BlastPoint's Banking Scorecard
Bank of Belle Glade
Micro
Specialty: Other
FL
FDIC cert 18930
Designations: ✓ Community bank
Belle Glade, FL
2498
banks in Micro tier nationally
35 in FL
View Micro leaderboard (FL) →
Bank of Belle Glade shows strong momentum with 4 strengths and 11.4% YoY asset growth
Key Strengths
Areas where this bank excels compared to peers
- + Delinquency Rate 0.64% below tier
- + Loan-to-Deposit Ratio 29.08% below tier
- + Non-Interest-Bearing Deposit Share 18.83% above tier
- + Nonperforming Asset Ratio 0.45% below tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (FL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$158.8M
+11.4% YoY
+2.7% QoQ
|
-$58.7M |
$217.5M
+2.3% YoY
|
$4.1B
+13.2% YoY
|
$5.9B
+6.5% YoY
|
41% |
| Total Loans ? |
$66.1M
+5.6% YoY
-0.1% QoQ
|
-$73.0M |
$139.2M
+2.8% YoY
|
$2.9B
+14.7% YoY
|
$3.1B
+8.5% YoY
|
27% |
| Total Deposits ? |
$145.5M
+10.6% YoY
+3.4% QoQ
|
-$38.2M |
$183.7M
+1.8% YoY
|
$3.4B
+13.4% YoY
|
$4.7B
+6.3% YoY
|
44% |
| Return on Assets ? |
1.28%
+22.7% YoY
-5.4% QoQ
|
+0.20% |
1.08%
+14.7% YoY
|
1.01%
+12.7% YoY
|
1.12%
+15.6% YoY
|
64% |
| Net Interest Margin ? |
3.55%
+1.0% YoY
+0.1% QoQ
|
-0.30% |
3.85%
+6.6% YoY
|
3.69%
+4.1% YoY
|
3.75%
+7.1% YoY
|
37% |
| Efficiency Ratio ? |
52.92%
-12.7% YoY
+5.4% QoQ
|
-14.81% |
67.73%
-4.8% YoY
|
67.57%
-3.0% YoY
|
65.09%
-5.1% YoY
|
85% |
| Delinquency Rate ? | 0.00% | -0.64% |
0.64%
+24.4% YoY
|
0.34%
-31.5% YoY
|
0.66%
+20.3% YoY
|
Top 1% in tier |
| Loan-to-Deposit Ratio ? |
45.45%
-4.5% YoY
-3.3% QoQ
|
-29.08% |
74.53%
+0.5% YoY
|
76.49%
+0.5% YoY
|
78.04%
+0.7% YoY
|
Top 9% in tier |
| Non-Interest-Bearing Deposit Share ? |
41.22%
-4.2% YoY
+4.9% QoQ
|
+18.83% |
22.39%
-1.3% YoY
|
27.37%
-1.6% YoY
|
21.79%
-1.3% YoY
|
Top 6% in tier |
| Nonperforming Asset Ratio ? | 0.00% | -0.45% |
0.45%
+25.1% YoY
|
0.26%
-19.5% YoY
|
0.48%
+20.8% YoY
|
Top 1% in tier |
| Tier 1 Capital Ratio ? |
0.00%
-100.0% QoQ
|
-8.85% |
8.85%
-3.4% YoY
|
11.37%
-0.5% YoY
|
9.75%
-1.9% YoY
|
51% |
| Non-Interest Income / Assets ? |
0.19%
-14.6% YoY
+31.1% QoQ
|
-0.38% |
0.56%
+0.3% YoY
|
0.85%
-7.6% YoY
|
0.65%
+0.6% YoY
|
21% |
Signature Analysis
Strengths (4)
Delinquency Rate
metric
Top 1%
in Micro
Why this stands out
Current:
0.00%
(Tier avg: 0.64%, National avg: 0.66%)
Loan-to-Deposit Ratio
metric
Top 9%
in Micro
Why this stands out
Current:
45.45%
(Tier avg: 74.53%, National avg: 78.04%)
Non-Interest-Bearing Deposit Share
metric
Top 6%
in Micro
Why this stands out
Current:
41.22%
(Tier avg: 22.39%, National avg: 21.79%)
Nonperforming Asset Ratio
metric
Top 1%
in Micro
Why this stands out
Current:
0.00%
(Tier avg: 0.45%, National avg: 0.48%)
Concerns (0)
No concerns identified
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
100
100th pctile
Delinquency Rate
Current: 0.00% · Tier avg: 0.64%
100
100th pctile
Nonperforming Asset Ratio
Current: 0.00% · Tier avg: 0.45%
94
94th pctile
Non-Interest-Bearing Deposit Share
Current: 41.22% · Tier avg: 22.39%
91
91th pctile
Loan-to-Deposit Ratio
Current: 45.45% · Tier avg: 74.53%
85
85th pctile
Efficiency Ratio
Current: 52.92% · Tier avg: 67.73%
64
64th pctile
Return on Assets
Current: 1.28% · Tier avg: 1.08%
51
51th pctile
Tier 1 Capital Ratio
Current: 0.00% · Tier avg: 8.85%
44
44th pctile
Total Deposits
Current: $145.5M · Tier avg: $183.7M
41
41th pctile
Total Assets
Current: $158.8M · Tier avg: $217.5M
37
37th pctile
Net Interest Margin
Current: 3.55% · Tier avg: 3.85%
27
27th pctile
Total Loans
Current: $66.1M · Tier avg: $139.2M
21
21th pctile
Non-Interest Income / Assets
Current: 0.19% · Tier avg: 0.56%
Top Weaknesses
21
21th pctile
Non-Interest Income / Assets
Current: 0.19% · Tier avg: 0.56%
27
27th pctile
Total Loans
Current: $66.1M · Tier avg: $139.2M
37
37th pctile
Net Interest Margin
Current: 3.55% · Tier avg: 3.85%
41
41th pctile
Total Assets
Current: $158.8M · Tier avg: $217.5M
44
44th pctile
Total Deposits
Current: $145.5M · Tier avg: $183.7M
51
51th pctile
Tier 1 Capital Ratio
Current: 0.00% · Tier avg: 8.85%
64
64th pctile
Return on Assets
Current: 1.28% · Tier avg: 1.08%
85
85th pctile
Efficiency Ratio
Current: 52.92% · Tier avg: 67.73%
91
91th pctile
Loan-to-Deposit Ratio
Current: 45.45% · Tier avg: 74.53%
94
94th pctile
Non-Interest-Bearing Deposit Share
Current: 41.22% · Tier avg: 22.39%
100
100th pctile
Nonperforming Asset Ratio
Current: 0.00% · Tier avg: 0.45%
100
100th pctile
Delinquency Rate
Current: 0.00% · Tier avg: 0.64%