BlastPoint's Banking Scorecard
Marquette Farmers State Bank of Marquette
Micro
Specialty: Agricultural
KS
FDIC cert 18094
Designations: ✓ Community bank
Marquette, KS
2498
banks in Micro tier nationally
145 in KS
View Micro leaderboard (KS) →
Marquette Farmers State Bank of Marquette has 1 strength but faces 2 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Loan-to-Deposit Ratio 32.42% below tier
Key Concerns
Areas that may need attention
- - Delinquency Rate 5.19% above tier
- - Nonperforming Asset Ratio 1.59% above tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$31.7M
+1.0% YoY
+1.9% QoQ
|
-$185.8M |
$217.5M
+2.3% YoY
|
$500.0M
+7.2% YoY
|
$5.9B
+6.5% YoY
|
Bottom 3% in tier |
| Total Loans ? |
$11.1M
-1.7% YoY
+0.0% QoQ
|
-$128.1M |
$139.2M
+2.8% YoY
|
$330.9M
+7.5% YoY
|
$3.1B
+8.5% YoY
|
Bottom 3% in tier |
| Total Deposits ? |
$26.3M
-0.9% YoY
+2.0% QoQ
|
-$157.4M |
$183.7M
+1.8% YoY
|
$415.2M
+7.6% YoY
|
$4.7B
+6.3% YoY
|
Bottom 4% in tier |
| Return on Assets ? |
0.54%
+26.3% YoY
-2.9% QoQ
|
-0.54% |
1.08%
+14.7% YoY
|
1.26%
+16.9% YoY
|
1.12%
+15.6% YoY
|
20% |
| Net Interest Margin ? |
2.88%
+7.1% YoY
-1.2% QoQ
|
-0.97% |
3.85%
+6.6% YoY
|
3.85%
+7.2% YoY
|
3.75%
+7.1% YoY
|
Bottom 12% in tier |
| Efficiency Ratio ? |
81.67%
-7.0% YoY
+0.3% QoQ
|
+13.94% |
67.73%
-4.8% YoY
|
63.53%
-4.9% YoY
|
65.09%
-5.1% YoY
|
18% |
| Delinquency Rate ? |
5.83%
+33.4% QoQ
|
+5.19% |
0.64%
+24.4% YoY
|
0.50%
+113.1% YoY
|
0.66%
+20.3% YoY
|
Bottom 1% in tier |
| Loan-to-Deposit Ratio ? |
42.11%
-0.9% YoY
-2.0% QoQ
|
-32.42% |
74.53%
+0.5% YoY
|
73.36%
+1.4% YoY
|
78.04%
+0.7% YoY
|
Top 7% in tier |
| Non-Interest-Bearing Deposit Share ? |
18.56%
+6.7% YoY
+6.2% QoQ
|
-3.83% |
22.39%
-1.3% YoY
|
21.92%
-1.8% YoY
|
21.79%
-1.3% YoY
|
36% |
| Nonperforming Asset Ratio ? |
2.04%
+31.0% QoQ
|
+1.59% |
0.45%
+25.1% YoY
|
0.36%
+79.7% YoY
|
0.48%
+20.8% YoY
|
Bottom 7% in tier |
| Tier 1 Capital Ratio ? | 0.00% | -8.85% |
8.85%
-3.4% YoY
|
7.38%
-10.4% YoY
|
9.75%
-1.9% YoY
|
51% |
| Non-Interest Income / Assets ? |
0.23%
-42.1% YoY
+35.9% QoQ
|
-0.33% |
0.56%
+0.3% YoY
|
0.59%
+2.2% YoY
|
0.65%
+0.6% YoY
|
28% |
Signature Analysis
Strengths (1)
Loan-to-Deposit Ratio
metric
Top 7%
in Micro
Why this stands out
Current:
42.11%
(Tier avg: 74.53%, National avg: 78.04%)
Concerns (2)
Delinquency Rate
metric
Bottom 1%
in Micro
Why this stands out
Current:
5.83%
(Tier avg: 0.64%, National avg: 0.66%)
Nonperforming Asset Ratio
metric
Bottom 7%
in Micro
Why this stands out
Current:
2.04%
(Tier avg: 0.45%, National avg: 0.48%)
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
93
93th pctile
Loan-to-Deposit Ratio
Current: 42.11% · Tier avg: 74.53%
51
51th pctile
Tier 1 Capital Ratio
Current: 0.00% · Tier avg: 8.85%
36
36th pctile
Non-Interest-Bearing Deposit Share
Current: 18.56% · Tier avg: 22.39%
28
28th pctile
Non-Interest Income / Assets
Current: 0.23% · Tier avg: 0.56%
20
20th pctile
Return on Assets
Current: 0.54% · Tier avg: 1.08%
18
18th pctile
Efficiency Ratio
Current: 81.67% · Tier avg: 67.73%
12
12th pctile
Net Interest Margin
Current: 2.88% · Tier avg: 3.85%
7
7th pctile
Nonperforming Asset Ratio
Current: 2.04% · Tier avg: 0.45%
4
4th pctile
Total Deposits
Current: $26.3M · Tier avg: $183.7M
3
3th pctile
Total Loans
Current: $11.1M · Tier avg: $139.2M
3
3th pctile
Total Assets
Current: $31.7M · Tier avg: $217.5M
0
0th pctile
Delinquency Rate
Current: 5.83% · Tier avg: 0.64%
Top Weaknesses
0
0th pctile
Delinquency Rate
Current: 5.83% · Tier avg: 0.64%
3
3th pctile
Total Assets
Current: $31.7M · Tier avg: $217.5M
3
3th pctile
Total Loans
Current: $11.1M · Tier avg: $139.2M
4
4th pctile
Total Deposits
Current: $26.3M · Tier avg: $183.7M
7
7th pctile
Nonperforming Asset Ratio
Current: 2.04% · Tier avg: 0.45%
12
12th pctile
Net Interest Margin
Current: 2.88% · Tier avg: 3.85%
18
18th pctile
Efficiency Ratio
Current: 81.67% · Tier avg: 67.73%
20
20th pctile
Return on Assets
Current: 0.54% · Tier avg: 1.08%
28
28th pctile
Non-Interest Income / Assets
Current: 0.23% · Tier avg: 0.56%
36
36th pctile
Non-Interest-Bearing Deposit Share
Current: 18.56% · Tier avg: 22.39%
51
51th pctile
Tier 1 Capital Ratio
Current: 0.00% · Tier avg: 8.85%
93
93th pctile
Loan-to-Deposit Ratio
Current: 42.11% · Tier avg: 74.53%