BlastPoint's Banking Scorecard
Connections Bank
Micro
Specialty: Commercial
MO
FDIC cert 14025
Designations: ✓ Community bank
Platte City, MO
2498
banks in Micro tier nationally
125 in MO
View Micro leaderboard (MO) →
Connections Bank demonstrates 3 strengths
Key Strengths
Areas where this bank excels compared to peers
- + Efficiency Ratio 22.75% below tier
- + Delinquency Rate 0.64% below tier
- + Nonperforming Asset Ratio 0.45% below tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (MO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$492.8M
+2.2% YoY
-3.0% QoQ
|
+$275.3M |
$217.5M
+2.3% YoY
|
$1.5B
+13.3% YoY
|
$5.9B
+6.5% YoY
|
Top 1% in tier |
| Total Loans ? |
$411.5M
+4.4% YoY
+1.7% QoQ
|
+$272.3M |
$139.2M
+2.8% YoY
|
$962.2M
+12.2% YoY
|
$3.1B
+8.5% YoY
|
Top 1% in tier |
| Total Deposits ? |
$439.3M
+5.5% YoY
-3.2% QoQ
|
+$255.6M |
$183.7M
+1.8% YoY
|
$1.3B
+12.4% YoY
|
$4.7B
+6.3% YoY
|
Top 1% in tier |
| Return on Assets ? |
1.75%
+11.5% YoY
+2.9% QoQ
|
+0.67% |
1.08%
+14.7% YoY
|
1.34%
+11.8% YoY
|
1.12%
+15.6% YoY
|
84% |
| Net Interest Margin ? |
4.72%
+8.5% YoY
+2.5% QoQ
|
+0.87% |
3.85%
+6.6% YoY
|
3.96%
+8.2% YoY
|
3.75%
+7.1% YoY
|
Top 15% in tier |
| Efficiency Ratio ? |
44.98%
-7.7% YoY
-0.9% QoQ
|
-22.75% |
67.73%
-4.8% YoY
|
60.96%
-4.9% YoY
|
65.09%
-5.1% YoY
|
Top 5% in tier |
| Delinquency Rate ? |
0.00%
-100.0% YoY
|
-0.64% |
0.64%
+24.4% YoY
|
0.68%
+40.2% YoY
|
0.66%
+20.3% YoY
|
Top 1% in tier |
| Loan-to-Deposit Ratio ? |
93.67%
-1.0% YoY
+5.1% QoQ
|
+19.14% |
74.53%
+0.5% YoY
|
81.02%
+1.1% YoY
|
78.04%
+0.7% YoY
|
16% |
| Non-Interest-Bearing Deposit Share ? |
22.53%
-1.7% YoY
+9.8% QoQ
|
+0.14% |
22.39%
-1.3% YoY
|
21.00%
+0.9% YoY
|
21.79%
-1.3% YoY
|
54% |
| Nonperforming Asset Ratio ? |
0.00%
-100.0% YoY
|
-0.45% |
0.45%
+25.1% YoY
|
0.56%
+46.7% YoY
|
0.48%
+20.8% YoY
|
Top 1% in tier |
| Tier 1 Capital Ratio ? | 0.00% | -8.85% |
8.85%
-3.4% YoY
|
8.09%
-3.5% YoY
|
9.75%
-1.9% YoY
|
51% |
| Non-Interest Income / Assets ? |
0.23%
-18.5% YoY
+37.7% QoQ
|
-0.33% |
0.56%
+0.3% YoY
|
0.63%
+2.3% YoY
|
0.65%
+0.6% YoY
|
28% |
Signature Analysis
Strengths (3)
Efficiency Ratio
metric
Top 5%
in Micro
Why this stands out
Current:
44.98%
(Tier avg: 67.73%, National avg: 65.09%)
Delinquency Rate
metric
Top 1%
in Micro
Why this stands out
Current:
0.00%
(Tier avg: 0.64%, National avg: 0.66%)
Nonperforming Asset Ratio
metric
Top 1%
in Micro
Why this stands out
Current:
0.00%
(Tier avg: 0.45%, National avg: 0.48%)
Concerns (0)
No concerns identified
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
100
100th pctile
Delinquency Rate
Current: 0.00% · Tier avg: 0.64%
100
100th pctile
Nonperforming Asset Ratio
Current: 0.00% · Tier avg: 0.45%
100
100th pctile
Total Deposits
Current: $439.3M · Tier avg: $183.7M
100
100th pctile
Total Loans
Current: $411.5M · Tier avg: $139.2M
99
99th pctile
Total Assets
Current: $492.8M · Tier avg: $217.5M
95
95th pctile
Efficiency Ratio
Current: 44.98% · Tier avg: 67.73%
85
85th pctile
Net Interest Margin
Current: 4.72% · Tier avg: 3.85%
84
84th pctile
Return on Assets
Current: 1.75% · Tier avg: 1.08%
54
54th pctile
Non-Interest-Bearing Deposit Share
Current: 22.53% · Tier avg: 22.39%
51
51th pctile
Tier 1 Capital Ratio
Current: 0.00% · Tier avg: 8.85%
28
28th pctile
Non-Interest Income / Assets
Current: 0.23% · Tier avg: 0.56%
16
16th pctile
Loan-to-Deposit Ratio
Current: 93.67% · Tier avg: 74.53%
Top Weaknesses
16
16th pctile
Loan-to-Deposit Ratio
Current: 93.67% · Tier avg: 74.53%
28
28th pctile
Non-Interest Income / Assets
Current: 0.23% · Tier avg: 0.56%
51
51th pctile
Tier 1 Capital Ratio
Current: 0.00% · Tier avg: 8.85%
54
54th pctile
Non-Interest-Bearing Deposit Share
Current: 22.53% · Tier avg: 22.39%
84
84th pctile
Return on Assets
Current: 1.75% · Tier avg: 1.08%
85
85th pctile
Net Interest Margin
Current: 4.72% · Tier avg: 3.85%
95
95th pctile
Efficiency Ratio
Current: 44.98% · Tier avg: 67.73%
99
99th pctile
Total Assets
Current: $492.8M · Tier avg: $217.5M
100
100th pctile
Total Loans
Current: $411.5M · Tier avg: $139.2M
100
100th pctile
Total Deposits
Current: $439.3M · Tier avg: $183.7M
100
100th pctile
Nonperforming Asset Ratio
Current: 0.00% · Tier avg: 0.45%
100
100th pctile
Delinquency Rate
Current: 0.00% · Tier avg: 0.64%