BlastPoint's Banking Scorecard
Priority Bank
Micro
Specialty: Mortgage
AR
FDIC cert 33818
Designations: ✓ Community bank
Fayetteville, AR
2498
banks in Micro tier nationally
40 in AR
View Micro leaderboard (AR) →
Priority Bank has 2 strengths but faces 2 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Return on Assets 1.13% above tier
- + Non-Interest Income / Assets 1.16% above tier
Key Concerns
Areas that may need attention
- - Delinquency Rate 2.06% above tier
- - Nonperforming Asset Ratio 2.32% above tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (AR) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$148.4M
+15.0% YoY
-4.6% QoQ
|
-$69.1M |
$217.5M
+2.3% YoY
|
$2.3B
+2.4% YoY
|
$5.9B
+6.5% YoY
|
37% |
| Total Loans ? |
$108.2M
+12.2% YoY
-2.5% QoQ
|
-$30.9M |
$139.2M
+2.8% YoY
|
$1.6B
+6.2% YoY
|
$3.1B
+8.5% YoY
|
46% |
| Total Deposits ? |
$124.7M
+18.4% YoY
-5.2% QoQ
|
-$58.9M |
$183.7M
+1.8% YoY
|
$1.9B
+3.0% YoY
|
$4.7B
+6.3% YoY
|
37% |
| Return on Assets ? |
2.21%
+12.9% YoY
-4.5% QoQ
|
+1.13% |
1.08%
+14.7% YoY
|
1.19%
+9.0% YoY
|
1.12%
+15.6% YoY
|
Top 6% in tier |
| Net Interest Margin ? |
4.76%
+3.0% YoY
+2.1% QoQ
|
+0.91% |
3.85%
+6.6% YoY
|
4.00%
+8.5% YoY
|
3.75%
+7.1% YoY
|
Top 14% in tier |
| Efficiency Ratio ? |
61.31%
-12.9% YoY
-0.9% QoQ
|
-6.42% |
67.73%
-4.8% YoY
|
63.04%
-5.8% YoY
|
65.09%
-5.1% YoY
|
63% |
| Delinquency Rate ? |
2.70%
+24.6% YoY
+9.4% QoQ
|
+2.06% |
0.64%
+24.4% YoY
|
0.91%
+44.6% YoY
|
0.66%
+20.3% YoY
|
Bottom 8% in tier |
| Loan-to-Deposit Ratio ? |
86.77%
-5.2% YoY
+2.9% QoQ
|
+12.25% |
74.53%
+0.5% YoY
|
80.90%
+1.0% YoY
|
78.04%
+0.7% YoY
|
29% |
| Non-Interest-Bearing Deposit Share ? |
13.97%
+1.6% YoY
-2.1% QoQ
|
-8.42% |
22.39%
-1.3% YoY
|
19.14%
-0.5% YoY
|
21.79%
-1.3% YoY
|
20% |
| Nonperforming Asset Ratio ? |
2.77%
+2.7% YoY
+12.3% QoQ
|
+2.32% |
0.45%
+25.1% YoY
|
0.66%
+38.2% YoY
|
0.48%
+20.8% YoY
|
Bottom 1% in tier |
| Tier 1 Capital Ratio ? | 0.00% | -8.85% |
8.85%
-3.4% YoY
|
7.07%
-13.2% YoY
|
9.75%
-1.9% YoY
|
51% |
| Non-Interest Income / Assets ? |
1.73%
-13.7% YoY
+27.1% QoQ
|
+1.16% |
0.56%
+0.3% YoY
|
0.76%
-21.3% YoY
|
0.65%
+0.6% YoY
|
Top 4% in tier |
Signature Analysis
Strengths (2)
Return on Assets
metric
Top 6%
in Micro
Why this stands out
Current:
2.21%
(Tier avg: 1.08%, National avg: 1.12%)
Non-Interest Income / Assets
metric
Top 4%
in Micro
Why this stands out
Current:
1.73%
(Tier avg: 0.56%, National avg: 0.65%)
Concerns (2)
Delinquency Rate
metric
Bottom 8%
in Micro
Why this stands out
Current:
2.70%
(Tier avg: 0.64%, National avg: 0.66%)
Nonperforming Asset Ratio
metric
Bottom 1%
in Micro
Why this stands out
Current:
2.77%
(Tier avg: 0.45%, National avg: 0.48%)
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
96
96th pctile
Non-Interest Income / Assets
Current: 1.73% · Tier avg: 0.56%
94
94th pctile
Return on Assets
Current: 2.21% · Tier avg: 1.08%
86
86th pctile
Net Interest Margin
Current: 4.76% · Tier avg: 3.85%
63
63th pctile
Efficiency Ratio
Current: 61.31% · Tier avg: 67.73%
51
51th pctile
Tier 1 Capital Ratio
Current: 0.00% · Tier avg: 8.85%
46
46th pctile
Total Loans
Current: $108.2M · Tier avg: $139.2M
37
37th pctile
Total Assets
Current: $148.4M · Tier avg: $217.5M
37
37th pctile
Total Deposits
Current: $124.7M · Tier avg: $183.7M
29
29th pctile
Loan-to-Deposit Ratio
Current: 86.77% · Tier avg: 74.53%
20
20th pctile
Non-Interest-Bearing Deposit Share
Current: 13.97% · Tier avg: 22.39%
8
8th pctile
Delinquency Rate
Current: 2.70% · Tier avg: 0.64%
0
0th pctile
Nonperforming Asset Ratio
Current: 2.77% · Tier avg: 0.45%
Top Weaknesses
0
0th pctile
Nonperforming Asset Ratio
Current: 2.77% · Tier avg: 0.45%
8
8th pctile
Delinquency Rate
Current: 2.70% · Tier avg: 0.64%
20
20th pctile
Non-Interest-Bearing Deposit Share
Current: 13.97% · Tier avg: 22.39%
29
29th pctile
Loan-to-Deposit Ratio
Current: 86.77% · Tier avg: 74.53%
37
37th pctile
Total Deposits
Current: $124.7M · Tier avg: $183.7M
37
37th pctile
Total Assets
Current: $148.4M · Tier avg: $217.5M
46
46th pctile
Total Loans
Current: $108.2M · Tier avg: $139.2M
51
51th pctile
Tier 1 Capital Ratio
Current: 0.00% · Tier avg: 8.85%
63
63th pctile
Efficiency Ratio
Current: 61.31% · Tier avg: 67.73%
86
86th pctile
Net Interest Margin
Current: 4.76% · Tier avg: 3.85%
94
94th pctile
Return on Assets
Current: 2.21% · Tier avg: 1.08%
96
96th pctile
Non-Interest Income / Assets
Current: 1.73% · Tier avg: 0.56%