BlastPoint's Banking Scorecard
Marquette Bank
Community
Specialty: Commercial
IL
FDIC cert 16250
Chicago, IL
1484
banks in Community tier nationally
87 in IL
View Community leaderboard (IL) →
Marquette Bank faces 3 concerns requiring attention
Key Strengths
Areas where this bank excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - Credit Risk Growth: Bottom 1% in Community
- - Flatlined Growth: Bottom 10% in Community
- - Credit Quality Pressure: Bottom 17% in Community
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (IL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$2.2B
+0.3% YoY
-1.3% QoQ
|
+$759.5M |
$1.4B
+2.0% YoY
|
$2.3B
+4.6% YoY
|
$5.9B
+6.5% YoY
|
82% |
| Total Loans ? |
$1.4B
+0.9% YoY
-1.7% QoQ
|
+$429.4M |
$975.5M
+2.4% YoY
|
$1.2B
+2.7% YoY
|
$3.1B
+8.5% YoY
|
79% |
| Total Deposits ? |
$1.8B
+2.0% YoY
-0.1% QoQ
|
+$609.8M |
$1.2B
+1.7% YoY
|
$1.9B
+4.2% YoY
|
$4.7B
+6.3% YoY
|
81% |
| Return on Assets ? |
0.49%
+100.8% YoY
+6.9% QoQ
|
-0.68% |
1.16%
+17.2% YoY
|
1.03%
+18.8% YoY
|
1.12%
+15.6% YoY
|
Bottom 10% in tier |
| Net Interest Margin ? |
2.82%
+12.4% YoY
+2.3% QoQ
|
-0.84% |
3.66%
+9.1% YoY
|
3.52%
+8.1% YoY
|
3.75%
+7.1% YoY
|
Bottom 12% in tier |
| Efficiency Ratio ? |
79.96%
-5.1% YoY
+0.2% QoQ
|
+17.33% |
62.63%
-5.3% YoY
|
66.24%
-5.4% YoY
|
65.09%
-5.1% YoY
|
Bottom 10% in tier |
| Delinquency Rate ? |
0.16%
+76.8% YoY
+122.3% QoQ
|
-0.46% |
0.63%
+18.3% YoY
|
0.79%
+21.0% YoY
|
0.66%
+20.3% YoY
|
74% |
| Loan-to-Deposit Ratio ? |
79.18%
-1.1% YoY
-1.6% QoQ
|
-3.88% |
83.06%
+0.3% YoY
|
73.97%
+1.0% YoY
|
78.04%
+0.7% YoY
|
64% |
| Non-Interest-Bearing Deposit Share ? |
18.66%
+1.0% YoY
-3.2% QoQ
|
-2.39% |
21.05%
-0.9% YoY
|
19.72%
-1.0% YoY
|
21.79%
-1.3% YoY
|
42% |
| Nonperforming Asset Ratio ? |
0.11%
+77.8% YoY
+121.5% QoQ
|
-0.39% |
0.50%
+20.3% YoY
|
0.53%
+18.6% YoY
|
0.48%
+20.8% YoY
|
77% |
| Tier 1 Capital Ratio ? |
13.96%
+4.0% YoY
+3.0% QoQ
|
+3.72% |
10.24%
-0.6% YoY
|
10.12%
-4.0% YoY
|
9.75%
-1.9% YoY
|
68% |
| Non-Interest Income / Assets ? |
0.73%
-1.7% YoY
+35.1% QoQ
|
-0.01% |
0.74%
-1.3% YoY
|
0.66%
+2.5% YoY
|
0.65%
+0.6% YoY
|
72% |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (3)
Credit Risk Growth
risk
#9 of 642 · Bottom 1% in Community
Loan portfolio growing while delinquencies are rising. Expansion with deteriorating credit quality needs attention.
642 of 642 Community banks match
·
759 nationally
→ Stable
+24 banks QoQ
Flatlined Growth
risk
#26 of 245 · Bottom 10% in Community
Asset growth stalled (-2% to +2% YoY) despite healthy profitability (>0.25% ROA). Suggests untapped opportunity or strategic drift worth investigating.
Why this signature
Return on Assets:
0.49%
(Tier: 1.16%, National: 1.12%)
245 of 245 Community banks match
·
308 nationally
↓ Shrinking
-35 banks QoQ
|
QoQ rank improving
Credit Quality Pressure
risk
#142 of 808 · Bottom 17% in Community
Delinquencies rising year-over-year. Credit risk is building - underwriting tools or reserves may need attention.
Why this signature
Delinquency Rate:
0.16%
(Tier: 0.63%, National: 0.66%)
808 of 808 Community banks match
·
961 nationally
→ Stable
+22 banks QoQ
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
82
82th pctile
Total Assets
Current: $2.2B · Tier avg: $1.4B
81
81th pctile
Total Deposits
Current: $1.8B · Tier avg: $1.2B
79
79th pctile
Total Loans
Current: $1.4B · Tier avg: $975.5M
77
77th pctile
Nonperforming Asset Ratio
Current: 0.11% · Tier avg: 0.50%
74
74th pctile
Delinquency Rate
Current: 0.16% · Tier avg: 0.63%
72
72th pctile
Non-Interest Income / Assets
Current: 0.73% · Tier avg: 0.74%
68
68th pctile
Tier 1 Capital Ratio
Current: 13.96% · Tier avg: 10.24%
64
64th pctile
Loan-to-Deposit Ratio
Current: 79.18% · Tier avg: 83.06%
42
42th pctile
Non-Interest-Bearing Deposit Share
Current: 18.66% · Tier avg: 21.05%
12
12th pctile
Net Interest Margin
Current: 2.82% · Tier avg: 3.66%
10
10th pctile
Return on Assets
Current: 0.49% · Tier avg: 1.16%
10
10th pctile
Efficiency Ratio
Current: 79.96% · Tier avg: 62.63%
Top Weaknesses
10
10th pctile
Efficiency Ratio
Current: 79.96% · Tier avg: 62.63%
10
10th pctile
Return on Assets
Current: 0.49% · Tier avg: 1.16%
12
12th pctile
Net Interest Margin
Current: 2.82% · Tier avg: 3.66%
42
42th pctile
Non-Interest-Bearing Deposit Share
Current: 18.66% · Tier avg: 21.05%
64
64th pctile
Loan-to-Deposit Ratio
Current: 79.18% · Tier avg: 83.06%
68
68th pctile
Tier 1 Capital Ratio
Current: 13.96% · Tier avg: 10.24%
72
72th pctile
Non-Interest Income / Assets
Current: 0.73% · Tier avg: 0.74%
74
74th pctile
Delinquency Rate
Current: 0.16% · Tier avg: 0.63%
77
77th pctile
Nonperforming Asset Ratio
Current: 0.11% · Tier avg: 0.50%
79
79th pctile
Total Loans
Current: $1.4B · Tier avg: $975.5M
81
81th pctile
Total Deposits
Current: $1.8B · Tier avg: $1.2B
82
82th pctile
Total Assets
Current: $2.2B · Tier avg: $1.4B