BlastPoint's Banking Scorecard
State Bank of Burrton
Micro
Specialty: Other
KS
FDIC cert 16583
Designations: ✓ Community bank
Burrton, KS
2498
banks in Micro tier nationally
145 in KS
View Micro leaderboard (KS) →
State Bank of Burrton has 1 strength but faces 3 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Non-Interest-Bearing Deposit Share 23.35% above tier
Key Concerns
Areas that may need attention
- - Return on Assets 3.84% below tier
- - Delinquency Rate 2.10% above tier
- - Nonperforming Asset Ratio 1.29% above tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$8.5M
-24.6% YoY
-10.4% QoQ
|
-$209.0M |
$217.5M
+2.3% YoY
|
$500.0M
+7.2% YoY
|
$5.9B
+6.5% YoY
|
Bottom 1% in tier |
| Total Loans ? |
$5.4M
-7.4% YoY
-5.3% QoQ
|
-$133.8M |
$139.2M
+2.8% YoY
|
$330.9M
+7.5% YoY
|
$3.1B
+8.5% YoY
|
Bottom 2% in tier |
| Total Deposits ? |
$7.6M
-25.8% YoY
-11.4% QoQ
|
-$176.1M |
$183.7M
+1.8% YoY
|
$415.2M
+7.6% YoY
|
$4.7B
+6.3% YoY
|
Bottom 1% in tier |
| Return on Assets ? |
-2.76%
-15.9% YoY
+20.8% QoQ
|
-3.84% |
1.08%
+14.7% YoY
|
1.26%
+16.9% YoY
|
1.12%
+15.6% YoY
|
Bottom 1% in tier |
| Net Interest Margin ? |
4.82%
+29.0% YoY
+3.0% QoQ
|
+0.97% |
3.85%
+6.6% YoY
|
3.85%
+7.2% YoY
|
3.75%
+7.1% YoY
|
Top 13% in tier |
| Efficiency Ratio ? |
85.62%
-5.7% YoY
+2.9% QoQ
|
+17.89% |
67.73%
-4.8% YoY
|
63.53%
-4.9% YoY
|
65.09%
-5.1% YoY
|
Bottom 13% in tier |
| Delinquency Rate ? |
2.74%
-69.9% YoY
+2.8% QoQ
|
+2.10% |
0.64%
+24.4% YoY
|
0.50%
+113.1% YoY
|
0.66%
+20.3% YoY
|
Bottom 8% in tier |
| Loan-to-Deposit Ratio ? |
71.11%
+24.8% YoY
+6.9% QoQ
|
-3.41% |
74.53%
+0.5% YoY
|
73.36%
+1.4% YoY
|
78.04%
+0.7% YoY
|
60% |
| Non-Interest-Bearing Deposit Share ? |
45.74%
+30.9% YoY
+12.6% QoQ
|
+23.35% |
22.39%
-1.3% YoY
|
21.92%
-1.8% YoY
|
21.79%
-1.3% YoY
|
Top 4% in tier |
| Nonperforming Asset Ratio ? |
1.74%
-63.1% YoY
+8.7% QoQ
|
+1.29% |
0.45%
+25.1% YoY
|
0.36%
+79.7% YoY
|
0.48%
+20.8% YoY
|
Bottom 9% in tier |
| Tier 1 Capital Ratio ? | 0.00% | -8.85% |
8.85%
-3.4% YoY
|
7.38%
-10.4% YoY
|
9.75%
-1.9% YoY
|
51% |
| Non-Interest Income / Assets ? |
0.29%
+14.3% YoY
+64.1% QoQ
|
-0.27% |
0.56%
+0.3% YoY
|
0.59%
+2.2% YoY
|
0.65%
+0.6% YoY
|
39% |
Signature Analysis
Strengths (1)
Non-Interest-Bearing Deposit Share
metric
Top 4%
in Micro
Why this stands out
Current:
45.74%
(Tier avg: 22.39%, National avg: 21.79%)
Concerns (3)
Return on Assets
metric
Bottom 1%
in Micro
Why this stands out
Current:
-2.76%
(Tier avg: 1.08%, National avg: 1.12%)
Delinquency Rate
metric
Bottom 8%
in Micro
Why this stands out
Current:
2.74%
(Tier avg: 0.64%, National avg: 0.66%)
Nonperforming Asset Ratio
metric
Bottom 9%
in Micro
Why this stands out
Current:
1.74%
(Tier avg: 0.45%, National avg: 0.48%)
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
96
96th pctile
Non-Interest-Bearing Deposit Share
Current: 45.74% · Tier avg: 22.39%
87
87th pctile
Net Interest Margin
Current: 4.82% · Tier avg: 3.85%
60
60th pctile
Loan-to-Deposit Ratio
Current: 71.11% · Tier avg: 74.53%
51
51th pctile
Tier 1 Capital Ratio
Current: 0.00% · Tier avg: 8.85%
39
39th pctile
Non-Interest Income / Assets
Current: 0.29% · Tier avg: 0.56%
13
13th pctile
Efficiency Ratio
Current: 85.62% · Tier avg: 67.73%
9
9th pctile
Nonperforming Asset Ratio
Current: 1.74% · Tier avg: 0.45%
8
8th pctile
Delinquency Rate
Current: 2.74% · Tier avg: 0.64%
2
2th pctile
Total Loans
Current: $5.4M · Tier avg: $139.2M
1
1th pctile
Total Deposits
Current: $7.6M · Tier avg: $183.7M
0
0th pctile
Total Assets
Current: $8.5M · Tier avg: $217.5M
0
0th pctile
Return on Assets
Current: -2.76% · Tier avg: 1.08%
Top Weaknesses
0
0th pctile
Return on Assets
Current: -2.76% · Tier avg: 1.08%
0
0th pctile
Total Assets
Current: $8.5M · Tier avg: $217.5M
1
1th pctile
Total Deposits
Current: $7.6M · Tier avg: $183.7M
2
2th pctile
Total Loans
Current: $5.4M · Tier avg: $139.2M
8
8th pctile
Delinquency Rate
Current: 2.74% · Tier avg: 0.64%
9
9th pctile
Nonperforming Asset Ratio
Current: 1.74% · Tier avg: 0.45%
13
13th pctile
Efficiency Ratio
Current: 85.62% · Tier avg: 67.73%
39
39th pctile
Non-Interest Income / Assets
Current: 0.29% · Tier avg: 0.56%
51
51th pctile
Tier 1 Capital Ratio
Current: 0.00% · Tier avg: 8.85%
60
60th pctile
Loan-to-Deposit Ratio
Current: 71.11% · Tier avg: 74.53%
87
87th pctile
Net Interest Margin
Current: 4.82% · Tier avg: 3.85%
96
96th pctile
Non-Interest-Bearing Deposit Share
Current: 45.74% · Tier avg: 22.39%