BlastPoint's Banking Scorecard
Corydon State Bank
Micro
Specialty: Agricultural
IA
FDIC cert 13616
Designations: ✓ Community bank
Corydon, IA
2498
banks in Micro tier nationally
167 in IA
View Micro leaderboard (IA) →
Corydon State Bank has 2 strengths but faces 2 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Efficiency Ratio 33.04% below tier
- + Loan-to-Deposit Ratio 37.55% below tier
Key Concerns
Areas that may need attention
- - Delinquency Rate 2.63% above tier
- - Non-Interest Income / Assets 0.45% below tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (IA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$134.3M
+15.2% YoY
+3.0% QoQ
|
-$83.2M |
$217.5M
+2.3% YoY
|
$554.4M
+4.9% YoY
|
$5.9B
+6.5% YoY
|
32% |
| Total Loans ? |
$37.5M
-5.2% YoY
+2.2% QoQ
|
-$101.7M |
$139.2M
+2.8% YoY
|
$379.4M
+5.5% YoY
|
$3.1B
+8.5% YoY
|
Bottom 14% in tier |
| Total Deposits ? |
$101.4M
+15.3% YoY
+2.3% QoQ
|
-$82.3M |
$183.7M
+1.8% YoY
|
$463.0M
+4.7% YoY
|
$4.7B
+6.3% YoY
|
29% |
| Return on Assets ? |
1.86%
+8.5% YoY
-1.4% QoQ
|
+0.78% |
1.08%
+14.7% YoY
|
1.18%
+29.0% YoY
|
1.12%
+15.6% YoY
|
Top 13% in tier |
| Net Interest Margin ? |
2.91%
+4.0% YoY
+1.3% QoQ
|
-0.94% |
3.85%
+6.6% YoY
|
3.37%
+11.5% YoY
|
3.75%
+7.1% YoY
|
Bottom 13% in tier |
| Efficiency Ratio ? |
34.69%
-9.0% YoY
+4.6% QoQ
|
-33.04% |
67.73%
-4.8% YoY
|
59.86%
-8.6% YoY
|
65.09%
-5.1% YoY
|
Top 1% in tier |
| Delinquency Rate ? |
3.27%
+44.9% YoY
-5.0% QoQ
|
+2.63% |
0.64%
+24.4% YoY
|
0.57%
+48.1% YoY
|
0.66%
+20.3% YoY
|
Bottom 6% in tier |
| Loan-to-Deposit Ratio ? |
36.98%
-17.8% YoY
-0.0% QoQ
|
-37.55% |
74.53%
+0.5% YoY
|
79.50%
+1.5% YoY
|
78.04%
+0.7% YoY
|
Top 4% in tier |
| Non-Interest-Bearing Deposit Share ? |
20.00%
-6.1% YoY
+13.8% QoQ
|
-2.40% |
22.39%
-1.3% YoY
|
18.11%
-1.9% YoY
|
21.79%
-1.3% YoY
|
42% |
| Nonperforming Asset Ratio ? |
0.98%
+20.6% YoY
-2.8% QoQ
|
+0.53% |
0.45%
+25.1% YoY
|
0.44%
+46.5% YoY
|
0.48%
+20.8% YoY
|
20% |
| Tier 1 Capital Ratio ? | 0.00% | -8.85% |
8.85%
-3.4% YoY
|
8.07%
-1.4% YoY
|
9.75%
-1.9% YoY
|
51% |
| Non-Interest Income / Assets ? |
0.12%
-34.3% YoY
+21.1% QoQ
|
-0.45% |
0.56%
+0.3% YoY
|
0.46%
+1.9% YoY
|
0.65%
+0.6% YoY
|
Bottom 10% in tier |
Signature Analysis
Strengths (2)
Efficiency Ratio
metric
Top 1%
in Micro
Why this stands out
Current:
34.69%
(Tier avg: 67.73%, National avg: 65.09%)
Loan-to-Deposit Ratio
metric
Top 4%
in Micro
Why this stands out
Current:
36.98%
(Tier avg: 74.53%, National avg: 78.04%)
Concerns (2)
Delinquency Rate
metric
Bottom 6%
in Micro
Why this stands out
Current:
3.27%
(Tier avg: 0.64%, National avg: 0.66%)
Non-Interest Income / Assets
metric
Bottom 10%
in Micro
Why this stands out
Current:
0.12%
(Tier avg: 0.56%, National avg: 0.65%)
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
99
99th pctile
Efficiency Ratio
Current: 34.69% · Tier avg: 67.73%
96
96th pctile
Loan-to-Deposit Ratio
Current: 36.98% · Tier avg: 74.53%
87
87th pctile
Return on Assets
Current: 1.86% · Tier avg: 1.08%
51
51th pctile
Tier 1 Capital Ratio
Current: 0.00% · Tier avg: 8.85%
42
42th pctile
Non-Interest-Bearing Deposit Share
Current: 20.00% · Tier avg: 22.39%
32
32th pctile
Total Assets
Current: $134.3M · Tier avg: $217.5M
29
29th pctile
Total Deposits
Current: $101.4M · Tier avg: $183.7M
20
20th pctile
Nonperforming Asset Ratio
Current: 0.98% · Tier avg: 0.45%
14
14th pctile
Total Loans
Current: $37.5M · Tier avg: $139.2M
13
13th pctile
Net Interest Margin
Current: 2.91% · Tier avg: 3.85%
10
10th pctile
Non-Interest Income / Assets
Current: 0.12% · Tier avg: 0.56%
6
6th pctile
Delinquency Rate
Current: 3.27% · Tier avg: 0.64%
Top Weaknesses
6
6th pctile
Delinquency Rate
Current: 3.27% · Tier avg: 0.64%
10
10th pctile
Non-Interest Income / Assets
Current: 0.12% · Tier avg: 0.56%
13
13th pctile
Net Interest Margin
Current: 2.91% · Tier avg: 3.85%
14
14th pctile
Total Loans
Current: $37.5M · Tier avg: $139.2M
20
20th pctile
Nonperforming Asset Ratio
Current: 0.98% · Tier avg: 0.45%
29
29th pctile
Total Deposits
Current: $101.4M · Tier avg: $183.7M
32
32th pctile
Total Assets
Current: $134.3M · Tier avg: $217.5M
42
42th pctile
Non-Interest-Bearing Deposit Share
Current: 20.00% · Tier avg: 22.39%
51
51th pctile
Tier 1 Capital Ratio
Current: 0.00% · Tier avg: 8.85%
87
87th pctile
Return on Assets
Current: 1.86% · Tier avg: 1.08%
96
96th pctile
Loan-to-Deposit Ratio
Current: 36.98% · Tier avg: 74.53%
99
99th pctile
Efficiency Ratio
Current: 34.69% · Tier avg: 67.73%