BlastPoint's Banking Scorecard
GreenWay Bank
Micro
Specialty: Other
OH
FDIC cert 29495
Designations: ✓ Community bank
Van Wert, OH
2498
banks in Micro tier nationally
102 in OH
View Micro leaderboard (OH) →
GreenWay Bank faces 5 concerns requiring attention
Key Strengths
Areas where this bank excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - Return on Assets 0.96% below tier
- - Net Interest Margin 1.27% below tier
- - Efficiency Ratio 21.85% above tier
- - Non-Interest-Bearing Deposit Share 20.11% below tier
- - Non-Interest Income / Assets 0.47% below tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$384.8M
+17.0% YoY
-3.6% QoQ
|
+$167.4M |
$217.5M
+2.3% YoY
|
$33.1B
+6.9% YoY
|
$5.9B
+6.5% YoY
|
Top 14% in tier |
| Total Loans ? |
$199.6M
+34.4% YoY
+3.5% QoQ
|
+$60.4M |
$139.2M
+2.8% YoY
|
$14.9B
+8.3% YoY
|
$3.1B
+8.5% YoY
|
74% |
| Total Deposits ? |
$320.1M
+9.3% YoY
-6.7% QoQ
|
+$136.4M |
$183.7M
+1.8% YoY
|
$24.6B
+5.7% YoY
|
$4.7B
+6.3% YoY
|
85% |
| Return on Assets ? |
0.12%
+110.1% YoY
+114.5% QoQ
|
-0.96% |
1.08%
+14.7% YoY
|
0.85%
+32.0% YoY
|
1.12%
+15.6% YoY
|
Bottom 8% in tier |
| Net Interest Margin ? |
2.58%
+12.7% YoY
+1.3% QoQ
|
-1.27% |
3.85%
+6.6% YoY
|
3.56%
+10.4% YoY
|
3.75%
+7.1% YoY
|
Bottom 6% in tier |
| Efficiency Ratio ? |
89.58%
-27.3% YoY
-2.6% QoQ
|
+21.85% |
67.73%
-4.8% YoY
|
71.79%
-6.6% YoY
|
65.09%
-5.1% YoY
|
Bottom 9% in tier |
| Delinquency Rate ? |
0.18%
-56.6% YoY
-44.8% QoQ
|
-0.46% |
0.64%
+24.4% YoY
|
0.53%
+11.7% YoY
|
0.66%
+20.3% YoY
|
64% |
| Loan-to-Deposit Ratio ? |
62.35%
+22.9% YoY
+10.9% QoQ
|
-12.18% |
74.53%
+0.5% YoY
|
81.05%
+0.1% YoY
|
78.04%
+0.7% YoY
|
73% |
| Non-Interest-Bearing Deposit Share ? |
2.28%
-12.4% YoY
+12.0% QoQ
|
-20.11% |
22.39%
-1.3% YoY
|
17.48%
-2.0% YoY
|
21.79%
-1.3% YoY
|
Bottom 3% in tier |
| Nonperforming Asset Ratio ? |
0.09%
-50.1% YoY
-40.7% QoQ
|
-0.36% |
0.45%
+25.1% YoY
|
0.34%
+9.4% YoY
|
0.48%
+20.8% YoY
|
68% |
| Tier 1 Capital Ratio ? |
14.99%
-13.4% YoY
-1.5% QoQ
|
+6.14% |
8.85%
-3.4% YoY
|
9.14%
+0.8% YoY
|
9.75%
-1.9% YoY
|
72% |
| Non-Interest Income / Assets ? |
0.09%
-0.2% YoY
+77.8% QoQ
|
-0.47% |
0.56%
+0.3% YoY
|
0.55%
+0.1% YoY
|
0.65%
+0.6% YoY
|
Bottom 6% in tier |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (5)
Return on Assets
metric
Bottom 8%
in Micro
Why this stands out
Current:
0.12%
(Tier avg: 1.08%, National avg: 1.12%)
Net Interest Margin
metric
Bottom 6%
in Micro
Why this stands out
Current:
2.58%
(Tier avg: 3.85%, National avg: 3.75%)
Efficiency Ratio
metric
Bottom 9%
in Micro
Why this stands out
Current:
89.58%
(Tier avg: 67.73%, National avg: 65.09%)
Non-Interest-Bearing Deposit Share
metric
Bottom 3%
in Micro
Why this stands out
Current:
2.28%
(Tier avg: 22.39%, National avg: 21.79%)
Non-Interest Income / Assets
metric
Bottom 6%
in Micro
Why this stands out
Current:
0.09%
(Tier avg: 0.56%, National avg: 0.65%)
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
86
86th pctile
Total Assets
Current: $384.8M · Tier avg: $217.5M
85
85th pctile
Total Deposits
Current: $320.1M · Tier avg: $183.7M
74
74th pctile
Total Loans
Current: $199.6M · Tier avg: $139.2M
73
73th pctile
Loan-to-Deposit Ratio
Current: 62.35% · Tier avg: 74.53%
72
72th pctile
Tier 1 Capital Ratio
Current: 14.99% · Tier avg: 8.85%
68
68th pctile
Nonperforming Asset Ratio
Current: 0.09% · Tier avg: 0.45%
64
64th pctile
Delinquency Rate
Current: 0.18% · Tier avg: 0.64%
9
9th pctile
Efficiency Ratio
Current: 89.58% · Tier avg: 67.73%
8
8th pctile
Return on Assets
Current: 0.12% · Tier avg: 1.08%
6
6th pctile
Net Interest Margin
Current: 2.58% · Tier avg: 3.85%
6
6th pctile
Non-Interest Income / Assets
Current: 0.09% · Tier avg: 0.56%
3
3th pctile
Non-Interest-Bearing Deposit Share
Current: 2.28% · Tier avg: 22.39%
Top Weaknesses
3
3th pctile
Non-Interest-Bearing Deposit Share
Current: 2.28% · Tier avg: 22.39%
6
6th pctile
Non-Interest Income / Assets
Current: 0.09% · Tier avg: 0.56%
6
6th pctile
Net Interest Margin
Current: 2.58% · Tier avg: 3.85%
8
8th pctile
Return on Assets
Current: 0.12% · Tier avg: 1.08%
9
9th pctile
Efficiency Ratio
Current: 89.58% · Tier avg: 67.73%
64
64th pctile
Delinquency Rate
Current: 0.18% · Tier avg: 0.64%
68
68th pctile
Nonperforming Asset Ratio
Current: 0.09% · Tier avg: 0.45%
72
72th pctile
Tier 1 Capital Ratio
Current: 14.99% · Tier avg: 8.85%
73
73th pctile
Loan-to-Deposit Ratio
Current: 62.35% · Tier avg: 74.53%
74
74th pctile
Total Loans
Current: $199.6M · Tier avg: $139.2M
85
85th pctile
Total Deposits
Current: $320.1M · Tier avg: $183.7M
86
86th pctile
Total Assets
Current: $384.8M · Tier avg: $217.5M