BlastPoint's Banking Scorecard
Bank of Dixon County
Micro
Specialty: Agricultural
NE
FDIC cert 14912
Designations: ✓ Community bank
Ponca, NE
2498
banks in Micro tier nationally
97 in NE
View Micro leaderboard (NE) →
Bank of Dixon County shows stable performance across key metrics
Key Strengths
Areas where this bank excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$132.8M
+1.1% YoY
+2.7% QoQ
|
-$84.7M |
$217.5M
+2.3% YoY
|
$784.0M
+6.0% YoY
|
$5.9B
+6.5% YoY
|
32% |
| Total Loans ? |
$89.2M
+2.8% YoY
+0.6% QoQ
|
-$50.0M |
$139.2M
+2.8% YoY
|
$552.2M
+6.8% YoY
|
$3.1B
+8.5% YoY
|
39% |
| Total Deposits ? |
$113.6M
-0.6% YoY
+2.9% QoQ
|
-$70.0M |
$183.7M
+1.8% YoY
|
$649.0M
+5.0% YoY
|
$4.7B
+6.3% YoY
|
33% |
| Return on Assets ? |
1.61%
-6.0% YoY
-0.9% QoQ
|
+0.53% |
1.08%
+14.7% YoY
|
1.20%
+15.2% YoY
|
1.12%
+15.6% YoY
|
79% |
| Net Interest Margin ? |
4.09%
+1.5% YoY
+0.5% QoQ
|
+0.24% |
3.85%
+6.6% YoY
|
3.74%
+7.8% YoY
|
3.75%
+7.1% YoY
|
62% |
| Efficiency Ratio ? |
51.99%
+4.5% YoY
+1.6% QoQ
|
-15.74% |
67.73%
-4.8% YoY
|
61.59%
-6.3% YoY
|
65.09%
-5.1% YoY
|
Top 13% in tier |
| Delinquency Rate ? |
1.96%
-23.7% YoY
-4.9% QoQ
|
+1.32% |
0.64%
+24.4% YoY
|
0.29%
+38.1% YoY
|
0.66%
+20.3% YoY
|
Bottom 13% in tier |
| Loan-to-Deposit Ratio ? |
78.51%
+3.4% YoY
-2.2% QoQ
|
+3.98% |
74.53%
+0.5% YoY
|
82.86%
+0.3% YoY
|
78.04%
+0.7% YoY
|
54% |
| Non-Interest-Bearing Deposit Share ? |
22.99%
-12.8% YoY
+7.2% QoQ
|
+0.60% |
22.39%
-1.3% YoY
|
18.22%
-2.1% YoY
|
21.79%
-1.3% YoY
|
56% |
| Nonperforming Asset Ratio ? |
1.32%
-22.5% YoY
-6.8% QoQ
|
+0.86% |
0.45%
+25.1% YoY
|
0.26%
+54.6% YoY
|
0.48%
+20.8% YoY
|
Bottom 14% in tier |
| Tier 1 Capital Ratio ? |
21.78%
+6.0% YoY
-0.7% QoQ
|
+12.93% |
8.85%
-3.4% YoY
|
6.79%
+0.2% YoY
|
9.75%
-1.9% YoY
|
Top 11% in tier |
| Non-Interest Income / Assets ? |
0.22%
-12.1% YoY
+29.1% QoQ
|
-0.34% |
0.56%
+0.3% YoY
|
0.47%
-3.0% YoY
|
0.65%
+0.6% YoY
|
27% |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (0)
No concerns identified
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
89
89th pctile
Tier 1 Capital Ratio
Current: 21.78% · Tier avg: 8.85%
87
87th pctile
Efficiency Ratio
Current: 51.99% · Tier avg: 67.73%
79
79th pctile
Return on Assets
Current: 1.61% · Tier avg: 1.08%
62
62th pctile
Net Interest Margin
Current: 4.09% · Tier avg: 3.85%
56
56th pctile
Non-Interest-Bearing Deposit Share
Current: 22.99% · Tier avg: 22.39%
54
54th pctile
Loan-to-Deposit Ratio
Current: 78.51% · Tier avg: 74.53%
39
39th pctile
Total Loans
Current: $89.2M · Tier avg: $139.2M
33
33th pctile
Total Deposits
Current: $113.6M · Tier avg: $183.7M
32
32th pctile
Total Assets
Current: $132.8M · Tier avg: $217.5M
27
27th pctile
Non-Interest Income / Assets
Current: 0.22% · Tier avg: 0.56%
14
14th pctile
Nonperforming Asset Ratio
Current: 1.32% · Tier avg: 0.45%
13
13th pctile
Delinquency Rate
Current: 1.96% · Tier avg: 0.64%
Top Weaknesses
13
13th pctile
Delinquency Rate
Current: 1.96% · Tier avg: 0.64%
14
14th pctile
Nonperforming Asset Ratio
Current: 1.32% · Tier avg: 0.45%
27
27th pctile
Non-Interest Income / Assets
Current: 0.22% · Tier avg: 0.56%
32
32th pctile
Total Assets
Current: $132.8M · Tier avg: $217.5M
33
33th pctile
Total Deposits
Current: $113.6M · Tier avg: $183.7M
39
39th pctile
Total Loans
Current: $89.2M · Tier avg: $139.2M
54
54th pctile
Loan-to-Deposit Ratio
Current: 78.51% · Tier avg: 74.53%
56
56th pctile
Non-Interest-Bearing Deposit Share
Current: 22.99% · Tier avg: 22.39%
62
62th pctile
Net Interest Margin
Current: 4.09% · Tier avg: 3.85%
79
79th pctile
Return on Assets
Current: 1.61% · Tier avg: 1.08%
87
87th pctile
Efficiency Ratio
Current: 51.99% · Tier avg: 67.73%
89
89th pctile
Tier 1 Capital Ratio
Current: 21.78% · Tier avg: 8.85%