BlastPoint's Banking Scorecard
Boston Trust Walden Company
Micro
Specialty: Other
MA
FDIC cert 18342
Boston, MA
2498
banks in Micro tier nationally
21 in MA
View Micro leaderboard (MA) →
Boston Trust Walden Company demonstrates 2 strengths
Key Strengths
Areas where this bank excels compared to peers
- + Delinquency Rate 0.64% below tier
- + Nonperforming Asset Ratio 0.45% below tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (MA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$88.1M
+3.7% YoY
-5.6% QoQ
|
-$129.4M |
$217.5M
+2.3% YoY
|
$6.4B
+8.5% YoY
|
$5.9B
+6.5% YoY
|
19% |
| Total Loans ? |
$46K
+4.5% YoY
+4.5% QoQ
|
-$139.1M |
$139.2M
+2.8% YoY
|
$2.4B
+16.3% YoY
|
$3.1B
+8.5% YoY
|
Bottom 1% in tier |
| Total Deposits ? |
$0
-100.0% YoY
|
-$183.7M |
$183.7M
+1.8% YoY
|
$5.0B
+10.3% YoY
|
$4.7B
+6.3% YoY
|
Bottom 1% in tier |
| Return on Assets ? |
40.67%
-1.8% YoY
-2.2% QoQ
|
+39.58% |
1.08%
+14.7% YoY
|
0.52%
+26.7% YoY
|
1.12%
+15.6% YoY
|
- |
| Net Interest Margin ? |
4.76%
-26.4% YoY
+9.4% QoQ
|
+0.91% |
3.85%
+6.6% YoY
|
2.94%
+13.0% YoY
|
3.75%
+7.1% YoY
|
Top 14% in tier |
| Efficiency Ratio ? |
60.74%
+1.7% YoY
+1.3% QoQ
|
-6.98% |
67.73%
-4.8% YoY
|
75.86%
-7.9% YoY
|
65.09%
-5.1% YoY
|
65% |
| Delinquency Rate ? | 0.00% | -0.64% |
0.64%
+24.4% YoY
|
0.54%
+38.4% YoY
|
0.66%
+20.3% YoY
|
Top 1% in tier |
| Loan-to-Deposit Ratio ? | - | - |
74.53%
+0.5% YoY
|
93.81%
-0.9% YoY
|
78.04%
+0.7% YoY
|
- |
| Non-Interest-Bearing Deposit Share ? | - | - |
22.39%
-1.3% YoY
|
15.94%
-0.9% YoY
|
21.79%
-1.3% YoY
|
- |
| Nonperforming Asset Ratio ? | 0.00% | -0.45% |
0.45%
+25.1% YoY
|
0.44%
+49.4% YoY
|
0.48%
+20.8% YoY
|
Top 1% in tier |
| Tier 1 Capital Ratio ? |
87.97%
+25.9% YoY
+53.2% QoQ
|
+79.12% |
8.85%
-3.4% YoY
|
10.08%
-2.1% YoY
|
9.75%
-1.9% YoY
|
- |
| Non-Interest Income / Assets ? |
102.52%
-2.9% YoY
+41.0% QoQ
|
+101.95% |
0.56%
+0.3% YoY
|
0.45%
+1.2% YoY
|
0.65%
+0.6% YoY
|
- |
Signature Analysis
Strengths (2)
Delinquency Rate
metric
Top 1%
in Micro
Why this stands out
Current:
0.00%
(Tier avg: 0.64%, National avg: 0.66%)
Nonperforming Asset Ratio
metric
Top 1%
in Micro
Why this stands out
Current:
0.00%
(Tier avg: 0.45%, National avg: 0.48%)
Concerns (0)
No concerns identified
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
100
100th pctile
Delinquency Rate
Current: 0.00% · Tier avg: 0.64%
100
100th pctile
Nonperforming Asset Ratio
Current: 0.00% · Tier avg: 0.45%
86
86th pctile
Net Interest Margin
Current: 4.76% · Tier avg: 3.85%
65
65th pctile
Efficiency Ratio
Current: 60.74% · Tier avg: 67.73%
19
19th pctile
Total Assets
Current: $88.1M · Tier avg: $217.5M
1
1th pctile
Total Loans
Current: $46K · Tier avg: $139.2M
0
0th pctile
Total Deposits
Current: $0 · Tier avg: $183.7M
Top Weaknesses
0
0th pctile
Total Deposits
Current: $0 · Tier avg: $183.7M
1
1th pctile
Total Loans
Current: $46K · Tier avg: $139.2M
19
19th pctile
Total Assets
Current: $88.1M · Tier avg: $217.5M
65
65th pctile
Efficiency Ratio
Current: 60.74% · Tier avg: 67.73%
86
86th pctile
Net Interest Margin
Current: 4.76% · Tier avg: 3.85%
100
100th pctile
Nonperforming Asset Ratio
Current: 0.00% · Tier avg: 0.45%
100
100th pctile
Delinquency Rate
Current: 0.00% · Tier avg: 0.64%