BlastPoint's Banking Scorecard
The Bank of Kaukauna
Micro
Specialty: Commercial
WI
FDIC cert 15228
Designations: ✓ Community bank
Kaukauna, WI
2498
banks in Micro tier nationally
88 in WI
View Micro leaderboard (WI) →
The Bank of Kaukauna shows strong momentum with 3 strengths and 13.4% YoY asset growth
Key Strengths
Areas where this bank excels compared to peers
- + Delinquency Rate 0.64% below tier
- + Nonperforming Asset Ratio 0.45% below tier
- + Non-Interest Income / Assets 1.34% above tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (WI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$188.1M
+13.4% YoY
+7.3% QoQ
|
-$29.4M |
$217.5M
+2.3% YoY
|
$1.1B
+5.1% YoY
|
$5.9B
+6.5% YoY
|
48% |
| Total Loans ? |
$122.1M
+4.7% YoY
+5.0% QoQ
|
-$17.1M |
$139.2M
+2.8% YoY
|
$768.8M
+4.7% YoY
|
$3.1B
+8.5% YoY
|
51% |
| Total Deposits ? |
$165.5M
+9.4% YoY
+8.2% QoQ
|
-$18.2M |
$183.7M
+1.8% YoY
|
$858.9M
+4.5% YoY
|
$4.7B
+6.3% YoY
|
50% |
| Return on Assets ? |
1.10%
+7.9% YoY
+0.2% QoQ
|
+0.02% |
1.08%
+14.7% YoY
|
1.12%
+22.4% YoY
|
1.12%
+15.6% YoY
|
52% |
| Net Interest Margin ? |
3.89%
+4.6% YoY
+0.6% QoQ
|
+0.04% |
3.85%
+6.6% YoY
|
3.60%
+10.9% YoY
|
3.75%
+7.1% YoY
|
54% |
| Efficiency Ratio ? |
73.85%
-1.3% YoY
+0.1% QoQ
|
+6.12% |
67.73%
-4.8% YoY
|
64.76%
-6.6% YoY
|
65.09%
-5.1% YoY
|
31% |
| Delinquency Rate ? |
0.00%
-100.0% YoY
|
-0.64% |
0.64%
+24.4% YoY
|
0.52%
+44.6% YoY
|
0.66%
+20.3% YoY
|
Top 1% in tier |
| Loan-to-Deposit Ratio ? |
73.79%
-4.3% YoY
-2.9% QoQ
|
-0.73% |
74.53%
+0.5% YoY
|
85.80%
+1.3% YoY
|
78.04%
+0.7% YoY
|
55% |
| Non-Interest-Bearing Deposit Share ? |
22.63%
+9.0% YoY
+3.4% QoQ
|
+0.24% |
22.39%
-1.3% YoY
|
18.83%
-1.2% YoY
|
21.79%
-1.3% YoY
|
55% |
| Nonperforming Asset Ratio ? |
0.00%
-100.0% YoY
|
-0.45% |
0.45%
+25.1% YoY
|
0.37%
+20.8% YoY
|
0.48%
+20.8% YoY
|
Top 1% in tier |
| Tier 1 Capital Ratio ? |
10.49%
-1.5% YoY
-6.9% QoQ
|
+1.64% |
8.85%
-3.4% YoY
|
8.70%
-2.9% YoY
|
9.75%
-1.9% YoY
|
53% |
| Non-Interest Income / Assets ? |
1.90%
-2.9% YoY
+24.7% QoQ
|
+1.34% |
0.56%
+0.3% YoY
|
0.58%
+3.9% YoY
|
0.65%
+0.6% YoY
|
Top 3% in tier |
Signature Analysis
Strengths (3)
Delinquency Rate
metric
Top 1%
in Micro
Why this stands out
Current:
0.00%
(Tier avg: 0.64%, National avg: 0.66%)
Nonperforming Asset Ratio
metric
Top 1%
in Micro
Why this stands out
Current:
0.00%
(Tier avg: 0.45%, National avg: 0.48%)
Non-Interest Income / Assets
metric
Top 3%
in Micro
Why this stands out
Current:
1.90%
(Tier avg: 0.56%, National avg: 0.65%)
Concerns (0)
No concerns identified
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
100
100th pctile
Delinquency Rate
Current: 0.00% · Tier avg: 0.64%
100
100th pctile
Nonperforming Asset Ratio
Current: 0.00% · Tier avg: 0.45%
97
97th pctile
Non-Interest Income / Assets
Current: 1.90% · Tier avg: 0.56%
55
55th pctile
Loan-to-Deposit Ratio
Current: 73.79% · Tier avg: 74.53%
55
55th pctile
Non-Interest-Bearing Deposit Share
Current: 22.63% · Tier avg: 22.39%
54
54th pctile
Net Interest Margin
Current: 3.89% · Tier avg: 3.85%
53
53th pctile
Tier 1 Capital Ratio
Current: 10.49% · Tier avg: 8.85%
52
52th pctile
Return on Assets
Current: 1.10% · Tier avg: 1.08%
51
51th pctile
Total Loans
Current: $122.1M · Tier avg: $139.2M
50
50th pctile
Total Deposits
Current: $165.5M · Tier avg: $183.7M
48
48th pctile
Total Assets
Current: $188.1M · Tier avg: $217.5M
31
31th pctile
Efficiency Ratio
Current: 73.85% · Tier avg: 67.73%
Top Weaknesses
31
31th pctile
Efficiency Ratio
Current: 73.85% · Tier avg: 67.73%
48
48th pctile
Total Assets
Current: $188.1M · Tier avg: $217.5M
50
50th pctile
Total Deposits
Current: $165.5M · Tier avg: $183.7M
51
51th pctile
Total Loans
Current: $122.1M · Tier avg: $139.2M
52
52th pctile
Return on Assets
Current: 1.10% · Tier avg: 1.08%
53
53th pctile
Tier 1 Capital Ratio
Current: 10.49% · Tier avg: 8.85%
54
54th pctile
Net Interest Margin
Current: 3.89% · Tier avg: 3.85%
55
55th pctile
Non-Interest-Bearing Deposit Share
Current: 22.63% · Tier avg: 22.39%
55
55th pctile
Loan-to-Deposit Ratio
Current: 73.79% · Tier avg: 74.53%
97
97th pctile
Non-Interest Income / Assets
Current: 1.90% · Tier avg: 0.56%
100
100th pctile
Nonperforming Asset Ratio
Current: 0.00% · Tier avg: 0.45%
100
100th pctile
Delinquency Rate
Current: 0.00% · Tier avg: 0.64%