BlastPoint's Banking Scorecard
Brickyard Bank
Micro
Specialty: Commercial
IL
FDIC cert 22811
Designations: ✓ Community bank
Lincolnwood, IL
2498
banks in Micro tier nationally
227 in IL
View Micro leaderboard (IL) →
Brickyard Bank faces 1 concern requiring attention
Key Strengths
Areas where this bank excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - Non-Interest Income / Assets 0.45% below tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (IL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$177.3M
-4.5% YoY
-4.6% QoQ
|
-$40.2M |
$217.5M
+2.3% YoY
|
$2.3B
+4.6% YoY
|
$5.9B
+6.5% YoY
|
45% |
| Total Loans ? |
$123.0M
+4.6% YoY
+13.0% QoQ
|
-$16.2M |
$139.2M
+2.8% YoY
|
$1.2B
+2.7% YoY
|
$3.1B
+8.5% YoY
|
51% |
| Total Deposits ? |
$137.2M
+1.2% YoY
-2.6% QoQ
|
-$46.5M |
$183.7M
+1.8% YoY
|
$1.9B
+4.2% YoY
|
$4.7B
+6.3% YoY
|
41% |
| Return on Assets ? |
1.07%
+46.5% YoY
+5.2% QoQ
|
-0.02% |
1.08%
+14.7% YoY
|
1.03%
+18.8% YoY
|
1.12%
+15.6% YoY
|
51% |
| Net Interest Margin ? |
3.92%
+5.2% YoY
+1.7% QoQ
|
+0.07% |
3.85%
+6.6% YoY
|
3.52%
+8.1% YoY
|
3.75%
+7.1% YoY
|
55% |
| Efficiency Ratio ? |
62.39%
-11.3% YoY
-1.9% QoQ
|
-5.33% |
67.73%
-4.8% YoY
|
66.24%
-5.4% YoY
|
65.09%
-5.1% YoY
|
60% |
| Delinquency Rate ? |
0.00%
-93.9% QoQ
|
-0.63% |
0.64%
+24.4% YoY
|
0.79%
+21.0% YoY
|
0.66%
+20.3% YoY
|
82% |
| Loan-to-Deposit Ratio ? |
89.63%
+3.4% YoY
+16.0% QoQ
|
+15.10% |
74.53%
+0.5% YoY
|
73.97%
+1.0% YoY
|
78.04%
+0.7% YoY
|
24% |
| Non-Interest-Bearing Deposit Share ? |
34.58%
-18.8% YoY
-4.7% QoQ
|
+12.19% |
22.39%
-1.3% YoY
|
19.72%
-1.0% YoY
|
21.79%
-1.3% YoY
|
Top 13% in tier |
| Nonperforming Asset Ratio ? |
0.00%
-92.8% QoQ
|
-0.45% |
0.45%
+25.1% YoY
|
0.53%
+18.6% YoY
|
0.48%
+20.8% YoY
|
83% |
| Tier 1 Capital Ratio ? |
21.19%
+3.9% YoY
-6.3% QoQ
|
+12.34% |
8.85%
-3.4% YoY
|
10.12%
-4.0% YoY
|
9.75%
-1.9% YoY
|
Top 12% in tier |
| Non-Interest Income / Assets ? |
0.11%
+13.3% YoY
+38.3% QoQ
|
-0.45% |
0.56%
+0.3% YoY
|
0.66%
+2.5% YoY
|
0.65%
+0.6% YoY
|
Bottom 9% in tier |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (1)
Non-Interest Income / Assets
metric
Bottom 9%
in Micro
Why this stands out
Current:
0.11%
(Tier avg: 0.56%, National avg: 0.65%)
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
88
88th pctile
Tier 1 Capital Ratio
Current: 21.19% · Tier avg: 8.85%
87
87th pctile
Non-Interest-Bearing Deposit Share
Current: 34.58% · Tier avg: 22.39%
83
83th pctile
Nonperforming Asset Ratio
Current: 0.00% · Tier avg: 0.45%
82
82th pctile
Delinquency Rate
Current: 0.00% · Tier avg: 0.64%
60
60th pctile
Efficiency Ratio
Current: 62.39% · Tier avg: 67.73%
55
55th pctile
Net Interest Margin
Current: 3.92% · Tier avg: 3.85%
51
51th pctile
Total Loans
Current: $123.0M · Tier avg: $139.2M
51
51th pctile
Return on Assets
Current: 1.07% · Tier avg: 1.08%
45
45th pctile
Total Assets
Current: $177.3M · Tier avg: $217.5M
41
41th pctile
Total Deposits
Current: $137.2M · Tier avg: $183.7M
24
24th pctile
Loan-to-Deposit Ratio
Current: 89.63% · Tier avg: 74.53%
9
9th pctile
Non-Interest Income / Assets
Current: 0.11% · Tier avg: 0.56%
Top Weaknesses
9
9th pctile
Non-Interest Income / Assets
Current: 0.11% · Tier avg: 0.56%
24
24th pctile
Loan-to-Deposit Ratio
Current: 89.63% · Tier avg: 74.53%
41
41th pctile
Total Deposits
Current: $137.2M · Tier avg: $183.7M
45
45th pctile
Total Assets
Current: $177.3M · Tier avg: $217.5M
51
51th pctile
Return on Assets
Current: 1.07% · Tier avg: 1.08%
51
51th pctile
Total Loans
Current: $123.0M · Tier avg: $139.2M
55
55th pctile
Net Interest Margin
Current: 3.92% · Tier avg: 3.85%
60
60th pctile
Efficiency Ratio
Current: 62.39% · Tier avg: 67.73%
82
82th pctile
Delinquency Rate
Current: 0.00% · Tier avg: 0.64%
83
83th pctile
Nonperforming Asset Ratio
Current: 0.00% · Tier avg: 0.45%
87
87th pctile
Non-Interest-Bearing Deposit Share
Current: 34.58% · Tier avg: 22.39%
88
88th pctile
Tier 1 Capital Ratio
Current: 21.19% · Tier avg: 8.85%