoY
|
79.84%
-0.5% YoY
|
78.04%
+0.7% YoY
|
22% |
| Non-Interest-Bearing Deposit Share ? |
25.62%
-10.5% YoY
-9.2% QoQ
|
+3.23% |
22.39%
-1.3% YoY
|
23.03%
-6.8% YoY
|
21.79%
-1.3% YoY
|
65% |
| Nonperforming Asset Ratio ? |
1.51%
-44.0% YoY
-71.8% QoQ
|
+1.06% |
0.45%
+25.1% YoY
|
0.59%
-6.4% YoY
|
0.48%
+20.8% YoY
|
Bottom 11% in tier |
| Tier 1 Capital Ratio ? | 0.00% | -8.85% |
8.85%
-3.4% YoY
|
6.71%
-20.9% YoY
|
9.75%
-1.9% YoY
|
51% |
| Non-Interest Income / Assets ? |
0.09%
-26.5% YoY
+38.7% QoQ
|
-0.47% |
0.56%
+0.3% YoY
|
0.78%
-34.8% YoY
|
0.65%
+0.6% YoY
|
Bottom 7% in tier |
Signature Analysis
Strengths (1)
Efficiency Ratio
metric
Top 2%
in Micro
Why this stands out
Current:
41.09%
(Tier avg: 67.73%, National avg: 65.09%)
Concerns (1)
Non-Interest Income / Assets
metric
Bottom 7%
in Micro
Why this stands out
Current:
0.09%
(Tier avg: 0.56%, National avg: 0.65%)
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
98
98th pctile
Efficiency Ratio
Current: 41.09% · Tier avg: 67.73%
89
89th pctile
Return on Assets
Current: 1.94% · Tier avg: 1.08%
78
78th pctile
Net Interest Margin
Current: 4.45% · Tier avg: 3.85%
69
69th pctile
Total Loans
Current: $182.4M · Tier avg: $139.2M
69
69th pctile
Total Assets
Current: $285.0M · Tier avg: $217.5M
65
65th pctile
Non-Interest-Bearing Deposit Share
Current: 25.62% · Tier avg: 22.39%
60
60th pctile
Total Deposits
Current: $202.0M · Tier avg: $183.7M
51
51th pctile
Tier 1 Capital Ratio
Current: 0.00% · Tier avg: 8.85%
22
22th pctile
Loan-to-Deposit Ratio
Current: 90.27% · Tier avg: 74.53%
11
11th pctile
Nonperforming Asset Ratio
Current: 1.51% · Tier avg: 0.45%
10
10th pctile
Delinquency Rate
Current: 2.37% · Tier avg: 0.64%
7
7th pctile
Non-Interest Income / Assets
Current: 0.09% · Tier avg: 0.56%
Top Weaknesses
7
7th pctile
Non-Interest Income / Assets
Current: 0.09% · Tier avg: 0.56%
10
10th pctile
Delinquency Rate
Current: 2.37% · Tier avg: 0.64%
11
11th pctile
Nonperforming Asset Ratio
Current: 1.51% · Tier avg: 0.45%
22
22th pctile
Loan-to-Deposit Ratio
Current: 90.27% · Tier avg: 74.53%
51
51th pctile
Tier 1 Capital Ratio
Current: 0.00% · Tier avg: 8.85%
60
60th pctile
Total Deposits
Current: $202.0M · Tier avg: $183.7M
65
65th pctile
Non-Interest-Bearing Deposit Share
Current: 25.62% · Tier avg: 22.39%
69
69th pctile
Total Assets
Current: $285.0M · Tier avg: $217.5M
69
69th pctile
Total Loans
Current: $182.4M · Tier avg: $139.2M
78
78th pctile
Net Interest Margin
Current: 4.45% · Tier avg: 3.85%
89
89th pctile
Return on Assets
Current: 1.94% · Tier avg: 1.08%
98
98th pctile
Efficiency Ratio
Current: 41.09% · Tier avg: 67.73%