BlastPoint's Banking Scorecard
Custer Federal State Bank
Micro
Specialty: Agricultural
NE
FDIC cert 28543
Designations: ✓ Community bank
Broken Bow, NE
2498
banks in Micro tier nationally
97 in NE
View Micro leaderboard (NE) →
Custer Federal State Bank demonstrates 1 strength
Key Strengths
Areas where this bank excels compared to peers
- + Delinquency Rate 0.64% below tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$126.2M
-0.7% YoY
+3.1% QoQ
|
-$91.3M |
$217.5M
+2.3% YoY
|
$784.0M
+6.0% YoY
|
$5.9B
+6.5% YoY
|
31% |
| Total Loans ? |
$74.6M
+3.3% YoY
-4.3% QoQ
|
-$64.6M |
$139.2M
+2.8% YoY
|
$552.2M
+6.8% YoY
|
$3.1B
+8.5% YoY
|
31% |
| Total Deposits ? |
$99.3M
+0.8% YoY
+7.9% QoQ
|
-$84.4M |
$183.7M
+1.8% YoY
|
$649.0M
+5.0% YoY
|
$4.7B
+6.3% YoY
|
28% |
| Return on Assets ? |
0.88%
+55.1% YoY
+6.4% QoQ
|
-0.20% |
1.08%
+14.7% YoY
|
1.20%
+15.2% YoY
|
1.12%
+15.6% YoY
|
38% |
| Net Interest Margin ? |
3.45%
+5.9% YoY
+1.0% QoQ
|
-0.40% |
3.85%
+6.6% YoY
|
3.74%
+7.8% YoY
|
3.75%
+7.1% YoY
|
32% |
| Efficiency Ratio ? |
72.91%
-10.6% YoY
-2.0% QoQ
|
+5.19% |
67.73%
-4.8% YoY
|
61.59%
-6.3% YoY
|
65.09%
-5.1% YoY
|
33% |
| Delinquency Rate ? | 0.00% | -0.64% |
0.64%
+24.4% YoY
|
0.29%
+38.1% YoY
|
0.66%
+20.3% YoY
|
Top 1% in tier |
| Loan-to-Deposit Ratio ? |
75.12%
+2.5% YoY
-11.3% QoQ
|
+0.60% |
74.53%
+0.5% YoY
|
82.86%
+0.3% YoY
|
78.04%
+0.7% YoY
|
47% |
| Non-Interest-Bearing Deposit Share ? |
14.28%
+48.1% YoY
+25.6% QoQ
|
-8.12% |
22.39%
-1.3% YoY
|
18.22%
-2.1% YoY
|
21.79%
-1.3% YoY
|
21% |
| Nonperforming Asset Ratio ? |
0.03%
-3.0% QoQ
|
-0.42% |
0.45%
+25.1% YoY
|
0.26%
+54.6% YoY
|
0.48%
+20.8% YoY
|
77% |
| Tier 1 Capital Ratio ? | 0.00% | -8.85% |
8.85%
-3.4% YoY
|
6.79%
+0.2% YoY
|
9.75%
-1.9% YoY
|
51% |
| Non-Interest Income / Assets ? |
0.19%
+8.8% YoY
+33.4% QoQ
|
-0.37% |
0.56%
+0.3% YoY
|
0.47%
-3.0% YoY
|
0.65%
+0.6% YoY
|
22% |
Signature Analysis
Strengths (1)
Delinquency Rate
metric
Top 1%
in Micro
Why this stands out
Current:
0.00%
(Tier avg: 0.64%, National avg: 0.66%)
Concerns (0)
No concerns identified
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
100
100th pctile
Delinquency Rate
Current: 0.00% · Tier avg: 0.64%
77
77th pctile
Nonperforming Asset Ratio
Current: 0.03% · Tier avg: 0.45%
51
51th pctile
Tier 1 Capital Ratio
Current: 0.00% · Tier avg: 8.85%
47
47th pctile
Loan-to-Deposit Ratio
Current: 75.12% · Tier avg: 74.53%
38
38th pctile
Return on Assets
Current: 0.88% · Tier avg: 1.08%
33
33th pctile
Efficiency Ratio
Current: 72.91% · Tier avg: 67.73%
32
32th pctile
Net Interest Margin
Current: 3.45% · Tier avg: 3.85%
31
31th pctile
Total Loans
Current: $74.6M · Tier avg: $139.2M
31
31th pctile
Total Assets
Current: $126.2M · Tier avg: $217.5M
28
28th pctile
Total Deposits
Current: $99.3M · Tier avg: $183.7M
22
22th pctile
Non-Interest Income / Assets
Current: 0.19% · Tier avg: 0.56%
21
21th pctile
Non-Interest-Bearing Deposit Share
Current: 14.28% · Tier avg: 22.39%
Top Weaknesses
21
21th pctile
Non-Interest-Bearing Deposit Share
Current: 14.28% · Tier avg: 22.39%
22
22th pctile
Non-Interest Income / Assets
Current: 0.19% · Tier avg: 0.56%
28
28th pctile
Total Deposits
Current: $99.3M · Tier avg: $183.7M
31
31th pctile
Total Assets
Current: $126.2M · Tier avg: $217.5M
31
31th pctile
Total Loans
Current: $74.6M · Tier avg: $139.2M
32
32th pctile
Net Interest Margin
Current: 3.45% · Tier avg: 3.85%
33
33th pctile
Efficiency Ratio
Current: 72.91% · Tier avg: 67.73%
38
38th pctile
Return on Assets
Current: 0.88% · Tier avg: 1.08%
47
47th pctile
Loan-to-Deposit Ratio
Current: 75.12% · Tier avg: 74.53%
51
51th pctile
Tier 1 Capital Ratio
Current: 0.00% · Tier avg: 8.85%
77
77th pctile
Nonperforming Asset Ratio
Current: 0.03% · Tier avg: 0.45%
100
100th pctile
Delinquency Rate
Current: 0.00% · Tier avg: 0.64%