BlastPoint's Banking Scorecard
Bank of China
NY
FDIC cert 33652
Flushing, NY
Bank of China shows stable performance across key metrics
Key Strengths
Areas where this bank excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (NY) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? | - | - | - |
$17.4B
+10.0% YoY
|
$5.9B
+6.5% YoY
|
- |
| Total Loans ? | - | - | - |
$7.7B
+9.6% YoY
|
$3.1B
+8.5% YoY
|
- |
| Total Deposits ? | - | - | - |
$13.4B
+9.3% YoY
|
$4.7B
+6.3% YoY
|
- |
| Return on Assets ? | - | - | - |
0.81%
+24.4% YoY
|
1.12%
+15.6% YoY
|
- |
| Net Interest Margin ? | - | - | - |
3.17%
+6.5% YoY
|
3.75%
+7.1% YoY
|
- |
| Efficiency Ratio ? | - | - | - |
69.92%
-4.2% YoY
|
65.09%
-5.1% YoY
|
- |
| Delinquency Rate ? | - | - | - |
0.80%
-0.8% YoY
|
0.66%
+20.3% YoY
|
- |
| Loan-to-Deposit Ratio ? | - | - | - |
82.25%
-0.1% YoY
|
78.04%
+0.7% YoY
|
- |
| Non-Interest-Bearing Deposit Share ? | - | - | - |
21.21%
-0.1% YoY
|
21.79%
-1.3% YoY
|
- |
| Nonperforming Asset Ratio ? | - | - | - |
0.51%
-4.9% YoY
|
0.48%
+20.8% YoY
|
- |
| Tier 1 Capital Ratio ? | - | - | - |
12.36%
-2.1% YoY
|
9.75%
-1.9% YoY
|
- |
| Non-Interest Income / Assets ? | - | - | - |
0.84%
+34.2% YoY
|
0.65%
+0.6% YoY
|
- |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (0)
No concerns identified
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
No ranked metrics
Top Weaknesses
No ranked metrics