BlastPoint's Banking Scorecard
The State Bank of Canton, Canton, Kansas
Micro
Specialty: Agricultural
KS
FDIC cert 13926
Designations: ✓ Community bank
Canton, KS
2498
banks in Micro tier nationally
145 in KS
View Micro leaderboard (KS) →
The State Bank of Canton, Canton, Kansas demonstrates 3 strengths
Key Strengths
Areas where this bank excels compared to peers
- + Delinquency Rate 0.64% below tier
- + Nonperforming Asset Ratio 0.45% below tier
- + Tier 1 Capital Ratio 32.00% above tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$34.0M
+3.2% YoY
-5.6% QoQ
|
-$183.5M |
$217.5M
+2.3% YoY
|
$500.0M
+7.2% YoY
|
$5.9B
+6.5% YoY
|
Bottom 3% in tier |
| Total Loans ? |
$16.5M
+31.6% YoY
+37.0% QoQ
|
-$122.7M |
$139.2M
+2.8% YoY
|
$330.9M
+7.5% YoY
|
$3.1B
+8.5% YoY
|
Bottom 5% in tier |
| Total Deposits ? |
$25.9M
+2.1% YoY
-7.5% QoQ
|
-$157.8M |
$183.7M
+1.8% YoY
|
$415.2M
+7.6% YoY
|
$4.7B
+6.3% YoY
|
Bottom 4% in tier |
| Return on Assets ? |
0.99%
-14.4% YoY
+0.4% QoQ
|
-0.10% |
1.08%
+14.7% YoY
|
1.26%
+16.9% YoY
|
1.12%
+15.6% YoY
|
45% |
| Net Interest Margin ? |
3.63%
-2.3% YoY
+0.9% QoQ
|
-0.22% |
3.85%
+6.6% YoY
|
3.85%
+7.2% YoY
|
3.75%
+7.1% YoY
|
40% |
| Efficiency Ratio ? |
67.02%
+2.3% YoY
-0.4% QoQ
|
-0.70% |
67.73%
-4.8% YoY
|
63.53%
-4.9% YoY
|
65.09%
-5.1% YoY
|
48% |
| Delinquency Rate ? | 0.00% | -0.64% |
0.64%
+24.4% YoY
|
0.50%
+113.1% YoY
|
0.66%
+20.3% YoY
|
Top 1% in tier |
| Loan-to-Deposit Ratio ? |
63.79%
+28.8% YoY
+48.1% QoQ
|
-10.74% |
74.53%
+0.5% YoY
|
73.36%
+1.4% YoY
|
78.04%
+0.7% YoY
|
71% |
| Non-Interest-Bearing Deposit Share ? |
34.96%
-27.8% YoY
+12.6% QoQ
|
+12.57% |
22.39%
-1.3% YoY
|
21.92%
-1.8% YoY
|
21.79%
-1.3% YoY
|
Top 12% in tier |
| Nonperforming Asset Ratio ? | 0.00% | -0.45% |
0.45%
+25.1% YoY
|
0.36%
+79.7% YoY
|
0.48%
+20.8% YoY
|
Top 1% in tier |
| Tier 1 Capital Ratio ? |
40.86%
-13.5% YoY
-13.4% QoQ
|
+32.00% |
8.85%
-3.4% YoY
|
7.38%
-10.4% YoY
|
9.75%
-1.9% YoY
|
Top 1% in tier |
| Non-Interest Income / Assets ? |
0.30%
-2.1% YoY
+39.9% QoQ
|
-0.26% |
0.56%
+0.3% YoY
|
0.59%
+2.2% YoY
|
0.65%
+0.6% YoY
|
41% |
Signature Analysis
Strengths (3)
Delinquency Rate
metric
Top 1%
in Micro
Why this stands out
Current:
0.00%
(Tier avg: 0.64%, National avg: 0.66%)
Nonperforming Asset Ratio
metric
Top 1%
in Micro
Why this stands out
Current:
0.00%
(Tier avg: 0.45%, National avg: 0.48%)
Tier 1 Capital Ratio
metric
Top 1%
in Micro
Why this stands out
Current:
40.86%
(Tier avg: 8.85%, National avg: 9.75%)
Concerns (0)
No concerns identified
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
100
100th pctile
Delinquency Rate
Current: 0.00% · Tier avg: 0.64%
100
100th pctile
Nonperforming Asset Ratio
Current: 0.00% · Tier avg: 0.45%
99
99th pctile
Tier 1 Capital Ratio
Current: 40.86% · Tier avg: 8.85%
88
88th pctile
Non-Interest-Bearing Deposit Share
Current: 34.96% · Tier avg: 22.39%
71
71th pctile
Loan-to-Deposit Ratio
Current: 63.79% · Tier avg: 74.53%
48
48th pctile
Efficiency Ratio
Current: 67.02% · Tier avg: 67.73%
45
45th pctile
Return on Assets
Current: 0.99% · Tier avg: 1.08%
41
41th pctile
Non-Interest Income / Assets
Current: 0.30% · Tier avg: 0.56%
40
40th pctile
Net Interest Margin
Current: 3.63% · Tier avg: 3.85%
5
5th pctile
Total Loans
Current: $16.5M · Tier avg: $139.2M
4
4th pctile
Total Deposits
Current: $25.9M · Tier avg: $183.7M
3
3th pctile
Total Assets
Current: $34.0M · Tier avg: $217.5M
Top Weaknesses
3
3th pctile
Total Assets
Current: $34.0M · Tier avg: $217.5M
4
4th pctile
Total Deposits
Current: $25.9M · Tier avg: $183.7M
5
5th pctile
Total Loans
Current: $16.5M · Tier avg: $139.2M
40
40th pctile
Net Interest Margin
Current: 3.63% · Tier avg: 3.85%
41
41th pctile
Non-Interest Income / Assets
Current: 0.30% · Tier avg: 0.56%
45
45th pctile
Return on Assets
Current: 0.99% · Tier avg: 1.08%
48
48th pctile
Efficiency Ratio
Current: 67.02% · Tier avg: 67.73%
71
71th pctile
Loan-to-Deposit Ratio
Current: 63.79% · Tier avg: 74.53%
88
88th pctile
Non-Interest-Bearing Deposit Share
Current: 34.96% · Tier avg: 22.39%
99
99th pctile
Tier 1 Capital Ratio
Current: 40.86% · Tier avg: 8.85%
100
100th pctile
Nonperforming Asset Ratio
Current: 0.00% · Tier avg: 0.45%
100
100th pctile
Delinquency Rate
Current: 0.00% · Tier avg: 0.64%