BlastPoint's Banking Scorecard
CBBC Bank
Community
Specialty: Commercial
TN
FDIC cert 21227
Maryville, TN
1484
banks in Community tier nationally
47 in TN
View Community leaderboard (TN) →
CBBC Bank shows strong momentum with 3 strengths and 11.5% YoY asset growth
Key Strengths
Areas where this bank excels compared to peers
- + Delinquency Rate 0.61% below tier
- + Nonperforming Asset Ratio 0.48% below tier
- + Tier 1 Capital Ratio 9.03% above tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (TN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$545.0M
+11.5% YoY
+2.3% QoQ
|
-$846.4M |
$1.4B
+2.0% YoY
|
$2.2B
+7.1% YoY
|
$5.9B
+6.5% YoY
|
Bottom 7% in tier |
| Total Loans ? |
$291.0M
+10.4% YoY
+5.6% QoQ
|
-$684.5M |
$975.5M
+2.4% YoY
|
$1.6B
+8.0% YoY
|
$3.1B
+8.5% YoY
|
Bottom 5% in tier |
| Total Deposits ? |
$468.2M
+10.5% YoY
+3.0% QoQ
|
-$696.4M |
$1.2B
+1.7% YoY
|
$1.9B
+7.5% YoY
|
$4.7B
+6.3% YoY
|
Bottom 8% in tier |
| Return on Assets ? |
1.14%
-7.5% YoY
-1.3% QoQ
|
-0.03% |
1.16%
+17.2% YoY
|
1.12%
+10.3% YoY
|
1.12%
+15.6% YoY
|
51% |
| Net Interest Margin ? |
3.64%
+1.8% YoY
-0.3% QoQ
|
-0.03% |
3.66%
+9.1% YoY
|
3.88%
+7.5% YoY
|
3.75%
+7.1% YoY
|
49% |
| Efficiency Ratio ? |
61.35%
+5.4% YoY
+0.4% QoQ
|
-1.28% |
62.63%
-5.3% YoY
|
65.37%
-3.6% YoY
|
65.09%
-5.1% YoY
|
53% |
| Delinquency Rate ? |
0.01%
-74.6% YoY
-15.6% QoQ
|
-0.61% |
0.63%
+18.3% YoY
|
0.47%
-3.0% YoY
|
0.66%
+20.3% YoY
|
Top 7% in tier |
| Loan-to-Deposit Ratio ? |
62.15%
-0.1% YoY
+2.5% QoQ
|
-20.91% |
83.06%
+0.3% YoY
|
80.28%
+1.8% YoY
|
78.04%
+0.7% YoY
|
Bottom 11% in tier |
| Non-Interest-Bearing Deposit Share ? |
28.28%
+5.2% YoY
+2.5% QoQ
|
+7.23% |
21.05%
-0.9% YoY
|
18.56%
-3.5% YoY
|
21.79%
-1.3% YoY
|
81% |
| Nonperforming Asset Ratio ? |
0.02%
-60.4% YoY
-7.8% QoQ
|
-0.48% |
0.50%
+20.3% YoY
|
0.45%
+14.3% YoY
|
0.48%
+20.8% YoY
|
Top 8% in tier |
| Tier 1 Capital Ratio ? |
19.27%
-9.9% YoY
-11.1% QoQ
|
+9.03% |
10.24%
-0.6% YoY
|
10.10%
+3.0% YoY
|
9.75%
-1.9% YoY
|
Top 8% in tier |
| Non-Interest Income / Assets ? |
0.33%
-14.4% YoY
+27.8% QoQ
|
-0.41% |
0.74%
-1.3% YoY
|
0.72%
-2.8% YoY
|
0.65%
+0.6% YoY
|
27% |
Signature Analysis
Strengths (3)
Delinquency Rate
metric
Top 7%
in Community
Why this stands out
Current:
0.01%
(Tier avg: 0.63%, National avg: 0.66%)
Nonperforming Asset Ratio
metric
Top 8%
in Community
Why this stands out
Current:
0.02%
(Tier avg: 0.50%, National avg: 0.48%)
Tier 1 Capital Ratio
metric
Top 8%
in Community
Why this stands out
Current:
19.27%
(Tier avg: 10.24%, National avg: 9.75%)
Concerns (0)
No concerns identified
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
93
93th pctile
Delinquency Rate
Current: 0.01% · Tier avg: 0.63%
92
92th pctile
Nonperforming Asset Ratio
Current: 0.02% · Tier avg: 0.50%
92
92th pctile
Tier 1 Capital Ratio
Current: 19.27% · Tier avg: 10.24%
81
81th pctile
Non-Interest-Bearing Deposit Share
Current: 28.28% · Tier avg: 21.05%
53
53th pctile
Efficiency Ratio
Current: 61.35% · Tier avg: 62.63%
51
51th pctile
Return on Assets
Current: 1.14% · Tier avg: 1.16%
49
49th pctile
Net Interest Margin
Current: 3.64% · Tier avg: 3.66%
27
27th pctile
Non-Interest Income / Assets
Current: 0.33% · Tier avg: 0.74%
11
11th pctile
Loan-to-Deposit Ratio
Current: 62.15% · Tier avg: 83.06%
8
8th pctile
Total Deposits
Current: $468.2M · Tier avg: $1.2B
7
7th pctile
Total Assets
Current: $545.0M · Tier avg: $1.4B
5
5th pctile
Total Loans
Current: $291.0M · Tier avg: $975.5M
Top Weaknesses
5
5th pctile
Total Loans
Current: $291.0M · Tier avg: $975.5M
7
7th pctile
Total Assets
Current: $545.0M · Tier avg: $1.4B
8
8th pctile
Total Deposits
Current: $468.2M · Tier avg: $1.2B
11
11th pctile
Loan-to-Deposit Ratio
Current: 62.15% · Tier avg: 83.06%
27
27th pctile
Non-Interest Income / Assets
Current: 0.33% · Tier avg: 0.74%
49
49th pctile
Net Interest Margin
Current: 3.64% · Tier avg: 3.66%
51
51th pctile
Return on Assets
Current: 1.14% · Tier avg: 1.16%
53
53th pctile
Efficiency Ratio
Current: 61.35% · Tier avg: 62.63%
81
81th pctile
Non-Interest-Bearing Deposit Share
Current: 28.28% · Tier avg: 21.05%
92
92th pctile
Tier 1 Capital Ratio
Current: 19.27% · Tier avg: 10.24%
92
92th pctile
Nonperforming Asset Ratio
Current: 0.02% · Tier avg: 0.50%
93
93th pctile
Delinquency Rate
Current: 0.01% · Tier avg: 0.63%