BlastPoint's Banking Scorecard
EagleBank
Mid-Market
Specialty: Commercial
MD
FDIC cert 34742
Designations: ✓ Community bank
Bethesda, MD
201
banks in Mid-Market tier nationally
4 in MD
View Mid-Market leaderboard (MD) →
EagleBank faces 3 concerns requiring attention
Key Strengths
Areas where this bank excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - Return on Assets 2.27% below tier
- - Delinquency Rate 2.05% above tier
- - Nonperforming Asset Ratio 1.41% above tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (MD) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$10.4B
-5.7% YoY
-3.0% QoQ
|
-$11.1M |
$10.5B
+2.9% YoY
|
$1.8B
+5.9% YoY
|
$5.9B
+6.5% YoY
|
68% |
| Total Loans ? |
$7.2B
-7.8% YoY
-1.0% QoQ
|
+$80.1M |
$7.1B
+4.5% YoY
|
$1.3B
+9.1% YoY
|
$3.1B
+8.5% YoY
|
66% |
| Total Deposits ? |
$9.1B
-0.1% YoY
-3.5% QoQ
|
+$602.9M |
$8.5B
+3.0% YoY
|
$1.6B
+8.9% YoY
|
$4.7B
+6.3% YoY
|
71% |
| Return on Assets ? |
-1.10%
-205.7% YoY
+30.5% QoQ
|
-2.27% |
1.16%
+9.4% YoY
|
0.92%
+11.6% YoY
|
1.12%
+15.6% YoY
|
Bottom 2% in tier |
| Net Interest Margin ? |
2.72%
+1.5% YoY
+1.6% QoQ
|
-0.68% |
3.40%
+7.9% YoY
|
3.64%
+2.9% YoY
|
3.75%
+7.1% YoY
|
19% |
| Efficiency Ratio ? |
60.59%
+11.6% YoY
+7.0% QoQ
|
+3.99% |
56.60%
-3.2% YoY
|
68.23%
-2.6% YoY
|
65.09%
-5.1% YoY
|
33% |
| Delinquency Rate ? |
2.74%
+2.6% YoY
-16.9% QoQ
|
+2.05% |
0.68%
+12.0% YoY
|
0.71%
+11.8% YoY
|
0.66%
+20.3% YoY
|
Bottom 5% in tier |
| Loan-to-Deposit Ratio ? |
78.88%
-7.7% YoY
+2.6% QoQ
|
-6.59% |
85.47%
+1.1% YoY
|
87.22%
+2.3% YoY
|
78.04%
+0.7% YoY
|
74% |
| Non-Interest-Bearing Deposit Share ? |
15.68%
-7.2% YoY
-5.8% QoQ
|
-4.95% |
20.64%
-0.3% YoY
|
20.12%
-3.1% YoY
|
21.79%
-1.3% YoY
|
28% |
| Nonperforming Asset Ratio ? |
1.91%
+0.1% YoY
-19.3% QoQ
|
+1.41% |
0.50%
+7.3% YoY
|
0.55%
+8.4% YoY
|
0.48%
+20.8% YoY
|
Bottom 5% in tier |
| Tier 1 Capital Ratio ? |
13.47%
-8.8% YoY
-2.8% QoQ
|
-0.08% |
13.55%
+1.8% YoY
|
10.97%
-3.7% YoY
|
9.75%
-1.9% YoY
|
61% |
| Non-Interest Income / Assets ? |
0.33%
+74.9% YoY
+61.4% QoQ
|
-0.63% |
0.96%
+7.1% YoY
|
0.52%
+0.9% YoY
|
0.65%
+0.6% YoY
|
20% |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (3)
Return on Assets
metric
Bottom 2%
in Mid-Market
Why this stands out
Current:
-1.10%
(Tier avg: 1.16%, National avg: 1.12%)
Delinquency Rate
metric
Bottom 5%
in Mid-Market
Why this stands out
Current:
2.74%
(Tier avg: 0.68%, National avg: 0.66%)
Nonperforming Asset Ratio
metric
Bottom 5%
in Mid-Market
Why this stands out
Current:
1.91%
(Tier avg: 0.50%, National avg: 0.48%)
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
74
74th pctile
Loan-to-Deposit Ratio
Current: 78.88% · Tier avg: 85.47%
71
71th pctile
Total Deposits
Current: $9.1B · Tier avg: $8.5B
68
68th pctile
Total Assets
Current: $10.4B · Tier avg: $10.5B
66
66th pctile
Total Loans
Current: $7.2B · Tier avg: $7.1B
61
61th pctile
Tier 1 Capital Ratio
Current: 13.47% · Tier avg: 13.55%
33
33th pctile
Efficiency Ratio
Current: 60.59% · Tier avg: 56.60%
28
28th pctile
Non-Interest-Bearing Deposit Share
Current: 15.68% · Tier avg: 20.64%
20
20th pctile
Non-Interest Income / Assets
Current: 0.33% · Tier avg: 0.96%
19
19th pctile
Net Interest Margin
Current: 2.72% · Tier avg: 3.40%
5
5th pctile
Delinquency Rate
Current: 2.74% · Tier avg: 0.68%
5
5th pctile
Nonperforming Asset Ratio
Current: 1.91% · Tier avg: 0.50%
2
2th pctile
Return on Assets
Current: -1.10% · Tier avg: 1.16%
Top Weaknesses
2
2th pctile
Return on Assets
Current: -1.10% · Tier avg: 1.16%
5
5th pctile
Nonperforming Asset Ratio
Current: 1.91% · Tier avg: 0.50%
5
5th pctile
Delinquency Rate
Current: 2.74% · Tier avg: 0.68%
19
19th pctile
Net Interest Margin
Current: 2.72% · Tier avg: 3.40%
20
20th pctile
Non-Interest Income / Assets
Current: 0.33% · Tier avg: 0.96%
28
28th pctile
Non-Interest-Bearing Deposit Share
Current: 15.68% · Tier avg: 20.64%
33
33th pctile
Efficiency Ratio
Current: 60.59% · Tier avg: 56.60%
61
61th pctile
Tier 1 Capital Ratio
Current: 13.47% · Tier avg: 13.55%
66
66th pctile
Total Loans
Current: $7.2B · Tier avg: $7.1B
68
68th pctile
Total Assets
Current: $10.4B · Tier avg: $10.5B
71
71th pctile
Total Deposits
Current: $9.1B · Tier avg: $8.5B
74
74th pctile
Loan-to-Deposit Ratio
Current: 78.88% · Tier avg: 85.47%