BlastPoint's Banking Scorecard
The First National Bank of Nevada, Missouri
Micro
Specialty: Agricultural
MO
FDIC cert 4598
Designations: ✓ Community bank
Nevada, MO
2498
banks in Micro tier nationally
125 in MO
View Micro leaderboard (MO) →
The First National Bank of Nevada, Missouri demonstrates 1 strength
Key Strengths
Areas where this bank excels compared to peers
- + Tier 1 Capital Ratio 14.49% above tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (MO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$114.7M
+1.6% YoY
-4.5% QoQ
|
-$102.8M |
$217.5M
+2.3% YoY
|
$1.5B
+13.3% YoY
|
$5.9B
+6.5% YoY
|
27% |
| Total Loans ? |
$51.7M
+14.7% YoY
-0.9% QoQ
|
-$87.5M |
$139.2M
+2.8% YoY
|
$962.2M
+12.2% YoY
|
$3.1B
+8.5% YoY
|
21% |
| Total Deposits ? |
$97.2M
-0.9% YoY
-5.5% QoQ
|
-$86.4M |
$183.7M
+1.8% YoY
|
$1.3B
+12.4% YoY
|
$4.7B
+6.3% YoY
|
27% |
| Return on Assets ? |
0.84%
+51.5% YoY
+2.6% QoQ
|
-0.25% |
1.08%
+14.7% YoY
|
1.34%
+11.8% YoY
|
1.12%
+15.6% YoY
|
36% |
| Net Interest Margin ? |
3.13%
+11.4% YoY
+1.7% QoQ
|
-0.73% |
3.85%
+6.6% YoY
|
3.96%
+8.2% YoY
|
3.75%
+7.1% YoY
|
20% |
| Efficiency Ratio ? |
65.98%
-13.3% YoY
-1.2% QoQ
|
-1.74% |
67.73%
-4.8% YoY
|
60.96%
-4.9% YoY
|
65.09%
-5.1% YoY
|
51% |
| Delinquency Rate ? |
0.90%
+108.6% YoY
+118.9% QoQ
|
+0.26% |
0.64%
+24.4% YoY
|
0.68%
+40.2% YoY
|
0.66%
+20.3% YoY
|
31% |
| Loan-to-Deposit Ratio ? |
53.20%
+15.8% YoY
+4.8% QoQ
|
-21.33% |
74.53%
+0.5% YoY
|
81.02%
+1.1% YoY
|
78.04%
+0.7% YoY
|
84% |
| Non-Interest-Bearing Deposit Share ? |
23.31%
-12.4% YoY
-10.6% QoQ
|
+0.92% |
22.39%
-1.3% YoY
|
21.00%
+0.9% YoY
|
21.79%
-1.3% YoY
|
57% |
| Nonperforming Asset Ratio ? |
0.40%
+135.5% YoY
+127.0% QoQ
|
-0.05% |
0.45%
+25.1% YoY
|
0.56%
+46.7% YoY
|
0.48%
+20.8% YoY
|
43% |
| Tier 1 Capital Ratio ? |
23.34%
+3.7% YoY
+4.2% QoQ
|
+14.49% |
8.85%
-3.4% YoY
|
8.09%
-3.5% YoY
|
9.75%
-1.9% YoY
|
Top 9% in tier |
| Non-Interest Income / Assets ? |
0.17%
-42.3% YoY
+38.9% QoQ
|
-0.40% |
0.56%
+0.3% YoY
|
0.63%
+2.3% YoY
|
0.65%
+0.6% YoY
|
18% |
Signature Analysis
Strengths (1)
Tier 1 Capital Ratio
metric
Top 9%
in Micro
Why this stands out
Current:
23.34%
(Tier avg: 8.85%, National avg: 9.75%)
Concerns (0)
No concerns identified
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
91
91th pctile
Tier 1 Capital Ratio
Current: 23.34% · Tier avg: 8.85%
84
84th pctile
Loan-to-Deposit Ratio
Current: 53.20% · Tier avg: 74.53%
57
57th pctile
Non-Interest-Bearing Deposit Share
Current: 23.31% · Tier avg: 22.39%
51
51th pctile
Efficiency Ratio
Current: 65.98% · Tier avg: 67.73%
43
43th pctile
Nonperforming Asset Ratio
Current: 0.40% · Tier avg: 0.45%
36
36th pctile
Return on Assets
Current: 0.84% · Tier avg: 1.08%
31
31th pctile
Delinquency Rate
Current: 0.90% · Tier avg: 0.64%
27
27th pctile
Total Deposits
Current: $97.2M · Tier avg: $183.7M
27
27th pctile
Total Assets
Current: $114.7M · Tier avg: $217.5M
21
21th pctile
Total Loans
Current: $51.7M · Tier avg: $139.2M
20
20th pctile
Net Interest Margin
Current: 3.13% · Tier avg: 3.85%
18
18th pctile
Non-Interest Income / Assets
Current: 0.17% · Tier avg: 0.56%
Top Weaknesses
18
18th pctile
Non-Interest Income / Assets
Current: 0.17% · Tier avg: 0.56%
20
20th pctile
Net Interest Margin
Current: 3.13% · Tier avg: 3.85%
21
21th pctile
Total Loans
Current: $51.7M · Tier avg: $139.2M
27
27th pctile
Total Assets
Current: $114.7M · Tier avg: $217.5M
27
27th pctile
Total Deposits
Current: $97.2M · Tier avg: $183.7M
31
31th pctile
Delinquency Rate
Current: 0.90% · Tier avg: 0.64%
36
36th pctile
Return on Assets
Current: 0.84% · Tier avg: 1.08%
43
43th pctile
Nonperforming Asset Ratio
Current: 0.40% · Tier avg: 0.45%
51
51th pctile
Efficiency Ratio
Current: 65.98% · Tier avg: 67.73%
57
57th pctile
Non-Interest-Bearing Deposit Share
Current: 23.31% · Tier avg: 22.39%
84
84th pctile
Loan-to-Deposit Ratio
Current: 53.20% · Tier avg: 74.53%
91
91th pctile
Tier 1 Capital Ratio
Current: 23.34% · Tier avg: 8.85%