BlastPoint's Banking Scorecard
Security Bank of Kansas City
Community
Specialty: Commercial
KS
FDIC cert 4705
Kansas City, KS
1484
banks in Community tier nationally
38 in KS
View Community leaderboard (KS) →
Security Bank of Kansas City shows strong momentum with 2 strengths and 5.5% YoY asset growth
Key Strengths
Areas where this bank excels compared to peers
- + Delinquency Rate 0.62% below tier
- + Nonperforming Asset Ratio 0.50% below tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$3.8B
+5.5% YoY
+2.3% QoQ
|
+$2.4B |
$1.4B
+2.0% YoY
|
$500.0M
+7.2% YoY
|
$5.9B
+6.5% YoY
|
Top 4% in tier |
| Total Loans ? |
$2.1B
+7.4% YoY
+1.5% QoQ
|
+$1.1B |
$975.5M
+2.4% YoY
|
$330.9M
+7.5% YoY
|
$3.1B
+8.5% YoY
|
Top 10% in tier |
| Total Deposits ? |
$3.1B
+8.2% YoY
+2.0% QoQ
|
+$2.0B |
$1.2B
+1.7% YoY
|
$415.2M
+7.6% YoY
|
$4.7B
+6.3% YoY
|
Top 4% in tier |
| Return on Assets ? |
1.37%
+12.2% YoY
+3.5% QoQ
|
+0.21% |
1.16%
+17.2% YoY
|
1.26%
+16.9% YoY
|
1.12%
+15.6% YoY
|
67% |
| Net Interest Margin ? |
3.22%
+4.7% YoY
+0.7% QoQ
|
-0.44% |
3.66%
+9.1% YoY
|
3.85%
+7.2% YoY
|
3.75%
+7.1% YoY
|
26% |
| Efficiency Ratio ? |
49.94%
-2.9% YoY
-2.1% QoQ
|
-12.69% |
62.63%
-5.3% YoY
|
63.53%
-4.9% YoY
|
65.09%
-5.1% YoY
|
84% |
| Delinquency Rate ? |
0.00%
-60.2% YoY
-42.7% QoQ
|
-0.62% |
0.63%
+18.3% YoY
|
0.50%
+113.1% YoY
|
0.66%
+20.3% YoY
|
Top 5% in tier |
| Loan-to-Deposit Ratio ? |
65.99%
-0.7% YoY
-0.5% QoQ
|
-17.07% |
83.06%
+0.3% YoY
|
73.36%
+1.4% YoY
|
78.04%
+0.7% YoY
|
Top 15% in tier |
| Non-Interest-Bearing Deposit Share ? |
27.76%
+1.8% YoY
+3.1% QoQ
|
+6.72% |
21.05%
-0.9% YoY
|
21.92%
-1.8% YoY
|
21.79%
-1.3% YoY
|
79% |
| Nonperforming Asset Ratio ? |
0.00%
-92.9% YoY
-43.1% QoQ
|
-0.50% |
0.50%
+20.3% YoY
|
0.36%
+79.7% YoY
|
0.48%
+20.8% YoY
|
Top 5% in tier |
| Tier 1 Capital Ratio ? | 0.00% | -10.24% |
10.24%
-0.6% YoY
|
7.38%
-10.4% YoY
|
9.75%
-1.9% YoY
|
29% |
| Non-Interest Income / Assets ? |
0.52%
-0.7% YoY
+36.5% QoQ
|
-0.22% |
0.74%
-1.3% YoY
|
0.59%
+2.2% YoY
|
0.65%
+0.6% YoY
|
51% |
Signature Analysis
Strengths (2)
Delinquency Rate
metric
Top 5%
in Community
Why this stands out
Current:
0.00%
(Tier avg: 0.63%, National avg: 0.66%)
Nonperforming Asset Ratio
metric
Top 5%
in Community
Why this stands out
Current:
0.00%
(Tier avg: 0.50%, National avg: 0.48%)
Concerns (0)
No concerns identified
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
96
96th pctile
Total Assets
Current: $3.8B · Tier avg: $1.4B
96
96th pctile
Total Deposits
Current: $3.1B · Tier avg: $1.2B
95
95th pctile
Nonperforming Asset Ratio
Current: 0.00% · Tier avg: 0.50%
95
95th pctile
Delinquency Rate
Current: 0.00% · Tier avg: 0.63%
90
90th pctile
Total Loans
Current: $2.1B · Tier avg: $975.5M
85
85th pctile
Loan-to-Deposit Ratio
Current: 65.99% · Tier avg: 83.06%
84
84th pctile
Efficiency Ratio
Current: 49.94% · Tier avg: 62.63%
79
79th pctile
Non-Interest-Bearing Deposit Share
Current: 27.76% · Tier avg: 21.05%
67
67th pctile
Return on Assets
Current: 1.37% · Tier avg: 1.16%
51
51th pctile
Non-Interest Income / Assets
Current: 0.52% · Tier avg: 0.74%
29
29th pctile
Tier 1 Capital Ratio
Current: 0.00% · Tier avg: 10.24%
26
26th pctile
Net Interest Margin
Current: 3.22% · Tier avg: 3.66%
Top Weaknesses
26
26th pctile
Net Interest Margin
Current: 3.22% · Tier avg: 3.66%
29
29th pctile
Tier 1 Capital Ratio
Current: 0.00% · Tier avg: 10.24%
51
51th pctile
Non-Interest Income / Assets
Current: 0.52% · Tier avg: 0.74%
67
67th pctile
Return on Assets
Current: 1.37% · Tier avg: 1.16%
79
79th pctile
Non-Interest-Bearing Deposit Share
Current: 27.76% · Tier avg: 21.05%
84
84th pctile
Efficiency Ratio
Current: 49.94% · Tier avg: 62.63%
85
85th pctile
Loan-to-Deposit Ratio
Current: 65.99% · Tier avg: 83.06%
90
90th pctile
Total Loans
Current: $2.1B · Tier avg: $975.5M
95
95th pctile
Delinquency Rate
Current: 0.00% · Tier avg: 0.63%
95
95th pctile
Nonperforming Asset Ratio
Current: 0.00% · Tier avg: 0.50%
96
96th pctile
Total Deposits
Current: $3.1B · Tier avg: $1.2B
96
96th pctile
Total Assets
Current: $3.8B · Tier avg: $1.4B