BlastPoint's Banking Scorecard
Parkway Bank and Trust Company
Community
Specialty: Commercial
IL
FDIC cert 19008
Harwood Heights, IL
1484
banks in Community tier nationally
87 in IL
View Community leaderboard (IL) →
Parkway Bank and Trust Company has 2 strengths but faces 1 concern
Key Strengths
Areas where this bank excels compared to peers
- + Efficiency Ratio 17.09% below tier
- + Loan-to-Deposit Ratio 22.45% above tier
Key Concerns
Areas that may need attention
- - Non-Interest Income / Assets 0.66% below tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (IL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$3.6B
+1.0% YoY
-2.8% QoQ
|
+$2.2B |
$1.4B
+2.0% YoY
|
$2.3B
+4.6% YoY
|
$5.9B
+6.5% YoY
|
Top 5% in tier |
| Total Loans ? |
$2.9B
+3.3% YoY
-1.2% QoQ
|
+$1.9B |
$975.5M
+2.4% YoY
|
$1.2B
+2.7% YoY
|
$3.1B
+8.5% YoY
|
Top 3% in tier |
| Total Deposits ? |
$2.7B
-0.2% YoY
-1.9% QoQ
|
+$1.6B |
$1.2B
+1.7% YoY
|
$1.9B
+4.2% YoY
|
$4.7B
+6.3% YoY
|
Top 7% in tier |
| Return on Assets ? |
1.12%
+18.4% YoY
+6.7% QoQ
|
-0.05% |
1.16%
+17.2% YoY
|
1.03%
+18.8% YoY
|
1.12%
+15.6% YoY
|
49% |
| Net Interest Margin ? |
2.89%
+10.3% YoY
+1.7% QoQ
|
-0.77% |
3.66%
+9.1% YoY
|
3.52%
+8.1% YoY
|
3.75%
+7.1% YoY
|
Bottom 14% in tier |
| Efficiency Ratio ? |
45.54%
-5.1% YoY
-2.1% QoQ
|
-17.09% |
62.63%
-5.3% YoY
|
66.24%
-5.4% YoY
|
65.09%
-5.1% YoY
|
Top 9% in tier |
| Delinquency Rate ? |
1.07%
-18.4% YoY
-0.8% QoQ
|
+0.44% |
0.63%
+18.3% YoY
|
0.79%
+21.0% YoY
|
0.66%
+20.3% YoY
|
24% |
| Loan-to-Deposit Ratio ? |
105.51%
+3.6% YoY
+0.7% QoQ
|
+22.45% |
83.06%
+0.3% YoY
|
73.97%
+1.0% YoY
|
78.04%
+0.7% YoY
|
Top 6% in tier |
| Non-Interest-Bearing Deposit Share ? |
14.73%
+5.7% YoY
-4.2% QoQ
|
-6.31% |
21.05%
-0.9% YoY
|
19.72%
-1.0% YoY
|
21.79%
-1.3% YoY
|
24% |
| Nonperforming Asset Ratio ? |
0.98%
-4.2% YoY
+0.8% QoQ
|
+0.49% |
0.50%
+20.3% YoY
|
0.53%
+18.6% YoY
|
0.48%
+20.8% YoY
|
20% |
| Tier 1 Capital Ratio ? |
12.63%
+4.3% YoY
+3.3% QoQ
|
+2.39% |
10.24%
-0.6% YoY
|
10.12%
-4.0% YoY
|
9.75%
-1.9% YoY
|
54% |
| Non-Interest Income / Assets ? |
0.08%
-15.9% YoY
+36.8% QoQ
|
-0.66% |
0.74%
-1.3% YoY
|
0.66%
+2.5% YoY
|
0.65%
+0.6% YoY
|
Bottom 3% in tier |
Signature Analysis
Strengths (2)
Efficiency Ratio
metric
Top 9%
in Community
Why this stands out
Current:
45.54%
(Tier avg: 62.63%, National avg: 65.09%)
Loan-to-Deposit Ratio
metric
Top 6%
in Community
Why this stands out
Current:
105.51%
(Tier avg: 83.06%, National avg: 78.04%)
Concerns (1)
Non-Interest Income / Assets
metric
Bottom 3%
in Community
Why this stands out
Current:
0.08%
(Tier avg: 0.74%, National avg: 0.65%)
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
97
97th pctile
Total Loans
Current: $2.9B · Tier avg: $975.5M
95
95th pctile
Total Assets
Current: $3.6B · Tier avg: $1.4B
94
94th pctile
Loan-to-Deposit Ratio
Current: 105.51% · Tier avg: 83.06%
93
93th pctile
Total Deposits
Current: $2.7B · Tier avg: $1.2B
91
91th pctile
Efficiency Ratio
Current: 45.54% · Tier avg: 62.63%
54
54th pctile
Tier 1 Capital Ratio
Current: 12.63% · Tier avg: 10.24%
49
49th pctile
Return on Assets
Current: 1.12% · Tier avg: 1.16%
24
24th pctile
Non-Interest-Bearing Deposit Share
Current: 14.73% · Tier avg: 21.05%
24
24th pctile
Delinquency Rate
Current: 1.07% · Tier avg: 0.63%
20
20th pctile
Nonperforming Asset Ratio
Current: 0.98% · Tier avg: 0.50%
14
14th pctile
Net Interest Margin
Current: 2.89% · Tier avg: 3.66%
3
3th pctile
Non-Interest Income / Assets
Current: 0.08% · Tier avg: 0.74%
Top Weaknesses
3
3th pctile
Non-Interest Income / Assets
Current: 0.08% · Tier avg: 0.74%
14
14th pctile
Net Interest Margin
Current: 2.89% · Tier avg: 3.66%
20
20th pctile
Nonperforming Asset Ratio
Current: 0.98% · Tier avg: 0.50%
24
24th pctile
Delinquency Rate
Current: 1.07% · Tier avg: 0.63%
24
24th pctile
Non-Interest-Bearing Deposit Share
Current: 14.73% · Tier avg: 21.05%
49
49th pctile
Return on Assets
Current: 1.12% · Tier avg: 1.16%
54
54th pctile
Tier 1 Capital Ratio
Current: 12.63% · Tier avg: 10.24%
91
91th pctile
Efficiency Ratio
Current: 45.54% · Tier avg: 62.63%
93
93th pctile
Total Deposits
Current: $2.7B · Tier avg: $1.2B
94
94th pctile
Loan-to-Deposit Ratio
Current: 105.51% · Tier avg: 83.06%
95
95th pctile
Total Assets
Current: $3.6B · Tier avg: $1.4B
97
97th pctile
Total Loans
Current: $2.9B · Tier avg: $975.5M