BlastPoint's Banking Scorecard
Valley Bank of Nevada
Micro
Specialty: Commercial
NV
FDIC cert 57933
Designations: ✓ Community bank
North Las Vegas, NV
2498
banks in Micro tier nationally
7 in NV
View Micro leaderboard (NV) →
Valley Bank of Nevada has 1 strength but faces 1 concern
Key Strengths
Areas where this bank excels compared to peers
- + Non-Interest-Bearing Deposit Share 21.80% above tier
Key Concerns
Areas that may need attention
- - Non-Interest Income / Assets 0.47% below tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (NV) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$226.8M
+1.3% YoY
-1.7% QoQ
|
+$9.3M |
$217.5M
+2.3% YoY
|
$3.2B
+14.2% YoY
|
$5.9B
+6.5% YoY
|
57% |
| Total Loans ? |
$130.7M
+0.5% YoY
+1.3% QoQ
|
-$8.5M |
$139.2M
+2.8% YoY
|
$1.5B
+26.6% YoY
|
$3.1B
+8.5% YoY
|
54% |
| Total Deposits ? |
$198.3M
+0.6% YoY
-2.2% QoQ
|
+$14.6M |
$183.7M
+1.8% YoY
|
$2.0B
+4.4% YoY
|
$4.7B
+6.3% YoY
|
59% |
| Return on Assets ? |
0.69%
-24.5% YoY
+8.7% QoQ
|
-0.40% |
1.08%
+14.7% YoY
|
1.39%
+1.9% YoY
|
1.12%
+15.6% YoY
|
27% |
| Net Interest Margin ? |
3.80%
-7.5% YoY
+0.1% QoQ
|
-0.06% |
3.85%
+6.6% YoY
|
3.77%
+2.0% YoY
|
3.75%
+7.1% YoY
|
49% |
| Efficiency Ratio ? |
73.78%
+6.4% YoY
-1.4% QoQ
|
+6.05% |
67.73%
-4.8% YoY
|
57.14%
-2.3% YoY
|
65.09%
-5.1% YoY
|
31% |
| Delinquency Rate ? |
0.64%
-15.5% YoY
-1.2% QoQ
|
0 |
0.64%
+24.4% YoY
|
1.13%
+57.4% YoY
|
0.66%
+20.3% YoY
|
40% |
| Loan-to-Deposit Ratio ? |
65.90%
-0.1% YoY
+3.5% QoQ
|
-8.62% |
74.53%
+0.5% YoY
|
79.84%
-0.5% YoY
|
78.04%
+0.7% YoY
|
68% |
| Non-Interest-Bearing Deposit Share ? |
44.20%
-26.0% YoY
-11.4% QoQ
|
+21.80% |
22.39%
-1.3% YoY
|
23.03%
-6.8% YoY
|
21.79%
-1.3% YoY
|
Top 4% in tier |
| Nonperforming Asset Ratio ? |
0.37%
-16.2% YoY
+1.8% QoQ
|
-0.08% |
0.45%
+25.1% YoY
|
0.59%
-6.4% YoY
|
0.48%
+20.8% YoY
|
45% |
| Tier 1 Capital Ratio ? |
15.89%
+5.5% YoY
-0.9% QoQ
|
+7.04% |
8.85%
-3.4% YoY
|
6.71%
-20.9% YoY
|
9.75%
-1.9% YoY
|
76% |
| Non-Interest Income / Assets ? |
0.09%
-59.0% YoY
+36.3% QoQ
|
-0.47% |
0.56%
+0.3% YoY
|
0.78%
-34.8% YoY
|
0.65%
+0.6% YoY
|
Bottom 7% in tier |
Signature Analysis
Strengths (1)
Non-Interest-Bearing Deposit Share
metric
Top 4%
in Micro
Why this stands out
Current:
44.20%
(Tier avg: 22.39%, National avg: 21.79%)
Concerns (1)
Non-Interest Income / Assets
metric
Bottom 7%
in Micro
Why this stands out
Current:
0.09%
(Tier avg: 0.56%, National avg: 0.65%)
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
96
96th pctile
Non-Interest-Bearing Deposit Share
Current: 44.20% · Tier avg: 22.39%
76
76th pctile
Tier 1 Capital Ratio
Current: 15.89% · Tier avg: 8.85%
68
68th pctile
Loan-to-Deposit Ratio
Current: 65.90% · Tier avg: 74.53%
59
59th pctile
Total Deposits
Current: $198.3M · Tier avg: $183.7M
57
57th pctile
Total Assets
Current: $226.8M · Tier avg: $217.5M
54
54th pctile
Total Loans
Current: $130.7M · Tier avg: $139.2M
49
49th pctile
Net Interest Margin
Current: 3.80% · Tier avg: 3.85%
45
45th pctile
Nonperforming Asset Ratio
Current: 0.37% · Tier avg: 0.45%
40
40th pctile
Delinquency Rate
Current: 0.64% · Tier avg: 0.64%
31
31th pctile
Efficiency Ratio
Current: 73.78% · Tier avg: 67.73%
27
27th pctile
Return on Assets
Current: 0.69% · Tier avg: 1.08%
7
7th pctile
Non-Interest Income / Assets
Current: 0.09% · Tier avg: 0.56%
Top Weaknesses
7
7th pctile
Non-Interest Income / Assets
Current: 0.09% · Tier avg: 0.56%
27
27th pctile
Return on Assets
Current: 0.69% · Tier avg: 1.08%
31
31th pctile
Efficiency Ratio
Current: 73.78% · Tier avg: 67.73%
40
40th pctile
Delinquency Rate
Current: 0.64% · Tier avg: 0.64%
45
45th pctile
Nonperforming Asset Ratio
Current: 0.37% · Tier avg: 0.45%
49
49th pctile
Net Interest Margin
Current: 3.80% · Tier avg: 3.85%
54
54th pctile
Total Loans
Current: $130.7M · Tier avg: $139.2M
57
57th pctile
Total Assets
Current: $226.8M · Tier avg: $217.5M
59
59th pctile
Total Deposits
Current: $198.3M · Tier avg: $183.7M
68
68th pctile
Loan-to-Deposit Ratio
Current: 65.90% · Tier avg: 74.53%
76
76th pctile
Tier 1 Capital Ratio
Current: 15.89% · Tier avg: 8.85%
96
96th pctile
Non-Interest-Bearing Deposit Share
Current: 44.20% · Tier avg: 22.39%