BlastPoint's Banking Scorecard
Tolleson Private Bank
Community
Specialty: Other
TX
FDIC cert 57522
Dallas, TX
1484
banks in Community tier nationally
136 in TX
View Community leaderboard (TX) →
Tolleson Private Bank has 3 strengths but faces 2 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Revenue Diversifier: Top 24% in Community
- + Delinquency Rate 0.63% below tier
- + Nonperforming Asset Ratio 0.50% below tier
Key Concerns
Areas that may need attention
- - Net Interest Margin 1.32% below tier
- - Non-Interest-Bearing Deposit Share 12.09% below tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (TX) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$1.0B
+9.9% YoY
+6.9% QoQ
|
-$380.5M |
$1.4B
+2.0% YoY
|
$2.3B
-0.7% YoY
|
$5.9B
+6.5% YoY
|
50% |
| Total Loans ? |
$706.4M
-7.4% YoY
-3.6% QoQ
|
-$269.1M |
$975.5M
+2.4% YoY
|
$1.0B
+7.5% YoY
|
$3.1B
+8.5% YoY
|
50% |
| Total Deposits ? |
$914.0M
+10.5% YoY
+7.7% QoQ
|
-$250.7M |
$1.2B
+1.7% YoY
|
$1.9B
+2.1% YoY
|
$4.7B
+6.3% YoY
|
54% |
| Return on Assets ? |
1.48%
+34.2% YoY
-4.8% QoQ
|
+0.31% |
1.16%
+17.2% YoY
|
1.40%
+9.8% YoY
|
1.12%
+15.6% YoY
|
73% |
| Net Interest Margin ? |
2.34%
+34.6% YoY
+2.9% QoQ
|
-1.32% |
3.66%
+9.1% YoY
|
4.07%
+5.6% YoY
|
3.75%
+7.1% YoY
|
Bottom 4% in tier |
| Efficiency Ratio ? |
62.01%
-7.0% YoY
+2.3% QoQ
|
-0.63% |
62.63%
-5.3% YoY
|
61.95%
-3.4% YoY
|
65.09%
-5.1% YoY
|
50% |
| Delinquency Rate ? |
0.00%
-100.0% YoY
|
-0.63% |
0.63%
+18.3% YoY
|
0.57%
+45.3% YoY
|
0.66%
+20.3% YoY
|
Top 1% in tier |
| Loan-to-Deposit Ratio ? |
77.29%
-16.2% YoY
-10.5% QoQ
|
-5.77% |
83.06%
+0.3% YoY
|
67.65%
-1.7% YoY
|
78.04%
+0.7% YoY
|
68% |
| Non-Interest-Bearing Deposit Share ? |
8.96%
-7.1% YoY
-3.1% QoQ
|
-12.09% |
21.05%
-0.9% YoY
|
29.04%
-1.4% YoY
|
21.79%
-1.3% YoY
|
Bottom 8% in tier |
| Nonperforming Asset Ratio ? |
0.00%
-100.0% YoY
|
-0.50% |
0.50%
+20.3% YoY
|
0.42%
+34.9% YoY
|
0.48%
+20.8% YoY
|
Top 1% in tier |
| Tier 1 Capital Ratio ? |
15.00%
+17.4% YoY
+6.8% QoQ
|
+4.75% |
10.24%
-0.6% YoY
|
10.86%
-2.2% YoY
|
9.75%
-1.9% YoY
|
76% |
| Non-Interest Income / Assets ? |
1.48%
-12.6% YoY
+18.6% QoQ
|
+0.74% |
0.74%
-1.3% YoY
|
0.87%
+17.4% YoY
|
0.65%
+0.6% YoY
|
Top 7% in tier |
Signature Analysis
Strengths (3)
Revenue Diversifier
growth
#91 of 371 · Top 24% in Community
Top-quartile non-interest income relative to assets. Revenue less dependent on spread - more resilient to rate cycles.
Why this signature
Noninterest Income / Assets:
1.48%
(Tier: 0.74%, National: 0.65%)
Return on Assets:
1.48%
(Tier: 1.16%, National: 1.12%)
371 of 371 Community banks match
·
441 nationally
→ Stable
+4 banks QoQ
|
QoQ rank declining
Delinquency Rate
metric
Top 1%
in Community
Why this stands out
Current:
0.00%
(Tier avg: 0.63%, National avg: 0.66%)
Nonperforming Asset Ratio
metric
Top 1%
in Community
Why this stands out
Current:
0.00%
(Tier avg: 0.50%, National avg: 0.48%)
Concerns (2)
Net Interest Margin
metric
Bottom 4%
in Community
Why this stands out
Current:
2.34%
(Tier avg: 3.66%, National avg: 3.75%)
Non-Interest-Bearing Deposit Share
metric
Bottom 8%
in Community
Why this stands out
Current:
8.96%
(Tier avg: 21.05%, National avg: 21.79%)
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
100
100th pctile
Delinquency Rate
Current: 0.00% · Tier avg: 0.63%
100
100th pctile
Nonperforming Asset Ratio
Current: 0.00% · Tier avg: 0.50%
93
93th pctile
Non-Interest Income / Assets
Current: 1.48% · Tier avg: 0.74%
76
76th pctile
Tier 1 Capital Ratio
Current: 15.00% · Tier avg: 10.24%
73
73th pctile
Return on Assets
Current: 1.48% · Tier avg: 1.16%
68
68th pctile
Loan-to-Deposit Ratio
Current: 77.29% · Tier avg: 83.06%
54
54th pctile
Total Deposits
Current: $914.0M · Tier avg: $1.2B
50
50th pctile
Efficiency Ratio
Current: 62.01% · Tier avg: 62.63%
50
50th pctile
Total Assets
Current: $1.0B · Tier avg: $1.4B
50
50th pctile
Total Loans
Current: $706.4M · Tier avg: $975.5M
8
8th pctile
Non-Interest-Bearing Deposit Share
Current: 8.96% · Tier avg: 21.05%
4
4th pctile
Net Interest Margin
Current: 2.34% · Tier avg: 3.66%
Top Weaknesses
4
4th pctile
Net Interest Margin
Current: 2.34% · Tier avg: 3.66%
8
8th pctile
Non-Interest-Bearing Deposit Share
Current: 8.96% · Tier avg: 21.05%
50
50th pctile
Total Loans
Current: $706.4M · Tier avg: $975.5M
50
50th pctile
Total Assets
Current: $1.0B · Tier avg: $1.4B
50
50th pctile
Efficiency Ratio
Current: 62.01% · Tier avg: 62.63%
54
54th pctile
Total Deposits
Current: $914.0M · Tier avg: $1.2B
68
68th pctile
Loan-to-Deposit Ratio
Current: 77.29% · Tier avg: 83.06%
73
73th pctile
Return on Assets
Current: 1.48% · Tier avg: 1.16%
76
76th pctile
Tier 1 Capital Ratio
Current: 15.00% · Tier avg: 10.24%
93
93th pctile
Non-Interest Income / Assets
Current: 1.48% · Tier avg: 0.74%
100
100th pctile
Nonperforming Asset Ratio
Current: 0.00% · Tier avg: 0.50%
100
100th pctile
Delinquency Rate
Current: 0.00% · Tier avg: 0.63%