BlastPoint's Banking Scorecard
Bankers' Bank of Kansas
Micro
Specialty: Commercial
KS
FDIC cert 27351
Wichita, KS
2498
banks in Micro tier nationally
145 in KS
View Micro leaderboard (KS) →
Bankers' Bank of Kansas has 2 strengths but faces 1 concern
Key Strengths
Areas where this bank excels compared to peers
- + Non-Interest-Bearing Deposit Share 43.22% above tier
- + Non-Interest Income / Assets 3.21% above tier
Key Concerns
Areas that may need attention
- - Loan-to-Deposit Ratio 38.58% above tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$214.2M
-1.1% YoY
+9.0% QoQ
|
-$3.3M |
$217.5M
+2.3% YoY
|
$500.0M
+7.2% YoY
|
$5.9B
+6.5% YoY
|
55% |
| Total Loans ? |
$151.6M
+6.6% YoY
+6.3% QoQ
|
+$12.4M |
$139.2M
+2.8% YoY
|
$330.9M
+7.5% YoY
|
$3.1B
+8.5% YoY
|
61% |
| Total Deposits ? |
$134.0M
+7.0% YoY
+22.9% QoQ
|
-$49.7M |
$183.7M
+1.8% YoY
|
$415.2M
+7.6% YoY
|
$4.7B
+6.3% YoY
|
40% |
| Return on Assets ? |
0.58%
-54.7% YoY
-12.3% QoQ
|
-0.50% |
1.08%
+14.7% YoY
|
1.26%
+16.9% YoY
|
1.12%
+15.6% YoY
|
22% |
| Net Interest Margin ? |
4.87%
+4.7% YoY
+0.9% QoQ
|
+1.02% |
3.85%
+6.6% YoY
|
3.85%
+7.2% YoY
|
3.75%
+7.1% YoY
|
Top 12% in tier |
| Efficiency Ratio ? |
81.48%
+8.2% YoY
+0.9% QoQ
|
+13.76% |
67.73%
-4.8% YoY
|
63.53%
-4.9% YoY
|
65.09%
-5.1% YoY
|
19% |
| Delinquency Rate ? |
1.84%
+422.9% YoY
-25.1% QoQ
|
+1.20% |
0.64%
+24.4% YoY
|
0.50%
+113.1% YoY
|
0.66%
+20.3% YoY
|
Bottom 14% in tier |
| Loan-to-Deposit Ratio ? |
113.10%
-0.5% YoY
-13.5% QoQ
|
+38.58% |
74.53%
+0.5% YoY
|
73.36%
+1.4% YoY
|
78.04%
+0.7% YoY
|
Bottom 3% in tier |
| Non-Interest-Bearing Deposit Share ? |
65.61%
+6.4% YoY
-13.8% QoQ
|
+43.22% |
22.39%
-1.3% YoY
|
21.92%
-1.8% YoY
|
21.79%
-1.3% YoY
|
Top 1% in tier |
| Nonperforming Asset Ratio ? |
1.30%
+463.4% YoY
-26.9% QoQ
|
+0.85% |
0.45%
+25.1% YoY
|
0.36%
+79.7% YoY
|
0.48%
+20.8% YoY
|
Bottom 14% in tier |
| Tier 1 Capital Ratio ? |
20.21%
-5.8% YoY
-5.0% QoQ
|
+11.36% |
8.85%
-3.4% YoY
|
7.38%
-10.4% YoY
|
9.75%
-1.9% YoY
|
Top 13% in tier |
| Non-Interest Income / Assets ? |
3.77%
-15.6% YoY
+22.7% QoQ
|
+3.21% |
0.56%
+0.3% YoY
|
0.59%
+2.2% YoY
|
0.65%
+0.6% YoY
|
Top 1% in tier |
Signature Analysis
Strengths (2)
Non-Interest-Bearing Deposit Share
metric
Top 1%
in Micro
Why this stands out
Current:
65.61%
(Tier avg: 22.39%, National avg: 21.79%)
Non-Interest Income / Assets
metric
Top 1%
in Micro
Why this stands out
Current:
3.77%
(Tier avg: 0.56%, National avg: 0.65%)
Concerns (1)
Loan-to-Deposit Ratio
metric
Bottom 3%
in Micro
Why this stands out
Current:
113.10%
(Tier avg: 74.53%, National avg: 78.04%)
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
99
99th pctile
Non-Interest-Bearing Deposit Share
Current: 65.61% · Tier avg: 22.39%
99
99th pctile
Non-Interest Income / Assets
Current: 3.77% · Tier avg: 0.56%
88
88th pctile
Net Interest Margin
Current: 4.87% · Tier avg: 3.85%
87
87th pctile
Tier 1 Capital Ratio
Current: 20.21% · Tier avg: 8.85%
61
61th pctile
Total Loans
Current: $151.6M · Tier avg: $139.2M
55
55th pctile
Total Assets
Current: $214.2M · Tier avg: $217.5M
40
40th pctile
Total Deposits
Current: $134.0M · Tier avg: $183.7M
22
22th pctile
Return on Assets
Current: 0.58% · Tier avg: 1.08%
19
19th pctile
Efficiency Ratio
Current: 81.48% · Tier avg: 67.73%
14
14th pctile
Delinquency Rate
Current: 1.84% · Tier avg: 0.64%
14
14th pctile
Nonperforming Asset Ratio
Current: 1.30% · Tier avg: 0.45%
3
3th pctile
Loan-to-Deposit Ratio
Current: 113.10% · Tier avg: 74.53%
Top Weaknesses
3
3th pctile
Loan-to-Deposit Ratio
Current: 113.10% · Tier avg: 74.53%
14
14th pctile
Nonperforming Asset Ratio
Current: 1.30% · Tier avg: 0.45%
14
14th pctile
Delinquency Rate
Current: 1.84% · Tier avg: 0.64%
19
19th pctile
Efficiency Ratio
Current: 81.48% · Tier avg: 67.73%
22
22th pctile
Return on Assets
Current: 0.58% · Tier avg: 1.08%
40
40th pctile
Total Deposits
Current: $134.0M · Tier avg: $183.7M
55
55th pctile
Total Assets
Current: $214.2M · Tier avg: $217.5M
61
61th pctile
Total Loans
Current: $151.6M · Tier avg: $139.2M
87
87th pctile
Tier 1 Capital Ratio
Current: 20.21% · Tier avg: 8.85%
88
88th pctile
Net Interest Margin
Current: 4.87% · Tier avg: 3.85%
99
99th pctile
Non-Interest Income / Assets
Current: 3.77% · Tier avg: 0.56%
99
99th pctile
Non-Interest-Bearing Deposit Share
Current: 65.61% · Tier avg: 22.39%