BlastPoint's Banking Scorecard
Range Bank
Community
Specialty: Commercial
MI
FDIC cert 5072
Marquette, MI
1484
banks in Community tier nationally
28 in MI
View Community leaderboard (MI) →
Range Bank demonstrates 1 strength
Key Strengths
Areas where this bank excels compared to peers
- + Nonperforming Asset Ratio 0.47% below tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (MI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$613.7M
+3.1% YoY
-3.4% QoQ
|
-$777.8M |
$1.4B
+2.0% YoY
|
$973.2M
+11.1% YoY
|
$5.9B
+6.5% YoY
|
16% |
| Total Loans ? |
$372.4M
+9.9% YoY
+2.1% QoQ
|
-$603.1M |
$975.5M
+2.4% YoY
|
$732.6M
+14.8% YoY
|
$3.1B
+8.5% YoY
|
Bottom 11% in tier |
| Total Deposits ? |
$533.8M
+4.0% YoY
-4.2% QoQ
|
-$630.8M |
$1.2B
+1.7% YoY
|
$781.1M
+10.4% YoY
|
$4.7B
+6.3% YoY
|
18% |
| Return on Assets ? |
1.19%
+64.4% YoY
+12.7% QoQ
|
+0.02% |
1.16%
+17.2% YoY
|
1.09%
+9.6% YoY
|
1.12%
+15.6% YoY
|
55% |
| Net Interest Margin ? |
3.63%
+26.7% YoY
+2.9% QoQ
|
-0.04% |
3.66%
+9.1% YoY
|
3.97%
+7.8% YoY
|
3.75%
+7.1% YoY
|
49% |
| Efficiency Ratio ? |
63.07%
-15.1% YoY
-4.8% QoQ
|
+0.44% |
62.63%
-5.3% YoY
|
66.94%
-3.1% YoY
|
65.09%
-5.1% YoY
|
47% |
| Delinquency Rate ? |
0.04%
-57.1% YoY
-15.9% QoQ
|
-0.59% |
0.63%
+18.3% YoY
|
0.80%
+62.9% YoY
|
0.66%
+20.3% YoY
|
Top 11% in tier |
| Loan-to-Deposit Ratio ? |
69.75%
+5.6% YoY
+6.6% QoQ
|
-13.31% |
83.06%
+0.3% YoY
|
78.71%
+2.4% YoY
|
78.04%
+0.7% YoY
|
19% |
| Non-Interest-Bearing Deposit Share ? |
18.88%
-1.5% YoY
-2.8% QoQ
|
-2.17% |
21.05%
-0.9% YoY
|
25.17%
-2.2% YoY
|
21.79%
-1.3% YoY
|
44% |
| Nonperforming Asset Ratio ? |
0.02%
-54.3% YoY
-11.1% QoQ
|
-0.47% |
0.50%
+20.3% YoY
|
0.57%
+48.1% YoY
|
0.48%
+20.8% YoY
|
Top 10% in tier |
| Tier 1 Capital Ratio ? |
15.09%
+16.0% YoY
+2.7% QoQ
|
+4.84% |
10.24%
-0.6% YoY
|
9.37%
-0.1% YoY
|
9.75%
-1.9% YoY
|
77% |
| Non-Interest Income / Assets ? |
0.66%
+5.1% YoY
+40.5% QoQ
|
-0.08% |
0.74%
-1.3% YoY
|
0.78%
-0.1% YoY
|
0.65%
+0.6% YoY
|
66% |
Signature Analysis
Strengths (1)
Nonperforming Asset Ratio
metric
Top 10%
in Community
Why this stands out
Current:
0.02%
(Tier avg: 0.50%, National avg: 0.48%)
Concerns (0)
No concerns identified
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
90
90th pctile
Nonperforming Asset Ratio
Current: 0.02% · Tier avg: 0.50%
89
89th pctile
Delinquency Rate
Current: 0.04% · Tier avg: 0.63%
77
77th pctile
Tier 1 Capital Ratio
Current: 15.09% · Tier avg: 10.24%
66
66th pctile
Non-Interest Income / Assets
Current: 0.66% · Tier avg: 0.74%
55
55th pctile
Return on Assets
Current: 1.19% · Tier avg: 1.16%
49
49th pctile
Net Interest Margin
Current: 3.63% · Tier avg: 3.66%
47
47th pctile
Efficiency Ratio
Current: 63.07% · Tier avg: 62.63%
44
44th pctile
Non-Interest-Bearing Deposit Share
Current: 18.88% · Tier avg: 21.05%
19
19th pctile
Loan-to-Deposit Ratio
Current: 69.75% · Tier avg: 83.06%
18
18th pctile
Total Deposits
Current: $533.8M · Tier avg: $1.2B
16
16th pctile
Total Assets
Current: $613.7M · Tier avg: $1.4B
11
11th pctile
Total Loans
Current: $372.4M · Tier avg: $975.5M
Top Weaknesses
11
11th pctile
Total Loans
Current: $372.4M · Tier avg: $975.5M
16
16th pctile
Total Assets
Current: $613.7M · Tier avg: $1.4B
18
18th pctile
Total Deposits
Current: $533.8M · Tier avg: $1.2B
19
19th pctile
Loan-to-Deposit Ratio
Current: 69.75% · Tier avg: 83.06%
44
44th pctile
Non-Interest-Bearing Deposit Share
Current: 18.88% · Tier avg: 21.05%
47
47th pctile
Efficiency Ratio
Current: 63.07% · Tier avg: 62.63%
49
49th pctile
Net Interest Margin
Current: 3.63% · Tier avg: 3.66%
55
55th pctile
Return on Assets
Current: 1.19% · Tier avg: 1.16%
66
66th pctile
Non-Interest Income / Assets
Current: 0.66% · Tier avg: 0.74%
77
77th pctile
Tier 1 Capital Ratio
Current: 15.09% · Tier avg: 10.24%
89
89th pctile
Delinquency Rate
Current: 0.04% · Tier avg: 0.63%
90
90th pctile
Nonperforming Asset Ratio
Current: 0.02% · Tier avg: 0.50%