BlastPoint's Banking Scorecard
Popular Bank
Mid-Market
Specialty: Commercial
NY
FDIC cert 34967
New York, NY
201
banks in Mid-Market tier nationally
22 in NY
View Mid-Market leaderboard (NY) →
Popular Bank faces 1 concern requiring attention
Key Strengths
Areas where this bank excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - Non-Interest Income / Assets 0.78% below tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (NY) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$15.1B
+5.1% YoY
+0.8% QoQ
|
+$4.6B |
$10.5B
+2.9% YoY
|
$17.4B
+10.0% YoY
|
$5.9B
+6.5% YoY
|
80% |
| Total Loans ? |
$11.6B
+6.7% YoY
+1.3% QoQ
|
+$4.5B |
$7.1B
+4.5% YoY
|
$7.7B
+9.6% YoY
|
$3.1B
+8.5% YoY
|
84% |
| Total Deposits ? |
$12.0B
+2.8% YoY
-1.1% QoQ
|
+$3.5B |
$8.5B
+3.0% YoY
|
$13.4B
+9.3% YoY
|
$4.7B
+6.3% YoY
|
79% |
| Return on Assets ? |
0.60%
+8.0% YoY
+18.6% QoQ
|
-0.57% |
1.16%
+9.4% YoY
|
0.81%
+24.4% YoY
|
1.12%
+15.6% YoY
|
19% |
| Net Interest Margin ? |
2.99%
+10.1% YoY
+2.3% QoQ
|
-0.41% |
3.40%
+7.9% YoY
|
3.17%
+6.5% YoY
|
3.75%
+7.1% YoY
|
28% |
| Efficiency Ratio ? |
62.61%
-10.9% YoY
-3.8% QoQ
|
+6.01% |
56.60%
-3.2% YoY
|
69.92%
-4.2% YoY
|
65.09%
-5.1% YoY
|
29% |
| Delinquency Rate ? |
0.34%
-37.6% YoY
-21.7% QoQ
|
-0.35% |
0.68%
+12.0% YoY
|
0.80%
-0.8% YoY
|
0.66%
+20.3% YoY
|
74% |
| Loan-to-Deposit Ratio ? |
96.26%
+3.8% YoY
+2.4% QoQ
|
+10.78% |
85.47%
+1.1% YoY
|
82.25%
-0.1% YoY
|
78.04%
+0.7% YoY
|
20% |
| Non-Interest-Bearing Deposit Share ? |
12.28%
+0.5% YoY
+2.9% QoQ
|
-8.36% |
20.64%
-0.3% YoY
|
21.21%
-0.1% YoY
|
21.79%
-1.3% YoY
|
21% |
| Nonperforming Asset Ratio ? |
0.26%
-35.9% YoY
-21.1% QoQ
|
-0.24% |
0.50%
+7.3% YoY
|
0.51%
-4.9% YoY
|
0.48%
+20.8% YoY
|
71% |
| Tier 1 Capital Ratio ? |
13.79%
+3.3% YoY
+0.9% QoQ
|
+0.24% |
13.55%
+1.8% YoY
|
12.36%
-2.1% YoY
|
9.75%
-1.9% YoY
|
66% |
| Non-Interest Income / Assets ? |
0.18%
-3.9% YoY
+33.6% QoQ
|
-0.78% |
0.96%
+7.1% YoY
|
0.84%
+34.2% YoY
|
0.65%
+0.6% YoY
|
Bottom 6% in tier |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (1)
Non-Interest Income / Assets
metric
Bottom 6%
in Mid-Market
Why this stands out
Current:
0.18%
(Tier avg: 0.96%, National avg: 0.65%)
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
84
84th pctile
Total Loans
Current: $11.6B · Tier avg: $7.1B
80
80th pctile
Total Assets
Current: $15.1B · Tier avg: $10.5B
79
79th pctile
Total Deposits
Current: $12.0B · Tier avg: $8.5B
74
74th pctile
Delinquency Rate
Current: 0.34% · Tier avg: 0.68%
71
71th pctile
Nonperforming Asset Ratio
Current: 0.26% · Tier avg: 0.50%
66
66th pctile
Tier 1 Capital Ratio
Current: 13.79% · Tier avg: 13.55%
29
29th pctile
Efficiency Ratio
Current: 62.61% · Tier avg: 56.60%
28
28th pctile
Net Interest Margin
Current: 2.99% · Tier avg: 3.40%
21
21th pctile
Non-Interest-Bearing Deposit Share
Current: 12.28% · Tier avg: 20.64%
20
20th pctile
Loan-to-Deposit Ratio
Current: 96.26% · Tier avg: 85.47%
19
19th pctile
Return on Assets
Current: 0.60% · Tier avg: 1.16%
6
6th pctile
Non-Interest Income / Assets
Current: 0.18% · Tier avg: 0.96%
Top Weaknesses
6
6th pctile
Non-Interest Income / Assets
Current: 0.18% · Tier avg: 0.96%
19
19th pctile
Return on Assets
Current: 0.60% · Tier avg: 1.16%
20
20th pctile
Loan-to-Deposit Ratio
Current: 96.26% · Tier avg: 85.47%
21
21th pctile
Non-Interest-Bearing Deposit Share
Current: 12.28% · Tier avg: 20.64%
28
28th pctile
Net Interest Margin
Current: 2.99% · Tier avg: 3.40%
29
29th pctile
Efficiency Ratio
Current: 62.61% · Tier avg: 56.60%
66
66th pctile
Tier 1 Capital Ratio
Current: 13.79% · Tier avg: 13.55%
71
71th pctile
Nonperforming Asset Ratio
Current: 0.26% · Tier avg: 0.50%
74
74th pctile
Delinquency Rate
Current: 0.34% · Tier avg: 0.68%
79
79th pctile
Total Deposits
Current: $12.0B · Tier avg: $8.5B
80
80th pctile
Total Assets
Current: $15.1B · Tier avg: $10.5B
84
84th pctile
Total Loans
Current: $11.6B · Tier avg: $7.1B