BlastPoint's Banking Scorecard
Big Horn Federal Savings Bank
Micro
Specialty: Other
WY
FDIC cert 29637
Designations: ✓ Community bank ✓ Mutual
Greybull, WY
2498
banks in Micro tier nationally
16 in WY
View Micro leaderboard (WY) →
Big Horn Federal Savings Bank shows stable performance across key metrics
Key Strengths
Areas where this bank excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (WY) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$392.2M
+7.0% YoY
-0.3% QoQ
|
+$174.7M |
$217.5M
+2.3% YoY
|
$444.3M
+6.3% YoY
|
$5.9B
+6.5% YoY
|
Top 13% in tier |
| Total Loans ? |
$172.8M
+13.7% YoY
+2.9% QoQ
|
+$33.6M |
$139.2M
+2.8% YoY
|
$243.8M
+7.9% YoY
|
$3.1B
+8.5% YoY
|
67% |
| Total Deposits ? |
$324.7M
+6.1% YoY
-1.4% QoQ
|
+$141.0M |
$183.7M
+1.8% YoY
|
$395.4M
+5.9% YoY
|
$4.7B
+6.3% YoY
|
Top 14% in tier |
| Return on Assets ? |
0.98%
+17.1% YoY
+14.1% QoQ
|
-0.11% |
1.08%
+14.7% YoY
|
1.20%
+24.0% YoY
|
1.12%
+15.6% YoY
|
44% |
| Net Interest Margin ? |
2.94%
+10.6% YoY
+2.4% QoQ
|
-0.91% |
3.85%
+6.6% YoY
|
3.82%
+9.0% YoY
|
3.75%
+7.1% YoY
|
Bottom 14% in tier |
| Efficiency Ratio ? |
64.54%
-6.8% YoY
-5.6% QoQ
|
-3.18% |
67.73%
-4.8% YoY
|
65.60%
-5.3% YoY
|
65.09%
-5.1% YoY
|
54% |
| Delinquency Rate ? |
0.25%
-20.6% YoY
-74.1% QoQ
|
-0.39% |
0.64%
+24.4% YoY
|
0.31%
+0.5% YoY
|
0.66%
+20.3% YoY
|
58% |
| Loan-to-Deposit Ratio ? |
53.23%
+7.1% YoY
+4.4% QoQ
|
-21.30% |
74.53%
+0.5% YoY
|
62.14%
+1.4% YoY
|
78.04%
+0.7% YoY
|
84% |
| Non-Interest-Bearing Deposit Share ? |
17.99%
+5.6% YoY
-0.4% QoQ
|
-4.40% |
22.39%
-1.3% YoY
|
22.06%
-4.5% YoY
|
21.79%
-1.3% YoY
|
34% |
| Nonperforming Asset Ratio ? |
0.11%
-15.6% YoY
-73.3% QoQ
|
-0.34% |
0.45%
+25.1% YoY
|
0.19%
+16.7% YoY
|
0.48%
+20.8% YoY
|
66% |
| Tier 1 Capital Ratio ? |
19.88%
-8.2% YoY
+0.3% QoQ
|
+11.03% |
8.85%
-3.4% YoY
|
10.45%
-12.5% YoY
|
9.75%
-1.9% YoY
|
Top 14% in tier |
| Non-Interest Income / Assets ? |
0.69%
-23.5% YoY
+29.0% QoQ
|
+0.13% |
0.56%
+0.3% YoY
|
0.80%
+10.1% YoY
|
0.65%
+0.6% YoY
|
82% |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (0)
No concerns identified
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
87
87th pctile
Total Assets
Current: $392.2M · Tier avg: $217.5M
86
86th pctile
Tier 1 Capital Ratio
Current: 19.88% · Tier avg: 8.85%
86
86th pctile
Total Deposits
Current: $324.7M · Tier avg: $183.7M
84
84th pctile
Loan-to-Deposit Ratio
Current: 53.23% · Tier avg: 74.53%
82
82th pctile
Non-Interest Income / Assets
Current: 0.69% · Tier avg: 0.56%
67
67th pctile
Total Loans
Current: $172.8M · Tier avg: $139.2M
66
66th pctile
Nonperforming Asset Ratio
Current: 0.11% · Tier avg: 0.45%
58
58th pctile
Delinquency Rate
Current: 0.25% · Tier avg: 0.64%
54
54th pctile
Efficiency Ratio
Current: 64.54% · Tier avg: 67.73%
44
44th pctile
Return on Assets
Current: 0.98% · Tier avg: 1.08%
34
34th pctile
Non-Interest-Bearing Deposit Share
Current: 17.99% · Tier avg: 22.39%
14
14th pctile
Net Interest Margin
Current: 2.94% · Tier avg: 3.85%
Top Weaknesses
14
14th pctile
Net Interest Margin
Current: 2.94% · Tier avg: 3.85%
34
34th pctile
Non-Interest-Bearing Deposit Share
Current: 17.99% · Tier avg: 22.39%
44
44th pctile
Return on Assets
Current: 0.98% · Tier avg: 1.08%
54
54th pctile
Efficiency Ratio
Current: 64.54% · Tier avg: 67.73%
58
58th pctile
Delinquency Rate
Current: 0.25% · Tier avg: 0.64%
66
66th pctile
Nonperforming Asset Ratio
Current: 0.11% · Tier avg: 0.45%
67
67th pctile
Total Loans
Current: $172.8M · Tier avg: $139.2M
82
82th pctile
Non-Interest Income / Assets
Current: 0.69% · Tier avg: 0.56%
84
84th pctile
Loan-to-Deposit Ratio
Current: 53.23% · Tier avg: 74.53%
86
86th pctile
Total Deposits
Current: $324.7M · Tier avg: $183.7M
86
86th pctile
Tier 1 Capital Ratio
Current: 19.88% · Tier avg: 8.85%
87
87th pctile
Total Assets
Current: $392.2M · Tier avg: $217.5M