BlastPoint's Banking Scorecard
Trustmark Bank
Mid-Market
Specialty: Commercial
MS
FDIC cert 4988
Jackson, MS
201
banks in Mid-Market tier nationally
3 in MS
View Mid-Market leaderboard (MS) →
Trustmark Bank faces 1 concern requiring attention
Key Strengths
Areas where this bank excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - Credit Risk Growth: Bottom 29% in Mid-Market
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (MS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$18.9B
+4.3% YoY
+0.7% QoQ
|
+$8.5B |
$10.5B
+2.9% YoY
|
$2.2B
+10.7% YoY
|
$5.9B
+6.5% YoY
|
Top 11% in tier |
| Total Loans ? |
$13.8B
+5.1% YoY
+1.4% QoQ
|
+$6.7B |
$7.1B
+4.5% YoY
|
$1.5B
+12.2% YoY
|
$3.1B
+8.5% YoY
|
Top 8% in tier |
| Total Deposits ? |
$15.6B
+2.9% YoY
-0.6% QoQ
|
+$7.1B |
$8.5B
+3.0% YoY
|
$1.9B
+9.4% YoY
|
$4.7B
+6.3% YoY
|
Top 10% in tier |
| Return on Assets ? |
1.26%
+0.4% YoY
+1.2% QoQ
|
+0.10% |
1.16%
+9.4% YoY
|
1.01%
-3.5% YoY
|
1.12%
+15.6% YoY
|
58% |
| Net Interest Margin ? |
3.83%
+7.6% YoY
+0.5% QoQ
|
+0.43% |
3.40%
+7.9% YoY
|
3.89%
+5.4% YoY
|
3.75%
+7.1% YoY
|
70% |
| Efficiency Ratio ? |
62.79%
-2.0% YoY
+0.2% QoQ
|
+6.19% |
56.60%
-3.2% YoY
|
68.70%
-1.6% YoY
|
65.09%
-5.1% YoY
|
29% |
| Delinquency Rate ? |
1.37%
+15.4% YoY
+11.5% QoQ
|
+0.68% |
0.68%
+12.0% YoY
|
0.98%
+32.9% YoY
|
0.66%
+20.3% YoY
|
Bottom 13% in tier |
| Loan-to-Deposit Ratio ? |
88.20%
+2.1% YoY
+2.0% QoQ
|
+2.73% |
85.47%
+1.1% YoY
|
71.82%
+2.7% YoY
|
78.04%
+0.7% YoY
|
53% |
| Non-Interest-Bearing Deposit Share ? |
19.42%
-4.0% YoY
-8.0% QoQ
|
-1.22% |
20.64%
-0.3% YoY
|
23.43%
+1.6% YoY
|
21.79%
-1.3% YoY
|
40% |
| Nonperforming Asset Ratio ? |
1.03%
+16.1% YoY
+10.9% QoQ
|
+0.53% |
0.50%
+7.3% YoY
|
0.61%
+16.2% YoY
|
0.48%
+20.8% YoY
|
Bottom 14% in tier |
| Tier 1 Capital Ratio ? |
12.33%
+1.1% YoY
-0.4% QoQ
|
-1.23% |
13.55%
+1.8% YoY
|
6.62%
-3.2% YoY
|
9.75%
-1.9% YoY
|
40% |
| Non-Interest Income / Assets ? |
0.85%
-1.3% YoY
+33.1% QoQ
|
-0.10% |
0.96%
+7.1% YoY
|
0.73%
-13.2% YoY
|
0.65%
+0.6% YoY
|
70% |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (1)
Credit Risk Growth
risk
#26 of 87 · Bottom 29% in Mid-Market
Loan portfolio growing while delinquencies are rising. Expansion with deteriorating credit quality needs attention.
87 of 87 Mid-Market banks match
·
759 nationally
→ Stable
+24 banks QoQ
|
QoQ rank declining
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
92
92th pctile
Total Loans
Current: $13.8B · Tier avg: $7.1B
90
90th pctile
Total Deposits
Current: $15.6B · Tier avg: $8.5B
89
89th pctile
Total Assets
Current: $18.9B · Tier avg: $10.5B
70
70th pctile
Net Interest Margin
Current: 3.83% · Tier avg: 3.40%
70
70th pctile
Non-Interest Income / Assets
Current: 0.85% · Tier avg: 0.96%
58
58th pctile
Return on Assets
Current: 1.26% · Tier avg: 1.16%
53
53th pctile
Loan-to-Deposit Ratio
Current: 88.20% · Tier avg: 85.47%
40
40th pctile
Tier 1 Capital Ratio
Current: 12.33% · Tier avg: 13.55%
40
40th pctile
Non-Interest-Bearing Deposit Share
Current: 19.42% · Tier avg: 20.64%
29
29th pctile
Efficiency Ratio
Current: 62.79% · Tier avg: 56.60%
14
14th pctile
Nonperforming Asset Ratio
Current: 1.03% · Tier avg: 0.50%
13
13th pctile
Delinquency Rate
Current: 1.37% · Tier avg: 0.68%
Top Weaknesses
13
13th pctile
Delinquency Rate
Current: 1.37% · Tier avg: 0.68%
14
14th pctile
Nonperforming Asset Ratio
Current: 1.03% · Tier avg: 0.50%
29
29th pctile
Efficiency Ratio
Current: 62.79% · Tier avg: 56.60%
40
40th pctile
Non-Interest-Bearing Deposit Share
Current: 19.42% · Tier avg: 20.64%
40
40th pctile
Tier 1 Capital Ratio
Current: 12.33% · Tier avg: 13.55%
53
53th pctile
Loan-to-Deposit Ratio
Current: 88.20% · Tier avg: 85.47%
58
58th pctile
Return on Assets
Current: 1.26% · Tier avg: 1.16%
70
70th pctile
Non-Interest Income / Assets
Current: 0.85% · Tier avg: 0.96%
70
70th pctile
Net Interest Margin
Current: 3.83% · Tier avg: 3.40%
89
89th pctile
Total Assets
Current: $18.9B · Tier avg: $10.5B
90
90th pctile
Total Deposits
Current: $15.6B · Tier avg: $8.5B
92
92th pctile
Total Loans
Current: $13.8B · Tier avg: $7.1B