BlastPoint's Banking Scorecard
Signature Bank, National Association
Community
Specialty: Commercial
OH
FDIC cert 57269
Toledo, OH
1484
banks in Community tier nationally
45 in OH
View Community leaderboard (OH) →
Signature Bank, National Association faces 1 concern requiring attention
Key Strengths
Areas where this bank excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - Non-Interest Income / Assets 0.60% below tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$1.3B
+3.8% YoY
-0.6% QoQ
|
-$85.9M |
$1.4B
+2.0% YoY
|
$33.1B
+6.9% YoY
|
$5.9B
+6.5% YoY
|
63% |
| Total Loans ? |
$994.6M
+6.9% YoY
+2.1% QoQ
|
+$19.1M |
$975.5M
+2.4% YoY
|
$14.9B
+8.3% YoY
|
$3.1B
+8.5% YoY
|
67% |
| Total Deposits ? |
$1.1B
+2.9% YoY
-1.1% QoQ
|
-$21.1M |
$1.2B
+1.7% YoY
|
$24.6B
+5.7% YoY
|
$4.7B
+6.3% YoY
|
65% |
| Return on Assets ? |
1.53%
+45.4% YoY
-7.1% QoQ
|
+0.36% |
1.16%
+17.2% YoY
|
0.85%
+32.0% YoY
|
1.12%
+15.6% YoY
|
75% |
| Net Interest Margin ? |
3.71%
+19.9% YoY
+1.2% QoQ
|
+0.05% |
3.66%
+9.1% YoY
|
3.56%
+10.4% YoY
|
3.75%
+7.1% YoY
|
54% |
| Efficiency Ratio ? |
52.82%
-11.7% YoY
-0.7% QoQ
|
-9.81% |
62.63%
-5.3% YoY
|
71.79%
-6.6% YoY
|
65.09%
-5.1% YoY
|
78% |
| Delinquency Rate ? |
0.24%
-82.3% YoY
+52.3% QoQ
|
-0.38% |
0.63%
+18.3% YoY
|
0.53%
+11.7% YoY
|
0.66%
+20.3% YoY
|
67% |
| Loan-to-Deposit Ratio ? |
86.97%
+4.0% YoY
+3.3% QoQ
|
+3.91% |
83.06%
+0.3% YoY
|
81.05%
+0.1% YoY
|
78.04%
+0.7% YoY
|
57% |
| Non-Interest-Bearing Deposit Share ? |
22.60%
-1.7% YoY
-2.7% QoQ
|
+1.55% |
21.05%
-0.9% YoY
|
17.48%
-2.0% YoY
|
21.79%
-1.3% YoY
|
61% |
| Nonperforming Asset Ratio ? |
0.19%
-81.8% YoY
+56.6% QoQ
|
-0.31% |
0.50%
+20.3% YoY
|
0.34%
+9.4% YoY
|
0.48%
+20.8% YoY
|
67% |
| Tier 1 Capital Ratio ? |
14.65%
+6.9% YoY
+3.7% QoQ
|
+4.41% |
10.24%
-0.6% YoY
|
9.14%
+0.8% YoY
|
9.75%
-1.9% YoY
|
73% |
| Non-Interest Income / Assets ? |
0.14%
-2.8% YoY
+34.8% QoQ
|
-0.60% |
0.74%
-1.3% YoY
|
0.55%
+0.1% YoY
|
0.65%
+0.6% YoY
|
Bottom 5% in tier |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (1)
Non-Interest Income / Assets
metric
Bottom 5%
in Community
Why this stands out
Current:
0.14%
(Tier avg: 0.74%, National avg: 0.65%)
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
78
78th pctile
Efficiency Ratio
Current: 52.82% · Tier avg: 62.63%
75
75th pctile
Return on Assets
Current: 1.53% · Tier avg: 1.16%
73
73th pctile
Tier 1 Capital Ratio
Current: 14.65% · Tier avg: 10.24%
67
67th pctile
Total Loans
Current: $994.6M · Tier avg: $975.5M
67
67th pctile
Nonperforming Asset Ratio
Current: 0.19% · Tier avg: 0.50%
67
67th pctile
Delinquency Rate
Current: 0.24% · Tier avg: 0.63%
65
65th pctile
Total Deposits
Current: $1.1B · Tier avg: $1.2B
63
63th pctile
Total Assets
Current: $1.3B · Tier avg: $1.4B
61
61th pctile
Non-Interest-Bearing Deposit Share
Current: 22.60% · Tier avg: 21.05%
57
57th pctile
Loan-to-Deposit Ratio
Current: 86.97% · Tier avg: 83.06%
54
54th pctile
Net Interest Margin
Current: 3.71% · Tier avg: 3.66%
5
5th pctile
Non-Interest Income / Assets
Current: 0.14% · Tier avg: 0.74%
Top Weaknesses
5
5th pctile
Non-Interest Income / Assets
Current: 0.14% · Tier avg: 0.74%
54
54th pctile
Net Interest Margin
Current: 3.71% · Tier avg: 3.66%
57
57th pctile
Loan-to-Deposit Ratio
Current: 86.97% · Tier avg: 83.06%
61
61th pctile
Non-Interest-Bearing Deposit Share
Current: 22.60% · Tier avg: 21.05%
63
63th pctile
Total Assets
Current: $1.3B · Tier avg: $1.4B
65
65th pctile
Total Deposits
Current: $1.1B · Tier avg: $1.2B
67
67th pctile
Delinquency Rate
Current: 0.24% · Tier avg: 0.63%
67
67th pctile
Nonperforming Asset Ratio
Current: 0.19% · Tier avg: 0.50%
67
67th pctile
Total Loans
Current: $994.6M · Tier avg: $975.5M
73
73th pctile
Tier 1 Capital Ratio
Current: 14.65% · Tier avg: 10.24%
75
75th pctile
Return on Assets
Current: 1.53% · Tier avg: 1.16%
78
78th pctile
Efficiency Ratio
Current: 52.82% · Tier avg: 62.63%