BlastPoint's Banking Scorecard
COREBANK
Micro
Specialty: Commercial
OK
FDIC cert 18063
Designations: ✓ Community bank
Waynoka, OK
2498
banks in Micro tier nationally
121 in OK
View Micro leaderboard (OK) →
COREBANK has 2 strengths but faces 1 concern
Key Strengths
Areas where this bank excels compared to peers
- + Delinquency Rate 0.64% below tier
- + Nonperforming Asset Ratio 0.45% below tier
Key Concerns
Areas that may need attention
- - Non-Interest-Bearing Deposit Share 14.19% below tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (OK) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$125.6M
+7.6% YoY
+2.3% QoQ
|
-$91.9M |
$217.5M
+2.3% YoY
|
$1.2B
+6.0% YoY
|
$5.9B
+6.5% YoY
|
30% |
| Total Loans ? |
$99.4M
+6.1% YoY
+2.5% QoQ
|
-$39.8M |
$139.2M
+2.8% YoY
|
$796.2M
+5.4% YoY
|
$3.1B
+8.5% YoY
|
43% |
| Total Deposits ? |
$111.0M
+7.0% YoY
+2.3% QoQ
|
-$72.7M |
$183.7M
+1.8% YoY
|
$938.6M
+4.7% YoY
|
$4.7B
+6.3% YoY
|
32% |
| Return on Assets ? |
1.18%
+16.4% YoY
+4.7% QoQ
|
+0.10% |
1.08%
+14.7% YoY
|
1.36%
+10.0% YoY
|
1.12%
+15.6% YoY
|
58% |
| Net Interest Margin ? |
4.16%
+0.7% YoY
+1.9% QoQ
|
+0.30% |
3.85%
+6.6% YoY
|
4.26%
+3.2% YoY
|
3.75%
+7.1% YoY
|
66% |
| Efficiency Ratio ? |
60.00%
-5.5% YoY
-1.6% QoQ
|
-7.73% |
67.73%
-4.8% YoY
|
63.62%
-4.9% YoY
|
65.09%
-5.1% YoY
|
67% |
| Delinquency Rate ? | 0.00% | -0.64% |
0.64%
+24.4% YoY
|
0.95%
+12.2% YoY
|
0.66%
+20.3% YoY
|
Top 1% in tier |
| Loan-to-Deposit Ratio ? |
89.57%
-0.9% YoY
+0.2% QoQ
|
+15.04% |
74.53%
+0.5% YoY
|
75.78%
+1.6% YoY
|
78.04%
+0.7% YoY
|
76% |
| Non-Interest-Bearing Deposit Share ? |
8.20%
+10.8% YoY
-8.4% QoQ
|
-14.19% |
22.39%
-1.3% YoY
|
23.21%
-2.4% YoY
|
21.79%
-1.3% YoY
|
Bottom 9% in tier |
| Nonperforming Asset Ratio ? | 0.00% | -0.45% |
0.45%
+25.1% YoY
|
0.71%
+9.7% YoY
|
0.48%
+20.8% YoY
|
Top 1% in tier |
| Tier 1 Capital Ratio ? | 0.00% | -8.85% |
8.85%
-3.4% YoY
|
7.74%
-5.6% YoY
|
9.75%
-1.9% YoY
|
51% |
| Non-Interest Income / Assets ? |
0.14%
-11.7% YoY
+28.6% QoQ
|
-0.43% |
0.56%
+0.3% YoY
|
0.68%
-3.1% YoY
|
0.65%
+0.6% YoY
|
Bottom 13% in tier |
Signature Analysis
Strengths (2)
Delinquency Rate
metric
Top 1%
in Micro
Why this stands out
Current:
0.00%
(Tier avg: 0.64%, National avg: 0.66%)
Nonperforming Asset Ratio
metric
Top 1%
in Micro
Why this stands out
Current:
0.00%
(Tier avg: 0.45%, National avg: 0.48%)
Concerns (1)
Non-Interest-Bearing Deposit Share
metric
Bottom 9%
in Micro
Why this stands out
Current:
8.20%
(Tier avg: 22.39%, National avg: 21.79%)
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
100
100th pctile
Delinquency Rate
Current: 0.00% · Tier avg: 0.64%
100
100th pctile
Nonperforming Asset Ratio
Current: 0.00% · Tier avg: 0.45%
76
76th pctile
Loan-to-Deposit Ratio
Current: 89.57% · Tier avg: 74.53%
67
67th pctile
Efficiency Ratio
Current: 60.00% · Tier avg: 67.73%
66
66th pctile
Net Interest Margin
Current: 4.16% · Tier avg: 3.85%
58
58th pctile
Return on Assets
Current: 1.18% · Tier avg: 1.08%
51
51th pctile
Tier 1 Capital Ratio
Current: 0.00% · Tier avg: 8.85%
43
43th pctile
Total Loans
Current: $99.4M · Tier avg: $139.2M
32
32th pctile
Total Deposits
Current: $111.0M · Tier avg: $183.7M
30
30th pctile
Total Assets
Current: $125.6M · Tier avg: $217.5M
13
13th pctile
Non-Interest Income / Assets
Current: 0.14% · Tier avg: 0.56%
9
9th pctile
Non-Interest-Bearing Deposit Share
Current: 8.20% · Tier avg: 22.39%
Top Weaknesses
9
9th pctile
Non-Interest-Bearing Deposit Share
Current: 8.20% · Tier avg: 22.39%
13
13th pctile
Non-Interest Income / Assets
Current: 0.14% · Tier avg: 0.56%
30
30th pctile
Total Assets
Current: $125.6M · Tier avg: $217.5M
32
32th pctile
Total Deposits
Current: $111.0M · Tier avg: $183.7M
43
43th pctile
Total Loans
Current: $99.4M · Tier avg: $139.2M
51
51th pctile
Tier 1 Capital Ratio
Current: 0.00% · Tier avg: 8.85%
58
58th pctile
Return on Assets
Current: 1.18% · Tier avg: 1.08%
66
66th pctile
Net Interest Margin
Current: 4.16% · Tier avg: 3.85%
67
67th pctile
Efficiency Ratio
Current: 60.00% · Tier avg: 67.73%
76
76th pctile
Loan-to-Deposit Ratio
Current: 89.57% · Tier avg: 74.53%
100
100th pctile
Nonperforming Asset Ratio
Current: 0.00% · Tier avg: 0.45%
100
100th pctile
Delinquency Rate
Current: 0.00% · Tier avg: 0.64%