BlastPoint's Banking Scorecard
Argentine Federal Savings
Micro
Specialty: Mortgage
KS
FDIC cert 28507
Designations: ✓ Community bank ✓ Mutual
Kansas City, KS
2498
banks in Micro tier nationally
145 in KS
View Micro leaderboard (KS) →
Argentine Federal Savings faces 4 concerns requiring attention
Key Strengths
Areas where this bank excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - Return on Assets 0.98% below tier
- - Net Interest Margin 1.21% below tier
- - Efficiency Ratio 24.49% above tier
- - Non-Interest-Bearing Deposit Share 14.93% below tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$71.2M
+6.3% YoY
+3.6% QoQ
|
-$146.3M |
$217.5M
+2.3% YoY
|
$500.0M
+7.2% YoY
|
$5.9B
+6.5% YoY
|
Bottom 13% in tier |
| Total Loans ? |
$48.3M
+12.2% YoY
+6.3% QoQ
|
-$90.8M |
$139.2M
+2.8% YoY
|
$330.9M
+7.5% YoY
|
$3.1B
+8.5% YoY
|
19% |
| Total Deposits ? |
$51.3M
+1.0% YoY
+0.0% QoQ
|
-$132.3M |
$183.7M
+1.8% YoY
|
$415.2M
+7.6% YoY
|
$4.7B
+6.3% YoY
|
Bottom 11% in tier |
| Return on Assets ? |
0.10%
+93.7% YoY
+220.6% QoQ
|
-0.98% |
1.08%
+14.7% YoY
|
1.26%
+16.9% YoY
|
1.12%
+15.6% YoY
|
Bottom 8% in tier |
| Net Interest Margin ? |
2.64%
+23.0% YoY
+4.4% QoQ
|
-1.21% |
3.85%
+6.6% YoY
|
3.85%
+7.2% YoY
|
3.75%
+7.1% YoY
|
Bottom 7% in tier |
| Efficiency Ratio ? |
92.21%
-5.6% YoY
-4.7% QoQ
|
+24.49% |
67.73%
-4.8% YoY
|
63.53%
-4.9% YoY
|
65.09%
-5.1% YoY
|
Bottom 8% in tier |
| Delinquency Rate ? |
0.76%
+25.7% YoY
+312.3% QoQ
|
+0.12% |
0.64%
+24.4% YoY
|
0.50%
+113.1% YoY
|
0.66%
+20.3% YoY
|
35% |
| Loan-to-Deposit Ratio ? |
94.20%
+11.0% YoY
+6.2% QoQ
|
+19.67% |
74.53%
+0.5% YoY
|
73.36%
+1.4% YoY
|
78.04%
+0.7% YoY
|
16% |
| Non-Interest-Bearing Deposit Share ? |
7.47%
-6.4% YoY
-4.3% QoQ
|
-14.93% |
22.39%
-1.3% YoY
|
21.92%
-1.8% YoY
|
21.79%
-1.3% YoY
|
Bottom 8% in tier |
| Nonperforming Asset Ratio ? |
0.52%
+32.7% YoY
+322.9% QoQ
|
+0.06% |
0.45%
+25.1% YoY
|
0.36%
+79.7% YoY
|
0.48%
+20.8% YoY
|
36% |
| Tier 1 Capital Ratio ? | 0.00% | -8.85% |
8.85%
-3.4% YoY
|
7.38%
-10.4% YoY
|
9.75%
-1.9% YoY
|
51% |
| Non-Interest Income / Assets ? |
0.13%
-38.6% YoY
+26.9% QoQ
|
-0.43% |
0.56%
+0.3% YoY
|
0.59%
+2.2% YoY
|
0.65%
+0.6% YoY
|
Bottom 12% in tier |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (4)
Return on Assets
metric
Bottom 8%
in Micro
Why this stands out
Current:
0.10%
(Tier avg: 1.08%, National avg: 1.12%)
Net Interest Margin
metric
Bottom 7%
in Micro
Why this stands out
Current:
2.64%
(Tier avg: 3.85%, National avg: 3.75%)
Efficiency Ratio
metric
Bottom 8%
in Micro
Why this stands out
Current:
92.21%
(Tier avg: 67.73%, National avg: 65.09%)
Non-Interest-Bearing Deposit Share
metric
Bottom 8%
in Micro
Why this stands out
Current:
7.47%
(Tier avg: 22.39%, National avg: 21.79%)
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
51
51th pctile
Tier 1 Capital Ratio
Current: 0.00% · Tier avg: 8.85%
36
36th pctile
Nonperforming Asset Ratio
Current: 0.52% · Tier avg: 0.45%
35
35th pctile
Delinquency Rate
Current: 0.76% · Tier avg: 0.64%
19
19th pctile
Total Loans
Current: $48.3M · Tier avg: $139.2M
16
16th pctile
Loan-to-Deposit Ratio
Current: 94.20% · Tier avg: 74.53%
13
13th pctile
Total Assets
Current: $71.2M · Tier avg: $217.5M
12
12th pctile
Non-Interest Income / Assets
Current: 0.13% · Tier avg: 0.56%
11
11th pctile
Total Deposits
Current: $51.3M · Tier avg: $183.7M
8
8th pctile
Efficiency Ratio
Current: 92.21% · Tier avg: 67.73%
8
8th pctile
Return on Assets
Current: 0.10% · Tier avg: 1.08%
8
8th pctile
Non-Interest-Bearing Deposit Share
Current: 7.47% · Tier avg: 22.39%
7
7th pctile
Net Interest Margin
Current: 2.64% · Tier avg: 3.85%
Top Weaknesses
7
7th pctile
Net Interest Margin
Current: 2.64% · Tier avg: 3.85%
8
8th pctile
Non-Interest-Bearing Deposit Share
Current: 7.47% · Tier avg: 22.39%
8
8th pctile
Return on Assets
Current: 0.10% · Tier avg: 1.08%
8
8th pctile
Efficiency Ratio
Current: 92.21% · Tier avg: 67.73%
11
11th pctile
Total Deposits
Current: $51.3M · Tier avg: $183.7M
12
12th pctile
Non-Interest Income / Assets
Current: 0.13% · Tier avg: 0.56%
13
13th pctile
Total Assets
Current: $71.2M · Tier avg: $217.5M
16
16th pctile
Loan-to-Deposit Ratio
Current: 94.20% · Tier avg: 74.53%
19
19th pctile
Total Loans
Current: $48.3M · Tier avg: $139.2M
35
35th pctile
Delinquency Rate
Current: 0.76% · Tier avg: 0.64%
36
36th pctile
Nonperforming Asset Ratio
Current: 0.52% · Tier avg: 0.45%
51
51th pctile
Tier 1 Capital Ratio
Current: 0.00% · Tier avg: 8.85%