BlastPoint's Banking Scorecard
The First National Bank of Anson
Micro
Specialty: Other
TX
FDIC cert 3078
Designations: ✓ Community bank
Anson, TX
2498
banks in Micro tier nationally
193 in TX
View Micro leaderboard (TX) →
The First National Bank of Anson shows strong momentum with 3 strengths and 35.4% YoY asset growth
Key Strengths
Areas where this bank excels compared to peers
- + Return on Assets 0.89% above tier
- + Net Interest Margin 1.86% above tier
- + Non-Interest-Bearing Deposit Share 19.08% above tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (TX) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$95.9M
+35.4% YoY
-1.0% QoQ
|
-$121.6M |
$217.5M
+2.3% YoY
|
$2.3B
-0.7% YoY
|
$5.9B
+6.5% YoY
|
21% |
| Total Loans ? |
$44.5M
+4.2% YoY
-0.3% QoQ
|
-$94.7M |
$139.2M
+2.8% YoY
|
$1.0B
+7.5% YoY
|
$3.1B
+8.5% YoY
|
17% |
| Total Deposits ? |
$88.0M
+37.5% YoY
-1.1% QoQ
|
-$95.7M |
$183.7M
+1.8% YoY
|
$1.9B
+2.1% YoY
|
$4.7B
+6.3% YoY
|
24% |
| Return on Assets ? |
1.98%
-29.8% YoY
+3.2% QoQ
|
+0.89% |
1.08%
+14.7% YoY
|
1.40%
+9.8% YoY
|
1.12%
+15.6% YoY
|
Top 10% in tier |
| Net Interest Margin ? |
5.71%
-7.3% YoY
-0.2% QoQ
|
+1.86% |
3.85%
+6.6% YoY
|
4.07%
+5.6% YoY
|
3.75%
+7.1% YoY
|
Top 3% in tier |
| Efficiency Ratio ? |
63.50%
+15.1% YoY
-0.1% QoQ
|
-4.22% |
67.73%
-4.8% YoY
|
61.95%
-3.4% YoY
|
65.09%
-5.1% YoY
|
57% |
| Delinquency Rate ? |
0.33%
-39.7% YoY
+4.6% QoQ
|
-0.31% |
0.64%
+24.4% YoY
|
0.57%
+45.3% YoY
|
0.66%
+20.3% YoY
|
54% |
| Loan-to-Deposit Ratio ? |
50.57%
-24.2% YoY
+0.8% QoQ
|
-23.95% |
74.53%
+0.5% YoY
|
67.65%
-1.7% YoY
|
78.04%
+0.7% YoY
|
Top 13% in tier |
| Non-Interest-Bearing Deposit Share ? |
41.47%
-25.8% YoY
-6.2% QoQ
|
+19.08% |
22.39%
-1.3% YoY
|
29.04%
-1.4% YoY
|
21.79%
-1.3% YoY
|
Top 6% in tier |
| Nonperforming Asset Ratio ? |
0.15%
-53.6% YoY
+5.3% QoQ
|
-0.30% |
0.45%
+25.1% YoY
|
0.42%
+34.9% YoY
|
0.48%
+20.8% YoY
|
61% |
| Tier 1 Capital Ratio ? |
16.04%
-5.0% YoY
-2.1% QoQ
|
+7.19% |
8.85%
-3.4% YoY
|
10.86%
-2.2% YoY
|
9.75%
-1.9% YoY
|
76% |
| Non-Interest Income / Assets ? |
0.53%
-28.9% YoY
+26.4% QoQ
|
-0.03% |
0.56%
+0.3% YoY
|
0.87%
+17.4% YoY
|
0.65%
+0.6% YoY
|
72% |
Signature Analysis
Strengths (3)
Return on Assets
metric
Top 10%
in Micro
Why this stands out
Current:
1.98%
(Tier avg: 1.08%, National avg: 1.12%)
Net Interest Margin
metric
Top 3%
in Micro
Why this stands out
Current:
5.71%
(Tier avg: 3.85%, National avg: 3.75%)
Non-Interest-Bearing Deposit Share
metric
Top 6%
in Micro
Why this stands out
Current:
41.47%
(Tier avg: 22.39%, National avg: 21.79%)
Concerns (0)
No concerns identified
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
97
97th pctile
Net Interest Margin
Current: 5.71% · Tier avg: 3.85%
94
94th pctile
Non-Interest-Bearing Deposit Share
Current: 41.47% · Tier avg: 22.39%
90
90th pctile
Return on Assets
Current: 1.98% · Tier avg: 1.08%
87
87th pctile
Loan-to-Deposit Ratio
Current: 50.57% · Tier avg: 74.53%
76
76th pctile
Tier 1 Capital Ratio
Current: 16.04% · Tier avg: 8.85%
72
72th pctile
Non-Interest Income / Assets
Current: 0.53% · Tier avg: 0.56%
61
61th pctile
Nonperforming Asset Ratio
Current: 0.15% · Tier avg: 0.45%
57
57th pctile
Efficiency Ratio
Current: 63.50% · Tier avg: 67.73%
54
54th pctile
Delinquency Rate
Current: 0.33% · Tier avg: 0.64%
24
24th pctile
Total Deposits
Current: $88.0M · Tier avg: $183.7M
21
21th pctile
Total Assets
Current: $95.9M · Tier avg: $217.5M
17
17th pctile
Total Loans
Current: $44.5M · Tier avg: $139.2M
Top Weaknesses
17
17th pctile
Total Loans
Current: $44.5M · Tier avg: $139.2M
21
21th pctile
Total Assets
Current: $95.9M · Tier avg: $217.5M
24
24th pctile
Total Deposits
Current: $88.0M · Tier avg: $183.7M
54
54th pctile
Delinquency Rate
Current: 0.33% · Tier avg: 0.64%
57
57th pctile
Efficiency Ratio
Current: 63.50% · Tier avg: 67.73%
61
61th pctile
Nonperforming Asset Ratio
Current: 0.15% · Tier avg: 0.45%
72
72th pctile
Non-Interest Income / Assets
Current: 0.53% · Tier avg: 0.56%
76
76th pctile
Tier 1 Capital Ratio
Current: 16.04% · Tier avg: 8.85%
87
87th pctile
Loan-to-Deposit Ratio
Current: 50.57% · Tier avg: 74.53%
90
90th pctile
Return on Assets
Current: 1.98% · Tier avg: 1.08%
94
94th pctile
Non-Interest-Bearing Deposit Share
Current: 41.47% · Tier avg: 22.39%
97
97th pctile
Net Interest Margin
Current: 5.71% · Tier avg: 3.85%