BlastPoint's Banking Scorecard
Logan County Bank
Micro
Specialty: Other
AR
FDIC cert 5632
Designations: ✓ Community bank
Scranton, AR
2498
banks in Micro tier nationally
40 in AR
View Micro leaderboard (AR) →
Logan County Bank has 1 strength but faces 1 concern
Key Strengths
Areas where this bank excels compared to peers
- + Tier 1 Capital Ratio 19.60% above tier
Key Concerns
Areas that may need attention
- - Non-Interest Income / Assets 0.46% below tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (AR) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$116.2M
+3.9% YoY
-2.5% QoQ
|
-$101.3M |
$217.5M
+2.3% YoY
|
$2.3B
+2.4% YoY
|
$5.9B
+6.5% YoY
|
28% |
| Total Loans ? |
$71.1M
+8.7% YoY
+2.2% QoQ
|
-$68.1M |
$139.2M
+2.8% YoY
|
$1.6B
+6.2% YoY
|
$3.1B
+8.5% YoY
|
29% |
| Total Deposits ? |
$96.9M
+2.9% YoY
-3.1% QoQ
|
-$86.8M |
$183.7M
+1.8% YoY
|
$1.9B
+3.0% YoY
|
$4.7B
+6.3% YoY
|
27% |
| Return on Assets ? |
0.92%
+105.2% YoY
-10.6% QoQ
|
-0.17% |
1.08%
+14.7% YoY
|
1.19%
+9.0% YoY
|
1.12%
+15.6% YoY
|
41% |
| Net Interest Margin ? |
3.05%
+29.8% YoY
+2.2% QoQ
|
-0.80% |
3.85%
+6.6% YoY
|
4.00%
+8.5% YoY
|
3.75%
+7.1% YoY
|
18% |
| Efficiency Ratio ? |
55.76%
-22.8% YoY
+0.8% QoQ
|
-11.97% |
67.73%
-4.8% YoY
|
63.04%
-5.8% YoY
|
65.09%
-5.1% YoY
|
79% |
| Delinquency Rate ? |
0.10%
-87.6% YoY
-38.9% QoQ
|
-0.54% |
0.64%
+24.4% YoY
|
0.91%
+44.6% YoY
|
0.66%
+20.3% YoY
|
70% |
| Loan-to-Deposit Ratio ? |
73.38%
+5.6% YoY
+5.5% QoQ
|
-1.15% |
74.53%
+0.5% YoY
|
80.90%
+1.0% YoY
|
78.04%
+0.7% YoY
|
55% |
| Non-Interest-Bearing Deposit Share ? |
23.82%
+23.3% YoY
-1.7% QoQ
|
+1.43% |
22.39%
-1.3% YoY
|
19.14%
-0.5% YoY
|
21.79%
-1.3% YoY
|
59% |
| Nonperforming Asset Ratio ? |
0.06%
-87.0% YoY
-35.9% QoQ
|
-0.39% |
0.45%
+25.1% YoY
|
0.66%
+38.2% YoY
|
0.48%
+20.8% YoY
|
72% |
| Tier 1 Capital Ratio ? |
28.45%
-3.4% YoY
-4.2% QoQ
|
+19.60% |
8.85%
-3.4% YoY
|
7.07%
-13.2% YoY
|
9.75%
-1.9% YoY
|
Top 5% in tier |
| Non-Interest Income / Assets ? |
0.10%
+77.5% YoY
+28.7% QoQ
|
-0.46% |
0.56%
+0.3% YoY
|
0.76%
-21.3% YoY
|
0.65%
+0.6% YoY
|
Bottom 8% in tier |
Signature Analysis
Strengths (1)
Tier 1 Capital Ratio
metric
Top 5%
in Micro
Why this stands out
Current:
28.45%
(Tier avg: 8.85%, National avg: 9.75%)
Concerns (1)
Non-Interest Income / Assets
metric
Bottom 8%
in Micro
Why this stands out
Current:
0.10%
(Tier avg: 0.56%, National avg: 0.65%)
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
95
95th pctile
Tier 1 Capital Ratio
Current: 28.45% · Tier avg: 8.85%
79
79th pctile
Efficiency Ratio
Current: 55.76% · Tier avg: 67.73%
72
72th pctile
Nonperforming Asset Ratio
Current: 0.06% · Tier avg: 0.45%
70
70th pctile
Delinquency Rate
Current: 0.10% · Tier avg: 0.64%
59
59th pctile
Non-Interest-Bearing Deposit Share
Current: 23.82% · Tier avg: 22.39%
55
55th pctile
Loan-to-Deposit Ratio
Current: 73.38% · Tier avg: 74.53%
41
41th pctile
Return on Assets
Current: 0.92% · Tier avg: 1.08%
29
29th pctile
Total Loans
Current: $71.1M · Tier avg: $139.2M
28
28th pctile
Total Assets
Current: $116.2M · Tier avg: $217.5M
27
27th pctile
Total Deposits
Current: $96.9M · Tier avg: $183.7M
18
18th pctile
Net Interest Margin
Current: 3.05% · Tier avg: 3.85%
8
8th pctile
Non-Interest Income / Assets
Current: 0.10% · Tier avg: 0.56%
Top Weaknesses
8
8th pctile
Non-Interest Income / Assets
Current: 0.10% · Tier avg: 0.56%
18
18th pctile
Net Interest Margin
Current: 3.05% · Tier avg: 3.85%
27
27th pctile
Total Deposits
Current: $96.9M · Tier avg: $183.7M
28
28th pctile
Total Assets
Current: $116.2M · Tier avg: $217.5M
29
29th pctile
Total Loans
Current: $71.1M · Tier avg: $139.2M
41
41th pctile
Return on Assets
Current: 0.92% · Tier avg: 1.08%
55
55th pctile
Loan-to-Deposit Ratio
Current: 73.38% · Tier avg: 74.53%
59
59th pctile
Non-Interest-Bearing Deposit Share
Current: 23.82% · Tier avg: 22.39%
70
70th pctile
Delinquency Rate
Current: 0.10% · Tier avg: 0.64%
72
72th pctile
Nonperforming Asset Ratio
Current: 0.06% · Tier avg: 0.45%
79
79th pctile
Efficiency Ratio
Current: 55.76% · Tier avg: 67.73%
95
95th pctile
Tier 1 Capital Ratio
Current: 28.45% · Tier avg: 8.85%