BlastPoint's Banking Scorecard
Community Bank of Louisiana
Community
Specialty: Other
LA
FDIC cert 13951
Mansfield, LA
1484
banks in Community tier nationally
37 in LA
View Community leaderboard (LA) →
Community Bank of Louisiana shows strong momentum with 1 strength and 8.0% YoY asset growth
Key Strengths
Areas where this bank excels compared to peers
- + Loan-to-Deposit Ratio 48.91% below tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (LA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$879.6M
+8.0% YoY
+7.2% QoQ
|
-$511.9M |
$1.4B
+2.0% YoY
|
$757.6M
+4.2% YoY
|
$5.9B
+6.5% YoY
|
41% |
| Total Loans ? |
$282.0M
+8.8% YoY
-0.4% QoQ
|
-$693.5M |
$975.5M
+2.4% YoY
|
$510.8M
+1.6% YoY
|
$3.1B
+8.5% YoY
|
Bottom 4% in tier |
| Total Deposits ? |
$825.5M
+6.6% YoY
+6.9% QoQ
|
-$339.1M |
$1.2B
+1.7% YoY
|
$647.1M
+4.0% YoY
|
$4.7B
+6.3% YoY
|
49% |
| Return on Assets ? |
1.27%
+12.5% YoY
-0.4% QoQ
|
+0.11% |
1.16%
+17.2% YoY
|
1.09%
+11.0% YoY
|
1.12%
+15.6% YoY
|
61% |
| Net Interest Margin ? |
2.87%
+14.9% YoY
-0.6% QoQ
|
-0.79% |
3.66%
+9.1% YoY
|
4.11%
+6.6% YoY
|
3.75%
+7.1% YoY
|
Bottom 13% in tier |
| Efficiency Ratio ? |
59.28%
+0.4% YoY
-0.4% QoQ
|
-3.35% |
62.63%
-5.3% YoY
|
68.99%
-3.0% YoY
|
65.09%
-5.1% YoY
|
59% |
| Delinquency Rate ? |
0.26%
-57.1% YoY
-4.5% QoQ
|
-0.37% |
0.63%
+18.3% YoY
|
1.20%
-3.6% YoY
|
0.66%
+20.3% YoY
|
65% |
| Loan-to-Deposit Ratio ? |
34.16%
+2.0% YoY
-6.9% QoQ
|
-48.91% |
83.06%
+0.3% YoY
|
76.53%
+1.5% YoY
|
78.04%
+0.7% YoY
|
Top 1% in tier |
| Non-Interest-Bearing Deposit Share ? |
23.21%
-4.3% YoY
-7.8% QoQ
|
+2.16% |
21.05%
-0.9% YoY
|
23.36%
-2.3% YoY
|
21.79%
-1.3% YoY
|
64% |
| Nonperforming Asset Ratio ? |
0.26%
-44.6% YoY
-11.1% QoQ
|
-0.24% |
0.50%
+20.3% YoY
|
0.96%
+1.0% YoY
|
0.48%
+20.8% YoY
|
58% |
| Tier 1 Capital Ratio ? |
0.00%
-100.0% YoY
|
-10.24% |
10.24%
-0.6% YoY
|
8.68%
-5.6% YoY
|
9.75%
-1.9% YoY
|
29% |
| Non-Interest Income / Assets ? |
0.39%
-33.4% YoY
+33.0% QoQ
|
-0.35% |
0.74%
-1.3% YoY
|
0.55%
-11.7% YoY
|
0.65%
+0.6% YoY
|
35% |
Signature Analysis
Strengths (1)
Loan-to-Deposit Ratio
metric
Top 1%
in Community
Why this stands out
Current:
34.16%
(Tier avg: 83.06%, National avg: 78.04%)
Concerns (0)
No concerns identified
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
99
99th pctile
Loan-to-Deposit Ratio
Current: 34.16% · Tier avg: 83.06%
65
65th pctile
Delinquency Rate
Current: 0.26% · Tier avg: 0.63%
64
64th pctile
Non-Interest-Bearing Deposit Share
Current: 23.21% · Tier avg: 21.05%
61
61th pctile
Return on Assets
Current: 1.27% · Tier avg: 1.16%
59
59th pctile
Efficiency Ratio
Current: 59.28% · Tier avg: 62.63%
58
58th pctile
Nonperforming Asset Ratio
Current: 0.26% · Tier avg: 0.50%
49
49th pctile
Total Deposits
Current: $825.5M · Tier avg: $1.2B
41
41th pctile
Total Assets
Current: $879.6M · Tier avg: $1.4B
35
35th pctile
Non-Interest Income / Assets
Current: 0.39% · Tier avg: 0.74%
29
29th pctile
Tier 1 Capital Ratio
Current: 0.00% · Tier avg: 10.24%
13
13th pctile
Net Interest Margin
Current: 2.87% · Tier avg: 3.66%
4
4th pctile
Total Loans
Current: $282.0M · Tier avg: $975.5M
Top Weaknesses
4
4th pctile
Total Loans
Current: $282.0M · Tier avg: $975.5M
13
13th pctile
Net Interest Margin
Current: 2.87% · Tier avg: 3.66%
29
29th pctile
Tier 1 Capital Ratio
Current: 0.00% · Tier avg: 10.24%
35
35th pctile
Non-Interest Income / Assets
Current: 0.39% · Tier avg: 0.74%
41
41th pctile
Total Assets
Current: $879.6M · Tier avg: $1.4B
49
49th pctile
Total Deposits
Current: $825.5M · Tier avg: $1.2B
58
58th pctile
Nonperforming Asset Ratio
Current: 0.26% · Tier avg: 0.50%
59
59th pctile
Efficiency Ratio
Current: 59.28% · Tier avg: 62.63%
61
61th pctile
Return on Assets
Current: 1.27% · Tier avg: 1.16%
64
64th pctile
Non-Interest-Bearing Deposit Share
Current: 23.21% · Tier avg: 21.05%
65
65th pctile
Delinquency Rate
Current: 0.26% · Tier avg: 0.63%
99
99th pctile
Loan-to-Deposit Ratio
Current: 34.16% · Tier avg: 83.06%