BlastPoint's Banking Scorecard
Anchor D Bank
Micro
Specialty: Agricultural
OK
FDIC cert 4208
Designations: ✓ Community bank
Texhoma, OK
2498
banks in Micro tier nationally
121 in OK
View Micro leaderboard (OK) →
Anchor D Bank shows strong momentum with 1 strength and 9.3% YoY asset growth
Key Strengths
Areas where this bank excels compared to peers
- + Delinquency Rate 0.64% below tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (OK) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$395.2M
+9.3% YoY
+4.2% QoQ
|
+$177.7M |
$217.5M
+2.3% YoY
|
$1.2B
+6.0% YoY
|
$5.9B
+6.5% YoY
|
Top 12% in tier |
| Total Loans ? |
$230.2M
+0.4% YoY
+8.8% QoQ
|
+$91.0M |
$139.2M
+2.8% YoY
|
$796.2M
+5.4% YoY
|
$3.1B
+8.5% YoY
|
81% |
| Total Deposits ? |
$344.6M
+12.1% YoY
+4.5% QoQ
|
+$160.9M |
$183.7M
+1.8% YoY
|
$938.6M
+4.7% YoY
|
$4.7B
+6.3% YoY
|
Top 11% in tier |
| Return on Assets ? |
1.57%
-8.6% YoY
-6.3% QoQ
|
+0.48% |
1.08%
+14.7% YoY
|
1.36%
+10.0% YoY
|
1.12%
+15.6% YoY
|
77% |
| Net Interest Margin ? |
3.75%
-4.1% YoY
-0.9% QoQ
|
-0.10% |
3.85%
+6.6% YoY
|
4.26%
+3.2% YoY
|
3.75%
+7.1% YoY
|
47% |
| Efficiency Ratio ? |
53.43%
-0.5% YoY
+9.1% QoQ
|
-14.30% |
67.73%
-4.8% YoY
|
63.62%
-4.9% YoY
|
65.09%
-5.1% YoY
|
84% |
| Delinquency Rate ? | 0.00% | -0.64% |
0.64%
+24.4% YoY
|
0.95%
+12.2% YoY
|
0.66%
+20.3% YoY
|
Top 1% in tier |
| Loan-to-Deposit Ratio ? |
66.80%
-10.4% YoY
+4.1% QoQ
|
-7.72% |
74.53%
+0.5% YoY
|
75.78%
+1.6% YoY
|
78.04%
+0.7% YoY
|
66% |
| Non-Interest-Bearing Deposit Share ? |
20.33%
-11.2% YoY
-7.9% QoQ
|
-2.07% |
22.39%
-1.3% YoY
|
23.21%
-2.4% YoY
|
21.79%
-1.3% YoY
|
44% |
| Nonperforming Asset Ratio ? |
0.01%
-8.5% YoY
-4.0% QoQ
|
-0.44% |
0.45%
+25.1% YoY
|
0.71%
+9.7% YoY
|
0.48%
+20.8% YoY
|
81% |
| Tier 1 Capital Ratio ? |
11.69%
-8.6% QoQ
|
+2.84% |
8.85%
-3.4% YoY
|
7.74%
-5.6% YoY
|
9.75%
-1.9% YoY
|
57% |
| Non-Interest Income / Assets ? |
0.82%
+66.7% YoY
+15.4% QoQ
|
+0.25% |
0.56%
+0.3% YoY
|
0.68%
-3.1% YoY
|
0.65%
+0.6% YoY
|
Top 12% in tier |
Signature Analysis
Strengths (1)
Delinquency Rate
metric
Top 1%
in Micro
Why this stands out
Current:
0.00%
(Tier avg: 0.64%, National avg: 0.66%)
Concerns (0)
No concerns identified
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
100
100th pctile
Delinquency Rate
Current: 0.00% · Tier avg: 0.64%
89
89th pctile
Total Deposits
Current: $344.6M · Tier avg: $183.7M
88
88th pctile
Non-Interest Income / Assets
Current: 0.82% · Tier avg: 0.56%
88
88th pctile
Total Assets
Current: $395.2M · Tier avg: $217.5M
84
84th pctile
Efficiency Ratio
Current: 53.43% · Tier avg: 67.73%
81
81th pctile
Nonperforming Asset Ratio
Current: 0.01% · Tier avg: 0.45%
81
81th pctile
Total Loans
Current: $230.2M · Tier avg: $139.2M
77
77th pctile
Return on Assets
Current: 1.57% · Tier avg: 1.08%
66
66th pctile
Loan-to-Deposit Ratio
Current: 66.80% · Tier avg: 74.53%
57
57th pctile
Tier 1 Capital Ratio
Current: 11.69% · Tier avg: 8.85%
47
47th pctile
Net Interest Margin
Current: 3.75% · Tier avg: 3.85%
44
44th pctile
Non-Interest-Bearing Deposit Share
Current: 20.33% · Tier avg: 22.39%
Top Weaknesses
44
44th pctile
Non-Interest-Bearing Deposit Share
Current: 20.33% · Tier avg: 22.39%
47
47th pctile
Net Interest Margin
Current: 3.75% · Tier avg: 3.85%
57
57th pctile
Tier 1 Capital Ratio
Current: 11.69% · Tier avg: 8.85%
66
66th pctile
Loan-to-Deposit Ratio
Current: 66.80% · Tier avg: 74.53%
77
77th pctile
Return on Assets
Current: 1.57% · Tier avg: 1.08%
81
81th pctile
Total Loans
Current: $230.2M · Tier avg: $139.2M
81
81th pctile
Nonperforming Asset Ratio
Current: 0.01% · Tier avg: 0.45%
84
84th pctile
Efficiency Ratio
Current: 53.43% · Tier avg: 67.73%
88
88th pctile
Total Assets
Current: $395.2M · Tier avg: $217.5M
88
88th pctile
Non-Interest Income / Assets
Current: 0.82% · Tier avg: 0.56%
89
89th pctile
Total Deposits
Current: $344.6M · Tier avg: $183.7M
100
100th pctile
Delinquency Rate
Current: 0.00% · Tier avg: 0.64%