BlastPoint's Banking Scorecard

Anchor Bank

Community Specialty: Commercial FL FDIC cert 57931

Palm Beach Gardens, FL

1484 banks in Community tier nationally 36 in FL

View Community leaderboard (FL) →

Anchor Bank shows stable performance across key metrics

Key Strengths

Areas where this bank excels compared to peers

No key strengths identified

Key Concerns

Areas that may need attention

No key concerns identified

Core Metrics

As of 2025-Q4

Metric	Current	vs Tier	Tier Avg	State Avg (FL)	National Avg	Tier Percentile
Total Assets ?	$570.7M +26.3% YoY +2.0% QoQ	-$820.7M	$1.4B +2.0% YoY	$4.1B +13.2% YoY	$5.9B +6.5% YoY	Bottom 10% in tier
Total Loans ?	$417.8M +19.8% YoY +4.9% QoQ	-$557.7M	$975.5M +2.4% YoY	$2.9B +14.7% YoY	$3.1B +8.5% YoY	17%
Total Deposits ?	$454.9M +32.7% YoY -0.8% QoQ	-$709.7M	$1.2B +1.7% YoY	$3.4B +13.4% YoY	$4.7B +6.3% YoY	Bottom 6% in tier
Return on Assets ?	0.98% +52.4% YoY +4.8% QoQ	-0.19%	1.16% +17.2% YoY	1.01% +12.7% YoY	1.12% +15.6% YoY	37%
Net Interest Margin ?	3.17% -5.4% YoY +0.5% QoQ	-0.50%	3.66% +9.1% YoY	3.69% +4.1% YoY	3.75% +7.1% YoY	23%
Efficiency Ratio ?	57.74% -17.0% YoY +0.2% QoQ	-4.89%	62.63% -5.3% YoY	67.57% -3.0% YoY	65.09% -5.1% YoY	65%
Delinquency Rate ?	0.15% -46.2% YoY -37.5% QoQ	-0.47%	0.63% +18.3% YoY	0.34% -31.5% YoY	0.66% +20.3% YoY	76%
Loan-to-Deposit Ratio ?	91.84% -9.8% YoY +5.7% QoQ	+8.78%	83.06% +0.3% YoY	76.49% +0.5% YoY	78.04% +0.7% YoY	31%
Non-Interest-Bearing Deposit Share ?	31.32% +2.1% YoY +11.1% QoQ	+10.28%	21.05% -0.9% YoY	27.37% -1.6% YoY	21.79% -1.3% YoY	Top 14% in tier
Nonperforming Asset Ratio ?	0.11% -49.0% YoY -35.8% QoQ	-0.39%	0.50% +20.3% YoY	0.26% -19.5% YoY	0.48% +20.8% YoY	75%
Tier 1 Capital Ratio ?	0.00%	-10.24%	10.24% -0.6% YoY	11.37% -0.5% YoY	9.75% -1.9% YoY	29%
Non-Interest Income / Assets ?	0.47% +63.2% YoY +25.4% QoQ	-0.27%	0.74% -1.3% YoY	0.85% -7.6% YoY	0.65% +0.6% YoY	44%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.

Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25%

Compare against:

Comparing against 1484 peers in Community tier

Top Strengths

Non-Interest-Bearing Deposit Share

Current: 31.32% · Tier avg: 21.05%

86th pctile

Delinquency Rate

Current: 0.15% · Tier avg: 0.63%

76th pctile

Nonperforming Asset Ratio

Current: 0.11% · Tier avg: 0.50%

75th pctile

Efficiency Ratio

Current: 57.74% · Tier avg: 62.63%

65th pctile

Non-Interest Income / Assets

Current: 0.47% · Tier avg: 0.74%

44th pctile

Return on Assets

Current: 0.98% · Tier avg: 1.16%

37th pctile

Loan-to-Deposit Ratio

Current: 91.84% · Tier avg: 83.06%

31th pctile

Tier 1 Capital Ratio

Current: 0.00% · Tier avg: 10.24%

29th pctile

Net Interest Margin

Current: 3.17% · Tier avg: 3.66%

23th pctile

Total Loans

Current: $417.8M · Tier avg: $975.5M

17th pctile

Total Assets

Current: $570.7M · Tier avg: $1.4B

10th pctile

Total Deposits

Current: $454.9M · Tier avg: $1.2B

6th pctile

Top Weaknesses