BlastPoint's Banking Scorecard
First Pryority Bank
Community
Specialty: Commercial
OK
FDIC cert 4185
Pryor, OK
1484
banks in Community tier nationally
45 in OK
View Community leaderboard (OK) →
First Pryority Bank faces 2 concerns requiring attention
Key Strengths
Areas where this bank excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - Delinquency Rate 1.85% above tier
- - Nonperforming Asset Ratio 1.57% above tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (OK) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$524.4M
+14.3% YoY
+0.9% QoQ
|
-$867.0M |
$1.4B
+2.0% YoY
|
$1.2B
+6.0% YoY
|
$5.9B
+6.5% YoY
|
Bottom 4% in tier |
| Total Loans ? |
$416.7M
+14.0% YoY
+2.3% QoQ
|
-$558.8M |
$975.5M
+2.4% YoY
|
$796.2M
+5.4% YoY
|
$3.1B
+8.5% YoY
|
17% |
| Total Deposits ? |
$468.6M
+14.1% YoY
+0.6% QoQ
|
-$696.0M |
$1.2B
+1.7% YoY
|
$938.6M
+4.7% YoY
|
$4.7B
+6.3% YoY
|
Bottom 8% in tier |
| Return on Assets ? |
1.30%
-5.6% YoY
-6.6% QoQ
|
+0.14% |
1.16%
+17.2% YoY
|
1.36%
+10.0% YoY
|
1.12%
+15.6% YoY
|
63% |
| Net Interest Margin ? |
4.39%
+1.0% YoY
-0.7% QoQ
|
+0.73% |
3.66%
+9.1% YoY
|
4.26%
+3.2% YoY
|
3.75%
+7.1% YoY
|
84% |
| Efficiency Ratio ? |
64.70%
+8.3% YoY
+3.0% QoQ
|
+2.06% |
62.63%
-5.3% YoY
|
63.62%
-4.9% YoY
|
65.09%
-5.1% YoY
|
42% |
| Delinquency Rate ? |
2.48%
+132.4% YoY
-9.5% QoQ
|
+1.85% |
0.63%
+18.3% YoY
|
0.95%
+12.2% YoY
|
0.66%
+20.3% YoY
|
Bottom 7% in tier |
| Loan-to-Deposit Ratio ? |
88.93%
-0.1% YoY
+1.6% QoQ
|
+5.87% |
83.06%
+0.3% YoY
|
75.78%
+1.6% YoY
|
78.04%
+0.7% YoY
|
62% |
| Non-Interest-Bearing Deposit Share ? |
21.67%
+9.7% YoY
-2.6% QoQ
|
+0.63% |
21.05%
-0.9% YoY
|
23.21%
-2.4% YoY
|
21.79%
-1.3% YoY
|
57% |
| Nonperforming Asset Ratio ? |
2.07%
+143.4% YoY
-8.0% QoQ
|
+1.57% |
0.50%
+20.3% YoY
|
0.71%
+9.7% YoY
|
0.48%
+20.8% YoY
|
Bottom 6% in tier |
| Tier 1 Capital Ratio ? |
11.71%
-5.4% YoY
-2.4% QoQ
|
+1.47% |
10.24%
-0.6% YoY
|
7.74%
-5.6% YoY
|
9.75%
-1.9% YoY
|
44% |
| Non-Interest Income / Assets ? |
0.71%
+6.0% YoY
+42.4% QoQ
|
-0.03% |
0.74%
-1.3% YoY
|
0.68%
-3.1% YoY
|
0.65%
+0.6% YoY
|
71% |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (2)
Delinquency Rate
metric
Bottom 7%
in Community
Why this stands out
Current:
2.48%
(Tier avg: 0.63%, National avg: 0.66%)
Nonperforming Asset Ratio
metric
Bottom 6%
in Community
Why this stands out
Current:
2.07%
(Tier avg: 0.50%, National avg: 0.48%)
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
84
84th pctile
Net Interest Margin
Current: 4.39% · Tier avg: 3.66%
71
71th pctile
Non-Interest Income / Assets
Current: 0.71% · Tier avg: 0.74%
63
63th pctile
Return on Assets
Current: 1.30% · Tier avg: 1.16%
62
62th pctile
Loan-to-Deposit Ratio
Current: 88.93% · Tier avg: 83.06%
57
57th pctile
Non-Interest-Bearing Deposit Share
Current: 21.67% · Tier avg: 21.05%
44
44th pctile
Tier 1 Capital Ratio
Current: 11.71% · Tier avg: 10.24%
42
42th pctile
Efficiency Ratio
Current: 64.70% · Tier avg: 62.63%
17
17th pctile
Total Loans
Current: $416.7M · Tier avg: $975.5M
8
8th pctile
Total Deposits
Current: $468.6M · Tier avg: $1.2B
7
7th pctile
Delinquency Rate
Current: 2.48% · Tier avg: 0.63%
6
6th pctile
Nonperforming Asset Ratio
Current: 2.07% · Tier avg: 0.50%
4
4th pctile
Total Assets
Current: $524.4M · Tier avg: $1.4B
Top Weaknesses
4
4th pctile
Total Assets
Current: $524.4M · Tier avg: $1.4B
6
6th pctile
Nonperforming Asset Ratio
Current: 2.07% · Tier avg: 0.50%
7
7th pctile
Delinquency Rate
Current: 2.48% · Tier avg: 0.63%
8
8th pctile
Total Deposits
Current: $468.6M · Tier avg: $1.2B
17
17th pctile
Total Loans
Current: $416.7M · Tier avg: $975.5M
42
42th pctile
Efficiency Ratio
Current: 64.70% · Tier avg: 62.63%
44
44th pctile
Tier 1 Capital Ratio
Current: 11.71% · Tier avg: 10.24%
57
57th pctile
Non-Interest-Bearing Deposit Share
Current: 21.67% · Tier avg: 21.05%
62
62th pctile
Loan-to-Deposit Ratio
Current: 88.93% · Tier avg: 83.06%
63
63th pctile
Return on Assets
Current: 1.30% · Tier avg: 1.16%
71
71th pctile
Non-Interest Income / Assets
Current: 0.71% · Tier avg: 0.74%
84
84th pctile
Net Interest Margin
Current: 4.39% · Tier avg: 3.66%