BlastPoint's Banking Scorecard

Branson Bank

Micro Specialty: Commercial MO FDIC cert 35420

Designations: ✓ Community bank

Branson, MO

2498 banks in Micro tier nationally 125 in MO

View Micro leaderboard (MO) →

Branson Bank shows stable performance across key metrics

Key Strengths

Areas where this bank excels compared to peers

No key strengths identified

Key Concerns

Areas that may need attention

No key concerns identified

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Core Metrics

As of 2025-Q4

Metric	Current	vs Tier	Tier Avg	State Avg (MO)	National Avg	Tier Percentile
Total Assets ?	$405.8M +10.7% YoY +4.1% QoQ	+$188.3M	$217.5M +2.3% YoY	$1.5B +13.3% YoY	$5.9B +6.5% YoY	Top 11% in tier
Total Loans ?	$335.8M +7.0% YoY +1.0% QoQ	+$196.6M	$139.2M +2.8% YoY	$962.2M +12.2% YoY	$3.1B +8.5% YoY	Top 3% in tier
Total Deposits ?	$363.0M +10.9% YoY +3.6% QoQ	+$179.4M	$183.7M +1.8% YoY	$1.3B +12.4% YoY	$4.7B +6.3% YoY	Top 8% in tier
Return on Assets ?	1.45% +29.7% YoY +3.5% QoQ	+0.36%	1.08% +14.7% YoY	1.34% +11.8% YoY	1.12% +15.6% YoY	72%
Net Interest Margin ?	4.54% +7.4% YoY +1.4% QoQ	+0.69%	3.85% +6.6% YoY	3.96% +8.2% YoY	3.75% +7.1% YoY	80%
Efficiency Ratio ?	61.14% -7.7% YoY -1.4% QoQ	-6.59%	67.73% -4.8% YoY	60.96% -4.9% YoY	65.09% -5.1% YoY	64%
Delinquency Rate ?	0.66% -9.2% QoQ	+0.02%	0.64% +24.4% YoY	0.68% +40.2% YoY	0.66% +20.3% YoY	39%
Loan-to-Deposit Ratio ?	92.50% -3.5% YoY -2.6% QoQ	+17.97%	74.53% +0.5% YoY	81.02% +1.1% YoY	78.04% +0.7% YoY	82%
Non-Interest-Bearing Deposit Share ?	21.88% -3.3% YoY -8.6% QoQ	-0.52%	22.39% -1.3% YoY	21.00% +0.9% YoY	21.79% -1.3% YoY	51%
Nonperforming Asset Ratio ?	0.55% -11.9% QoQ	+0.10%	0.45% +25.1% YoY	0.56% +46.7% YoY	0.48% +20.8% YoY	35%
Tier 1 Capital Ratio ?	10.93% -3.5% YoY -5.0% QoQ	+2.08%	8.85% -3.4% YoY	8.09% -3.5% YoY	9.75% -1.9% YoY	55%
Non-Interest Income / Assets ?	0.77% +7.0% YoY +28.3% QoQ	+0.21%	0.56% +0.3% YoY	0.63% +2.3% YoY	0.65% +0.6% YoY	Top 14% in tier

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.

Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25%

Compare against:

Comparing against 2498 peers in Micro tier

Top Strengths

Total Loans

Current: $335.8M · Tier avg: $139.2M

97th pctile

Total Deposits

Current: $363.0M · Tier avg: $183.7M

92th pctile

Total Assets

Current: $405.8M · Tier avg: $217.5M

89th pctile

Non-Interest Income / Assets

Current: 0.77% · Tier avg: 0.56%

86th pctile

Loan-to-Deposit Ratio

Current: 92.50% · Tier avg: 74.53%

82th pctile

Net Interest Margin

Current: 4.54% · Tier avg: 3.85%

80th pctile

Return on Assets

Current: 1.45% · Tier avg: 1.08%

72th pctile

Efficiency Ratio

Current: 61.14% · Tier avg: 67.73%

64th pctile

Tier 1 Capital Ratio

Current: 10.93% · Tier avg: 8.85%

55th pctile

Non-Interest-Bearing Deposit Share

Current: 21.88% · Tier avg: 22.39%

51th pctile

Delinquency Rate

Current: 0.66% · Tier avg: 0.64%

39th pctile

Nonperforming Asset Ratio

Current: 0.55% · Tier avg: 0.45%

35th pctile

Top Weaknesses