BlastPoint's Banking Scorecard
Maverick Bank
Micro
Specialty: Commercial
TX
FDIC cert 17446
Designations: ✓ Community bank
Fort Davis, TX
2498
banks in Micro tier nationally
193 in TX
View Micro leaderboard (TX) →
Maverick Bank shows strong momentum with 2 strengths and 63.1% YoY asset growth
Key Strengths
Areas where this bank excels compared to peers
- + Net Interest Margin 1.30% above tier
- + Non-Interest-Bearing Deposit Share 20.82% above tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (TX) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$467.7M
+63.1% YoY
+11.7% QoQ
|
+$250.2M |
$217.5M
+2.3% YoY
|
$2.3B
-0.7% YoY
|
$5.9B
+6.5% YoY
|
Top 4% in tier |
| Total Loans ? |
$266.0M
+76.4% YoY
+4.0% QoQ
|
+$126.8M |
$139.2M
+2.8% YoY
|
$1.0B
+7.5% YoY
|
$3.1B
+8.5% YoY
|
Top 13% in tier |
| Total Deposits ? |
$416.3M
+65.9% YoY
+11.9% QoQ
|
+$232.6M |
$183.7M
+1.8% YoY
|
$1.9B
+2.1% YoY
|
$4.7B
+6.3% YoY
|
Top 2% in tier |
| Return on Assets ? |
1.90%
+63.0% YoY
+35.9% QoQ
|
+0.82% |
1.08%
+14.7% YoY
|
1.40%
+9.8% YoY
|
1.12%
+15.6% YoY
|
Top 12% in tier |
| Net Interest Margin ? |
5.16%
+7.9% YoY
+0.9% QoQ
|
+1.30% |
3.85%
+6.6% YoY
|
4.07%
+5.6% YoY
|
3.75%
+7.1% YoY
|
Top 7% in tier |
| Efficiency Ratio ? |
50.33%
-16.2% YoY
-9.9% QoQ
|
-17.40% |
67.73%
-4.8% YoY
|
61.95%
-3.4% YoY
|
65.09%
-5.1% YoY
|
Top 11% in tier |
| Delinquency Rate ? |
0.01%
-96.2% YoY
+114.9% QoQ
|
-0.63% |
0.64%
+24.4% YoY
|
0.57%
+45.3% YoY
|
0.66%
+20.3% YoY
|
80% |
| Loan-to-Deposit Ratio ? |
63.90%
+6.3% YoY
-7.0% QoQ
|
-10.63% |
74.53%
+0.5% YoY
|
67.65%
-1.7% YoY
|
78.04%
+0.7% YoY
|
71% |
| Non-Interest-Bearing Deposit Share ? |
43.21%
+15.6% YoY
+8.3% QoQ
|
+20.82% |
22.39%
-1.3% YoY
|
29.04%
-1.4% YoY
|
21.79%
-1.3% YoY
|
Top 5% in tier |
| Nonperforming Asset Ratio ? |
0.05%
-82.9% YoY
-36.9% QoQ
|
-0.40% |
0.45%
+25.1% YoY
|
0.42%
+34.9% YoY
|
0.48%
+20.8% YoY
|
74% |
| Tier 1 Capital Ratio ? | 0.00% | -8.85% |
8.85%
-3.4% YoY
|
10.86%
-2.2% YoY
|
9.75%
-1.9% YoY
|
51% |
| Non-Interest Income / Assets ? |
0.71%
+100.3% YoY
+217.8% QoQ
|
+0.15% |
0.56%
+0.3% YoY
|
0.87%
+17.4% YoY
|
0.65%
+0.6% YoY
|
83% |
Signature Analysis
Strengths (2)
Net Interest Margin
metric
Top 7%
in Micro
Why this stands out
Current:
5.16%
(Tier avg: 3.85%, National avg: 3.75%)
Non-Interest-Bearing Deposit Share
metric
Top 5%
in Micro
Why this stands out
Current:
43.21%
(Tier avg: 22.39%, National avg: 21.79%)
Concerns (0)
No concerns identified
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
98
98th pctile
Total Deposits
Current: $416.3M · Tier avg: $183.7M
96
96th pctile
Total Assets
Current: $467.7M · Tier avg: $217.5M
95
95th pctile
Non-Interest-Bearing Deposit Share
Current: 43.21% · Tier avg: 22.39%
93
93th pctile
Net Interest Margin
Current: 5.16% · Tier avg: 3.85%
89
89th pctile
Efficiency Ratio
Current: 50.33% · Tier avg: 67.73%
88
88th pctile
Return on Assets
Current: 1.90% · Tier avg: 1.08%
87
87th pctile
Total Loans
Current: $266.0M · Tier avg: $139.2M
83
83th pctile
Non-Interest Income / Assets
Current: 0.71% · Tier avg: 0.56%
80
80th pctile
Delinquency Rate
Current: 0.01% · Tier avg: 0.64%
74
74th pctile
Nonperforming Asset Ratio
Current: 0.05% · Tier avg: 0.45%
71
71th pctile
Loan-to-Deposit Ratio
Current: 63.90% · Tier avg: 74.53%
51
51th pctile
Tier 1 Capital Ratio
Current: 0.00% · Tier avg: 8.85%
Top Weaknesses
51
51th pctile
Tier 1 Capital Ratio
Current: 0.00% · Tier avg: 8.85%
71
71th pctile
Loan-to-Deposit Ratio
Current: 63.90% · Tier avg: 74.53%
74
74th pctile
Nonperforming Asset Ratio
Current: 0.05% · Tier avg: 0.45%
80
80th pctile
Delinquency Rate
Current: 0.01% · Tier avg: 0.64%
83
83th pctile
Non-Interest Income / Assets
Current: 0.71% · Tier avg: 0.56%
87
87th pctile
Total Loans
Current: $266.0M · Tier avg: $139.2M
88
88th pctile
Return on Assets
Current: 1.90% · Tier avg: 1.08%
89
89th pctile
Efficiency Ratio
Current: 50.33% · Tier avg: 67.73%
93
93th pctile
Net Interest Margin
Current: 5.16% · Tier avg: 3.85%
95
95th pctile
Non-Interest-Bearing Deposit Share
Current: 43.21% · Tier avg: 22.39%
96
96th pctile
Total Assets
Current: $467.7M · Tier avg: $217.5M
98
98th pctile
Total Deposits
Current: $416.3M · Tier avg: $183.7M